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  • Turtle Lake

    4324 W 20th St, Panama City, FL 32405

    Apartment building
    1-2 beds
    Pet-friendly
    Shared laundry

    Available units

    This listing now includes required monthly fees in the total monthly price.

    Learn more
    Unit
    , sortable column
    Sqft, sortable columnAvailable, sortable columnTotal monthly price, sorted ascending
    Unit N-N250
    1 bd, 1 ba
    700
    Now
    $1,135
    Unit B-B208
    1 bd, 1 ba
    700
    Aug 5
    $1,135
    Unit P-P153
    1 bd, 1 ba
    700
    Jul 8
    $1,160
    Unit U-U280
    2 bd, 1.5 ba
    900
    Jul 30
    $1,305
    Unit U-U283
    2 bd, 1.5 ba
    900
    Aug 7
    $1,305
    Unit Q-Q164
    2 bd, 1.5 ba
    900
    Jul 21
    $1,320
    Unit S-S273
    2 bd, 2 ba
    1,000
    Sep 5
    $1,335
    Unit S-S272
    2 bd, 2 ba
    1,000
    Jul 14
    $1,345
    Unit D-D127
    2 bd, 2 ba
    1,000
    Jul 11
    $1,360
    Unit D-D121
    2 bd, 2 ba
    1,000
    Jul 4
    $1,360

    What's special

    Playground
    Play date, anyone?
    A playground is a rare feature. Less than 13% of buildings in Panama City have this amenity.
    Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood. Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.
    Office hours
    DayOpen hours
    Mon - Fri:8:30 am - 5:30 pm
    Sat:Closed
    Sun:Closed

    Facts, features & policies

    Building Amenities

    Other
    • Shared: Laundry Facility
    • Swimming Pool: Pool
    Outdoor common areas
    • Playground
    Services & facilities
    • Bicycle Storage: Bike Storage
    • Package Service: Package Receiving
    • Storage Space: Additional Storage

    Unit Features

    Appliances
    • Dishwasher
    • Garbage Disposal: Disposal
    • Microwave Oven: Microwave
    • Range
    • Refrigerator
    • Washer/dryer Hookups: In Select Units.
    Cooling
    • Air Conditioning: Central Heat & Air
    • Ceiling Fan
    Flooring
    • Carpet
    • Vinyl: Vinyl Plank Flooring
    Other
    • Balcony: Balcony/patio
    • Black Appliances: In Select Units.
    • Breakfast Bar
    • Ice Maker
    • Large Closets: Walk In Closets
    • Patio Balcony: Balcony/patio
    • Private Entrance
    • Window Coverings

    Policies

    Lease terms
    • 6 months, 12 months
    Pet essentials
    Skip to the end of the carousel
    • DogsAllowed
      Number allowed2
      Monthly dog rent$10
      One-time dog fee$300
    • CatsAllowed
      Number allowed2
      Monthly cat rent$10
      One-time cat fee$300
    • BirdsAllowed
      Number allowed2
    • FishAllowed
      Number allowed2
    Skip to the beginning of the carousel
    Additional details
    Birds: Bird
    Fish: Fish

    Special Features

    • 24-hour Emergency Maintenance
    • Boat/rv Parking
    • Catch & Release Fishing Lake
    • Pets Allowed

    Neighborhood: 32405

    Areas of interest

    Use our interactive map to explore the neighborhood and see how it matches your interests.

    Travel times

    Walk, Transit & Bike Scores

     / 100
    Car-Dependent
     / 100
    Some Transit
     / 100
    Somewhat Bikeable
    Near Turtle Lake
    • Zoo World, home to over 260 animals, offering programs such as Animal Encounters, Simmer Safari Zoo Camp and Adopt a Wild Child, is a 5-minute drive away.
    • Ripley's Believe It or Not Museum occupies a replica of a sinking ship featuring interactive exhibits showcasing weird relics, a movie theater and laser race and is a 10-minute drive away.
    • Shipwreck Island Waterpark, located within a 10-minute drive, features a variety of water slides, a lazy river, a wave pool, Tadpole Hole, Skull Island and The Great Shipwreck.
    • Panama City Beach Dolphin Tours & More, offering a variety of tours including fishing, spearfishing, scuba diving and snorkeling, is a 5-minute drive away.

    Nearby schools in Panama City

    GreatSchools rating
    Loading

    Frequently asked questions

    What is the walk score of Turtle Lake?

    Turtle Lake has a walk score of 15, it's car-dependent.

    What is the transit score of Turtle Lake?

    Turtle Lake has a transit score of 29, it has some transit.

    What schools are assigned to Turtle Lake?

    The schools assigned to Turtle Lake include Lucille Moore Elementary School, Jinks Middle School, and Bay High School.

    Does Turtle Lake have in-unit laundry?

    No, but Turtle Lake has shared building laundry and washer/dryer hookups available.

    What neighborhood is Turtle Lake in?

    Turtle Lake is in the 32405 neighborhood in Panama City, FL.

    What are Turtle Lake's policies on pets?

    A maximum of 2 birds are allowed per unit. A maximum of 2 cats are allowed per unit. This building has a one time fee of $300 and monthly fee of $10 for cats. A maximum of 2 dogs are allowed per unit. This building has a one time fee of $300 and monthly fee of $10 for dogs. A maximum of 2 fish are allowed per unit.

    Your dream apartment is waitingOne new unit was recently added to this listing.
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