Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.
Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.
Special offer
Must apply within 24 hours of tour. 12 month lease. Must move in by 10/31/26. Additional terms and conditions may apply.
Expires October 31, 2026
Apartment building
1-3 beds
Pet-friendly
Available units
This listing now includes required monthly fees in the total monthly price.
Unit , sortable column | Sqft, sortable column | Available, sortable column | Total monthly price, sorted ascending |
|---|---|---|---|
 Unit P-P154 1 bd, 1 ba | 700 | Oct 8 | $1,170 |
 Unit D-D222 2 bd, 2 ba | 1,000 | Oct 23 | $1,240 |
 Unit Q-Q266 2 bd, 1.5 ba | 900 | Now | $1,305 |
Unit U-U283 2 bd, 1.5 ba | 900 | Now | $1,315 |
Unit Q-Q162 2 bd, 1.5 ba | 900 | Oct 10 | $1,330 |
Unit S-S273 2 bd, 2 ba | 1,000 | Now | $1,345 |
Unit S-S276 2 bd, 2 ba | 1,000 | Oct 7 | $1,355 |
Unit D-D124 2 bd, 2 ba | 1,000 | Oct 9 | $1,370 |
Unit D-D125 2 bd, 2 ba | 1,000 | Oct 10 | $1,370 |
Unit H-H133 2 bd, 2 ba | 1,000 | Oct 14 | $1,370 |
Unit H-H136 2 bd, 2 ba | 1,000 | Oct 22 | $1,380 |
 Unit V-V332 3 bd, 2.5 ba | 1,100 | Dec 12 | $1,555 |
 Unit M-M242 3 bd, 2 ba | 1,300 | Nov 3 | $1,605 |
Unit M-M243 3 bd, 2 ba | 1,300 | Nov 3 | $1,605 |
Unit M-M244 3 bd, 2 ba | 1,300 | Nov 3 | $1,625 |
What's special
Playground
Play date, anyone?
A playground is a rare feature. Less than 13% of buildings in Panama City have this amenity.
Office hours
| Day | Open hours |
|---|---|
| Mon - Fri: | 8:30 am - 5:30 pm |
| Sat: | Closed |
| Sun: | Closed |
Facts, features & policies
Building Amenities
Other
- Swimming Pool: Pool
Outdoor common areas
- Playground
Services & facilities
- Bicycle Storage: Bike Storage
- Package Service: Package Receiving
Unit Features
Appliances
- Dishwasher
- Garbage Disposal: Disposal
- Microwave Oven: Microwave
- Range
- Refrigerator
- Washer/Dryer Hookups: In Select Units.
Cooling
- Air Conditioning: Central Heat & Air
- Ceiling Fan
Flooring
- Carpet
- Vinyl: Vinyl Plank Flooring
Other
- Black Appliances: In Select Units.
- Breakfast Bar
- Ice Maker
- Large Closets: Walk In Closets
- Patio Balcony: Balcony/Patio
- Private Entrance
- Window Coverings
Policies
Lease terms
- 6 months, 12 months
Pet essentials
- DogsAllowedNumber allowed2Monthly dog rent$10One-time dog fee$300
- CatsAllowedNumber allowed2Monthly cat rent$10One-time cat fee$300
- BirdsAllowedNumber allowed2
- FishAllowedNumber allowed2
Additional details
Birds: Bird
Fish: Fish
Special Features
- 24-Hour Emergency Maintenance
- Additional Storage
- Boat/Rv Parking
- Catch & Release Fishing Lake
- Laundry: Laundry Facility
- Pets Allowed
Neighborhood: 32405
Areas of interest
Use our interactive map to explore the neighborhood and see how it matches your interests.
Travel times
Getting around
Walk Score®
/ 100
Car-DependentTransit Score®
/ 100
Some TransitBike Score®
/ 100
Somewhat BikeableNear Turtle Lake
- Zoo World, home to over 260 animals, offering programs such as Animal Encounters, Simmer Safari Zoo Camp and Adopt a Wild Child, is a 5-minute drive away.
- Ripley's Believe It or Not Museum occupies a replica of a sinking ship featuring interactive exhibits showcasing weird relics, a movie theater and laser race and is a 10-minute drive away.
- Shipwreck Island Waterpark, located within a 10-minute drive, features a variety of water slides, a lazy river, a wave pool, Tadpole Hole, Skull Island and The Great Shipwreck.
- Panama City Beach Dolphin Tours & More, offering a variety of tours including fishing, spearfishing, scuba diving and snorkeling, is a 5-minute drive away.
Nearby schools in Panama City
Lucille Moore Elementary School
Grades PK-5 • 0.7 miles4/10
GreatSchools® Rating
Test Score Rating
3/10Student Progress Rating
5/10Jinks Middle School
Grades 6-8 • 3.2 miles2/10
GreatSchools® Rating
Test Score Rating
2/10Student Progress Rating
2/10Bay High School
Grades 9-12 • 3.7 miles4/10
GreatSchools® Rating
Test Score Rating
4/10College Readiness Rating
4/10Student Progress Rating
3/10Living in Panama City
- Dining SceneA variety of restaurants, from casual eateries to fine dining, reflect the local culinary culture centered around fresh seafood.
- Family VibesThe neighborhood is home to numerous parks and family-oriented activities, making it a great place for outdoor fun.
- Green SpacesThe abundance of parks and nature trails provides residents with serene spots for relaxation and recreation.
- Nightlife HubA lively nightlife scene offers bars and entertainment options for those looking to unwind after dark.
Located in the heart of Panama City, the 32405 zip code offers a blend of natural beauty and urban conveniences. Residents enjoy a warm, subtropical climate ideal for outdoor activities year-round. The area features a variety of parks, including the scenic Oaks by the Bay Park, perfect for family outings or leisurely strolls. With a vibrant dining scene, you can find local favorites like seafood shacks and cozy cafes, along with popular chains. The median rent in this neighborhood is approximately $1,600, with prices ranging from $1,200 to $2,200, making it a diverse housing market for new renters. Family-friendly amenities abound, with playgrounds and pet-friendly spaces, ensuring a welcoming environment for all.
Powered by Zillow data and AI technology.
Nearby apartments for rent
Listing order may reflect relevance, quality, and paid promotion.
Similar apartments for rent
Frequently asked questions
What is the walk score of Turtle Lake?
Turtle Lake has a walk score of 15, it's car-dependent.
What is the transit score of Turtle Lake?
Turtle Lake has a transit score of 29, it has some transit.
What schools are assigned to Turtle Lake?
The schools assigned to Turtle Lake include Lucille Moore Elementary School, Jinks Middle School, and Bay High School.
Does Turtle Lake have in-unit laundry?
Turtle Lake has washer/dryer hookups available.
What neighborhood is Turtle Lake in?
Turtle Lake is in the 32405 neighborhood in Panama City, FL.
What are Turtle Lake's policies on pets?
A maximum of 2 birds are allowed per unit. A maximum of 2 cats are allowed per unit. This building has a one time fee of $300 and monthly fee of $10 for cats. A maximum of 2 dogs are allowed per unit. This building has a one time fee of $300 and monthly fee of $10 for dogs. A maximum of 2 fish are allowed per unit.
There are 5+ floor plans availableWith 56% more variety than properties in the area, you're sure to find a place that fits your lifestyle.
