5508 W 55th St

Move In Special: 1 Month Free! Apply Through Underwriting Before September Ends! 5508 W 55th St Chicago, IL 60638 *HEAT INCLUDED* *Noise Cancelling Windows* A Fresh, Modern 1 Bedroom Home in the Heart of Garfield Ridge Welcome to a home that feels warm the moment you step inside. This newly updated 1 bedroom apartment in Garfield Ridge blends comfort, style, and everyday convenience perfect for anyone seeking a peaceful space with modern finishes and thoughtful updates. Sunlight pours through the large windows, filling the living room with a soft glow that highlights the crisp two tone walls and fresh wood pattern flooring. The open layout gives you room to relax, work, and entertain without feeling cramped. Every detail from the clean trim to the updated fixtures creates a space that feels intentionally designed, not just renovated. The kitchen is bright, functional, and inviting. Wooden cabinets offer plenty of storage, while the gas stove and stainless steel sink make cooking feel effortless. Whether you're preparing a quick breakfast or hosting a cozy dinner, this kitchen supports your daily rhythm. The bathroom has been refreshed with modern touches: a sleek vanity, updated lighting, and a glass block window that brings in natural light while maintaining privacy. The tiled shower adds a clean, contemporary feel. With heat, hot water, cooking gas, garbage, and water included, your monthly expenses stay predictable and stress free. You only pay for electric. Optional private parking is available for those who want added convenience. This is more than an apartment it's a comfortable, modern home in a neighborhood known for its quiet streets, friendly community, and unbeatable access to transportation, shopping, and dining. Apartment Features: Spacious, sun filled bedroom with fresh flooring Bright living room with large windows and natural light Modern two tone paint with white chair rail trim Updated wood pattern flooring throughout Clean, refreshed kitchen with: Wooden cabinets Gas stove Stainless steel sink White tile backsplash Renovated bathroom featuring: Modern vanity Updated lighting Glass block window Fresh tile shower A/C wall unit not provided Baseboard heating Optional private parking available for rent (first come, first served) Utilities Tenant only pays for electric. The following utilities are included at no cost: Cooking gas Hot water Heat Water Garbage Neighborhood Highlights Garfield Ridge Garfield Ridge is known for its quiet residential streets, strong community feel, and excellent access to transportation and shopping. Walk Score 70 "Very Walkable" Most errands can be completed on foot. Nearby Schools Kinzie Elementary School (PK 8) Kennedy High School (9 12) Additional charter and private options nearby Transportation Easy access to CTA bus routes along 55th St & Archer Ave Minutes from I 55 Close to Midway Airport Quick access to Orange Line stations Popular Stores Nearby Jewel Osco Walgreens Mariano's Target (Cicero Ave) Pete's Fresh Market Local restaurants, cafes, and bakeries along Archer Ave Ideal For Renters seeking a clean, updated, utility inclusive home in a safe, convenient neighborhood with strong access to transportation and everyday amenities. Occupancy Standard In accordance with Cook County occupancy guidelines, occupancy is limited to two (2) persons per bedroom unless otherwise permitted by applicable law. Chicago Residential Landlord & Tenant Ordinance (CRLTO) This property is professionally managed in compliance with the Chicago Residential Landlord and Tenant Ordinance (CRLTO). All required disclosures will be provided before lease signing. Rental Application & Underwriting Process Thank you for your interest in our property. To ensure a fair, consistent, and transparent screening process, all applicants must complete the following steps. Step 1: Schedule a Property Showing All prospective applicants are encouraged to view the property before submitting an application. Step 2: Submit an Application Each adult (18 years of age or older) who will occupy the property must submit a separate application. Application Fees (Non-Refundable) Primary Applicant: $35.00 Each Additional Adult (18+): $20.00 Once all applications have been received, the underwriting process will begin. Step 3: First Underwriting Review Income Verification Our first underwriting review focuses on verifying the household's financial qualifications and ability to meet the rental obligation. To be considered, applicants must: Have a combined gross monthly household income of at least three (3) times the monthly rent. Provide three (3) months of bank statements. Provide three (3) months of paycheck stubs or other acceptable proof of income. Provide two (2) valid government-issued forms of identification for each adult applicant. If additional verification is needed due to inconsistencies or gaps in the documentation provided, we may request up to two (2) additional months of supporting financial documentation before proceeding. For your privacy, applicants may black out bank account numbers or other sensitive account information. However, your full name, address, financial transactions, and all other required information must remain clearly visible and legible on all submitted documentation. Our underwriting team reviews all documentation to verify financial stability, income consistency, and the household's ability to satisfy the monthly rental obligation. Step 4: Second Underwriting Review Third-Party Screening Applicants who successfully complete the initial income underwriting review will move to the second phase of the screening process. This review is completed through our third-party screening provider, RentSpree. Third-Party Screening Fee $49.99 per adult applicant The third-party screening includes: Credit Report Credit Score Review Rental History Review Eviction History Review Criminal Background Screening (performed in compliance with all applicable Chicago Fair Housing and Fair Chance Housing Ordinances) Minimum screening requirements include: Minimum credit score of 550 No evictions within the past 10 years Move-In Costs Non-Refundable Move-In Fee: $600.00 Non-Refundable Administrative Fee: $300.00 First Month's Rent: $1,200.00 Total Move-In Cost: $2,100.00 Occupancy Standards Maximum occupancy is two (2) persons per bedroom. Children two (2) years of age and younger are not counted toward the occupancy limit. Important Information All application and screening fees are non-refundable. Every adult (18 years of age or older) must complete the application and screening process. Applications must be complete before they can be reviewed. Additional documentation may be requested at any time during the underwriting process. Providing false, misleading, altered, or incomplete information may result in denial of the application. Meeting the minimum qualification requirements does not guarantee approval. Each application is reviewed as a whole using our established underwriting guidelines and applicable fair housing laws. We appreciate your interest in renting with us and look forward to assisting you throughout the application process. 1 Month Free Promotion! This promotion provides 1 month free, applied over 3 months. Each of the three months will receive a credit equal to approximately 33.3% of the monthly rent amount. To qualify, applicants must: Submit a completed application Pass our underwriting department review I and J Good Rentals LLC Office Hours: Mon - Fri (10 am - 3 pm) Lease Terms: Move-In Costs Move-in fee: $600.00 Admin fee: $300.00 First month's rent due prior to occupancy: $1,200.00 Total Cost: $2,100.00 Occupancy Standards Maximum occupancy: Two (2) persons per bedroom Children two (2) years of age and under are not counted toward occupancy limits Identification Requirements Two (2) valid forms of government-issued identification are required for each adult applicant Screening Process (Two-Step Review) Step 1: Preliminary Income Review Income documentation is reviewed first to confirm affordability Applicants who meet income requirements may proceed to Step 2 Step 2: Full Screening (via Third Party) Credit review: $50.00/adult Eviction history review Credit Criteria Minimum credit score: 550 or higher Credit history is reviewed as part of the overall application package No single factor is considered in isolation Eviction History No evictions within the past ten (10) years Exceptions may be considered only if documentation proves: The eviction was dismissed The eviction was never executed Or the eviction was legally vacated or removed Criminal Background Review (Chicago-Compliant) is reviewed only after income verification and credit qualification are met. Additional Notes All adults 18 years or older must apply and be screened Applications must be complete to be considered Providing false or misleading information may result in denial Meeting the minimum criteria does not guarantee approval.