0 13th St Lot 4, Panama City, FL 32409

Prime residential homesite in desirable Southport, positioned on a paved dead-end road with low traffic and no homes directly across the street. Lot 4 offers a quiet, natural setting where deer and native wildlife are still frequently seen, creating a secluded feel while remaining conveniently close to town. Zoned R 2, this homesite offers excellent flexibility for single family construction, making it ideal for first time builders, spec builders, investors, or someone ready to create a beautiful starter home. Recent neighboring homes completed in 2025 demonstrate practical buildability consistent with current Bay County R 2 standards, utilizing approximately 5 foot side setbacks. Recorded covenants require a minimum of 1,200 square feet of enclosed living area. Located approximately 0.3 miles from the Donald Penny Public Boat Ramp on Fanning Bayou, this property offers convenient deep-water access under the Hathaway Bridge and out to the Gulf of Mexico and Shell Island. This protected stretch of Fanning Bayou is locally known as ''Safety Harbor,'' attracting vessels from across the region during storm season. Miller Marine is also nearby, enhancing the area's strong boating appeal. County water is available at 13th Street. Septic system required. Opportunity may exist to acquire adjoining lots for expanded footprint or additional privacy, subject to county approval and recorded restrictions. Vacant and ready for development. Great spot to build affordable housing in the Fast Growing Area of Southport, FL!