Welcome to Dry Branch Way Lot 46 - a peaceful 1.66-acre slice of paradise tucked inside the private, gated community of River Ridge Farms.T he perfect blend of privacy, peace, and convenience. Nestled among rolling hills and mature trees, you'll enjoy serene views of the Sequatchie River from your backyard—without sacrificing access to modern essentials. Power, water, gas, and internet are already available, making it easy to start planning your custom home right away. This particular lot has it all - a huge amount of road frontage within the cul-de-sac, a cleared lot at the front, woods in the back and then the Sequatchie River at the back of the lot.
Whether you're dreaming of a weekend retreat, a full-time residence, or a long-term investment, Lot 46 is a rare opportunity to build something truly special in a growing, nature-focused community.
River Ridge Farms residents enjoy private community amenities including direct river access with a canoe launch, a riverfront pavilion for gatherings, a pool, clubhouse, playground, and a cozy fire pit area—perfect for evenings under the stars.
You'll be just 8 minutes from the small-town charm of Dunlap and only 45 minutes from downtown Chattanooga, with its vibrant dining, shopping, and cultural attractions. For outdoor lovers, Fall Creek Falls State Park is only 35 minutes away, offering miles of hiking trails, waterfalls, and scenic beauty.
With no state income tax and plenty of room to breathe, this is Tennessee mountain living at its finest. Come take a tour and see why Lot 46 at River Ridge Farms is the perfect place to start your next chapter.
Services included: Insurance, Maintenance Grounds, Maintenance Structure, Other
HOA fee: $1,200 annually
Location
Region: Dunlap
Financial & listing details
Annual tax amount: $97
Date on market: 2/9/2026
Listing terms: Cash,Conventional,USDA Loan
Inclusions: HOA Fee covers common area maintenance, pool and clubhouse maintenance, insurance, legal, taxes, gate repairs and maintenance.
Road surface type: Paved
Foreclosure details
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Price history is unavailable.
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.