Lot/land

$100,000

0 Sun Light Ln Lot 16, Spencer, TN 38585

--beds

--baths

5.07Acres

Unimproved Land

Built in ----

5.07 Acres Lot

$-- Zestimate^®

$--/sqft

$-- HOA

What's special

Level terrainMature trees

Nestled in the peaceful Stone Creek Acres subdivision, this beautiful 5.07-acre wooded lot offers the perfect setting to build your private woodland retreat or dream home in the woods. Featuring level terrain and a scenic creek/stream running through the property, this tract combines natural beauty with excellent build potential. Enjoy privacy, mature trees, and the tranquility of country living while still being conveniently located near Spencer and Fall Creek Falls area attractions. An additional adjacent 5-acre lot is also available and can be combined at closing for over 10 acres of secluded Tennessee countryside. Ideal for a custom home, cabin getaway, or investment opportunity.

66 days

34

2

Facts & features

Property

Features

Exterior features: None
Fencing: None
Has view: Yes
View description: Creek/Stream, Forest, Rural, Trees/Woods, Water
Has water view: Yes
Water view: Creek/Stream,Water
Waterfront features: Creek, Stream

Lot

Size: 5.07 Acres
Features: Level, Many Trees, Private, Secluded, Views, Wooded, Rural

Details

Additional structures: None
Parcel number: 054 071.00
Zoning: R-1
Zoning description: Single-Family Residential District
Special conditions: Standard
Other equipment: None

Utilities & green energy

Sewer: None
Water: None
Utilities for property: None

Community & HOA

Community

Features: None
Subdivision: Stone Creek Acres

HOA

Has HOA: No

Location

Region: Spencer

Financial & listing details

Annual tax amount: $145
Date on market: 5/21/2026
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Unimproved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/21/2026	Listed for sale	$100,000
Source: Greater Chattanooga Realtors #1535177 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 38585

Getting around

0 / 100

Car-Dependent

9 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Spencer Elementary School
Grades: PK-5Distance: 4.7 mi
7/10
Van Buren County High School
Grades: 6-12Distance: 4.7 mi

Schools provided by the listing agent

Elementary: Spencer Elementary
Middle: Van Buren County Middle
High: Van Buren County High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.