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  • $895,000

    1 Central Ave E, Cascade, MT 59421

    4beds
    3,630sqft
    : 
    $5,465/mo
    Get pre-qualified
    Single Family Residence
    Built in 1910
    0.72 Acres Lot
    $854,800 Zestimate®
    $247/sqft
    $-- HOA

    What's special

    Direct river accessGenerous groundsFamily picnic areaExcellent water accessNew kitchen
    Own a remarkable piece of Cascade history with Cascade's original bank building, constructed in 1910 and thoughtfully restored for its next chapter. Situated on 10 city lots totaling approximately three-quarters of an acre, this distinctive property offers 140 feet of Missouri River frontage, excellent water access, a firepit, and a family picnic area. The 1,210-square-foot penthouse apartment features two bedrooms and one-and-a-half bathrooms, along with a new kitchen, windows, and flooring. Its open dining and living area showcases beautiful views of the Missouri River and the town of Cascade. The 1,210-square-foot main level - once the original bank lobby - offers a large, open space ready for a variety of possibilities. Imagine a bar, restaurant, retail store, brewery, art gallery, antique shop, event venue, or other unique business. The lower level adds even more flexibility with a two-bedroom, one-bathroom apartment. Additional amenities include a 24-by-24-foot garage and full RV hookups for three units. Most of the restoration work has already been completed, preserving the character and craftsmanship of this historic brick landmark while accommodating modern residential, commercial, and recreational uses. With two living spaces, flexible commercial potential, multiple RV sites, generous grounds, and direct river access, this is a rare opportunity to own one of Cascade's most historically significant properties. Built in 1910 for $17,000, this landmark property was Cascade's first bank and remains an important part of the town's history. Pioneer stockman and farmer C. H. Austin played a central role in organizing the bank and constructing its offices. The building occupies a single 25-by-125-foot city lot and measures an impressive 24 feet 11.5 inches wide, making full use of its narrow downtown footprint. During the bank's prime, the upper floor housed a dentist, a law office, and the local telephone operator - placing the building at the center of Cascade's commercial and civic life. The bank arose during a formative period for the community. Originally known as Dodge, the settlement was renamed Cascade in 1887, gained a bridge across the Missouri River in 1893, and incorporated in 1911. Serving a young town sustained by agriculture, livestock, transportation, and local commerce, this historic building offers a rare connection to the foundations of Cascade.
    38 days
    442
    27

    Zillow last checked:

    Listing updated:

    Listed by:

    Gym Anderson 406-468-9911,

    Montana's Best Realty

    Source: MRMLS,MLS#: 30079534MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Appliances
      • Included: Dishwasher, Range, Refrigerator
      Features
      • Basement: Full,Partially Finished,Walk-Up Access,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 3,630
      • Total interior livable area: 3,630 sqft
      • Finished area below ground: 1,210

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • On waterfront: Yes
      • Waterfront features: River Front, Waterfront
      • Body of water: Missouri
      Lot
      • Size: 0.72 Acres
      Details
      • Parcel number: 02277435103010000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Poured
      Condition
      • New construction: No
      • Year built: 1910

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Cascade

      Financial & listing details

      • Price per square foot: $247/sqft
      • Tax assessed value: $481,993
      • Annual tax amount: $3,660
      • Date on market: 10/7/2026
      • Listing agreement: Exclusive Right To Sell

        Estimated market value

        $854,800

        $812,000 - $898,000

        $3,001/mo

        Price history

        DateEventPrice
        10/7/2026Listed for sale$895,000+50.4%$247/sqft
        Source: MRMLS #30079534 Report a problem
        7/9/2024Listing removed--
        Source: MRMLS #30014848 Report a problem
        10/17/2023Listed for sale$595,000$164/sqft
        Source: MRMLS #30014848 Report a problem
        2/8/2023Listing removed--
        Source: MRMLS #22200550 Report a problem
        11/17/2022Listed for sale$595,000$164/sqft
        Source: MRMLS #22200550 Report a problem
        8/19/2022Pending sale$595,000$164/sqft
        Source: MRMLS #22200550 Report a problem
        1/19/2022Listed for sale$595,000+116.4%$164/sqft
        Source: MRMLS #22200550 Report a problem
        9/24/2018Listing removed$275,000$76/sqft
        Source: MONTANA'S BEST REALTY #300333 Report a problem
        5/24/2018Listed for sale$275,000$76/sqft
        Source: MONTANA'S BEST REALTY #300333 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,625 +11.6%$481,993 +52.5%
        2024$2,353 -2.3%$315,994
        2023$2,408 +211.4%$315,994 +234.3%
        2022$773 -5.7%$94,525
        2021$820 -7.5%$94,525 -7.6%
        2020$887 -6.2%$102,273
        2019$946 -31.7%$102,273 -7.6%
        2018$1,385 -3.7%$110,700
        2017$1,438 -39%$110,700 +35%
        2016$2,358 +213.5%$82,000
        2015$752 -30%$82,000 +92.2%
        2014$1,075 +55.6%$42,665 +0.5%
        2013$691 +1.9%$42,466 +0.6%
        2012$678 $42,194
        2011-- --
        2010-- --
        2009-- --
        2008-- $71,748
        2007-- $71,748
        2006-- $71,748
        2005-- $71,748
        2004-- $71,748
        2003-- $71,748 +33.9%
        2002-- $53,581
        2000-- $53,581
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 59421

        Getting around

        32 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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