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For sale
  • $849,000

    1 Surf Way APT 115, Monterey, CA 93940

    1beds
    478sqft
    : 
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    Condominium, Residential
    Built in 1993
    -- sqft lot
    $802,300 Zestimate®
    $1,776/sqft
    $849/mo HOA

    What's special

    Ocean white-water viewsLight-filled ground-level homeBath showcases clean finishesSummertime sunset viewsQuartz countersStorage roomModern appliances
    Awesome ocean, white-water views and Monterey Plaza Hotel, Canary Row, Aquarium to Lovers Pt! Summertime sunset views! Welcome to coastal living! Sand and sea are just steps from your door. Step-less entry is an option! Light-filled ground-level home offers an exceptional location within the coveted Ocean Harbor House community, directly on Del Monte Beach, near Monterey Bay Coastal Trail. Open living area features large windows that look out to a relaxing patio with peaceful ocean and white-water views, perfect for taking in the sound of the surf. The updated kitchen includes modern appliances, quartz counters, and a breakfast bar for casual dining or entertaining. The spacious bedroom provides generous storage, and the bath showcases clean finishes. Enjoy resort-style amenities: only steps to the hot tub, pool and fitness room. There is also a clubhouse, gated parking with assigned space and storage room. HOA covers exterior maintenance, water, garbage, and common-area care for a truly low-maintenance lifestyle. Just minutes to Cannery Row, Fishermans Wharf, downtown Monterey, dining, golf, and recreation. Ideal as a full-time residence, weekend retreat, or investment in a desirable beachfront community. Furnishings negotiable. Assumable loan options to qualified buyers.
    236 days
    |
    1,991
    |
    64
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christian Haun 01494599 831-230-4180,

    eXp Realty of California Inc 888-584-9427

    Source: MLSListings Inc,MLS#: ML82027119MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Dining room
      • Features: DiningBar
      Family room
      • Features: NoFamilyRoom
      Heating
      • Baseboard
      Cooling
      • None
      Interior area
      • Total structure area: 478
      • Total interior livable area: 478 sqft

      Property

      Parking
      • Parking features: Assigned, Carport, Electric Gate
      Features
      • Pool features: Community
      • Has view: Yes
      • View description: Bay, City Lights, Hills, Marina, Ocean, Water
      • Has water view: Yes
      • Water view: Bay,Marina,Ocean,Water
      Details
      • Parcel number: 011442017000
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium, Residential
      Materials
      • Foundation: Pillar/Post/Pier
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Additional Storage, Beach Rights, Billiard Room, Car Wash Area, Club House, Community Pool, Community Security Gate, Gym Exercise Facility
      • Services included: Insurance
      • HOA fee: $849 monthly
      Location
      • Region: Monterey

      Financial & listing details

      • Price per square foot: $1,776/sqft
      • Tax assessed value: $843,659
      • Annual tax amount: $9,754
      • Date on market: 11/8/2025
      • Listing agreement: ExclusiveRightToSell

        Estimated market value

        $802,300

        $762,000 - $842,000

        $2,705/mo

        Price history

        DateEventPrice
        11/9/2025Listed for sale$849,000+6.8%$1,776/sqft
        Source: MLSListings Inc #ML82027119 Report a problem
        3/25/2022Sold$795,000$1,663/sqft
        Source: MetroList Services of CA #222022631 Report a problem
        3/4/2022Pending sale$795,000$1,663/sqft
        Source: MetroList Services of CA #222022631 Report a problem
        2/26/2022Listed for sale$795,000+42.2%$1,663/sqft
        Source: MetroList Services of CA #222022631 Report a problem
        6/11/2018Sold$559,000+1.7%$1,169/sqft
        Source: MLSListings Inc #ML81688919 Report a problem
        5/16/2018Pending sale$549,900$1,150/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81688919 Report a problem
        5/7/2018Price change$549,900-5.2%$1,150/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81688919 Report a problem
        4/12/2018Price change$579,900-3.3%$1,213/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81688919 Report a problem
        3/3/2018Listed for sale$599,900$1,255/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81688919 Report a problem
        12/18/2017Pending sale$599,900$1,255/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81679928 Report a problem
        11/9/2017Price change$599,900-3.2%$1,255/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81679928 Report a problem
        10/17/2017Price change$619,900-6.1%$1,297/sqft
        Source: Coldwell Banker Residential Brokerage - Aptos #81679928 Report a problem
        9/30/2017Listed for sale$659,900+73.6%$1,381/sqft
        Source: Coldwell Banker Residential Brokerage #ML81679928 Report a problem
        3/20/2017Sold$380,100+148.4%$795/sqft
        Source: Public Record Report a problem
        8/24/1999Sold$153,000-53.3%$320/sqft
        Source: Public Record Report a problem
        4/6/1999Sold$327,500+0.2%$685/sqft
        Source: Public Record Report a problem
        11/17/1998Sold$327,000+85.3%$684/sqft
        Source: Public Record Report a problem
        4/1/1998Sold$176,500-53.6%$369/sqft
        Source: Public Record Report a problem
        11/18/1997Sold$380,000+16.9%$795/sqft
        Source: Public Record Report a problem
        6/19/1997Sold$325,000+28.5%$680/sqft
        Source: Public Record Report a problem
        10/2/1996Sold$253,000-10.4%$529/sqft
        Source: Public Record Report a problem
        3/22/1996Sold$282,500-48.6%$591/sqft
        Source: Public Record Report a problem
        10/6/1995Sold$550,000+110.3%$1,151/sqft
        Source: Public Record Report a problem
        1/6/1995Sold$261,500-9.8%$547/sqft
        Source: Public Record Report a problem
        9/28/1994Sold$290,000+66.7%$607/sqft
        Source: Public Record Report a problem
        8/5/1994Sold$174,000$364/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,754 +8.1%$843,659 +2%
        2024$9,022 +2.4%$827,118 +2%
        2023$8,807 $810,900 +35.3%
        2022-- $599,358 +2%
        2021$6,464 +3.9%$587,607 +1%
        2020$6,218 -4.7%$581,583 +2%
        2019$6,528 +7.7%$570,180 +5.5%
        2018$6,061 +189%$540,600 +166.8%
        2017$2,097 +2.2%$202,607 +2%
        2016$2,052 +1.8%$198,636 +1.5%
        2015$2,017 +1.8%$195,653 +2%
        2014$1,981 $191,821 +5%
        2009-- $182,605 +2%
        2008-- $179,025 +2%
        2007-- $175,515 +2%
        2006-- $172,074 +2%
        2005-- $168,701 +2%
        2004-- $165,394 +1.9%
        2003-- $162,364 +2%
        2002-- $159,181 +2%
        2001$1,508 $156,060 +2%
        2000-- $153,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Del Monte Beach

        Getting around

        41 / 100
        Car-Dependent
        29 / 100
        Some Transit
        62 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: MontereyPeninsulaUnified

        Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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