Welcome to effortless lake living in this beautifully renovated 3-bedroom, 2.5-bath Cape Cod, perfectly positioned on a quiet cul-de-sac within the sought-after gated community of Lake Caroline! Just a short two-minute stroll from the lake and boat slips, this exceptional home pairs timeless charm with stylish updates, valuable system improvements, and a wonderfully private setting bordered by mature woods. The expansive front porch creates an unforgettable first impression and offers the perfect place to relax and enjoy the changing seasons. Inside, updated LVP flooring and fresh paint flow throughout a bright, inviting floor plan designed for both everyday comfort and effortless entertaining. The spacious family room features a cozy gas fireplace and abundant windows, while the open-concept kitchen and dining area showcase beautiful butcher-block countertops, stainless steel appliances, generous cabinetry, a breakfast bar, and double glass doors overlooking the backyard. A rare main-level primary suite provides exceptional convenience, offering two closets and a private spa-inspired bath with a dual vanity, large soaking tub, tiled walk-in shower, and updated flooring. The main level also includes a stylish powder room and an oversized laundry/mudroom with tile flooring, storage cabinetry, a newer washer and dryer, and direct backyard access. Upstairs, two generously sized bedrooms are joined by a beautifully renovated full bath and a versatile bonus area with built-in bookcases—ideal for a library, reading retreat, home office, recreation room, or creative space. Outside, the fully fenced backyard—completed in May 2025—offers privacy, mature trees, room to relax, and a storage shed. Even more impressive are the major recent improvements: TWO brand-new HVAC systems installed in August 2025, plus a septic system inspected in August 2026 with the distribution box and drainfield trenches replaced. Lake Caroline delivers the lifestyle you’ve been dreaming of, with 24-hour gated security, a community pool, clubhouse, two sandy beaches, nine recreation areas, playgrounds, basketball, pickleball and tennis courts, boat slips, lake access, and more. Beautifully updated, thoughtfully improved, and moments from the water—this is more than a home; it’s your opportunity to enjoy resort-style living every day!
Coming soon 09/05
$349,900
10 Betsy Ross Cv, Ruther Glen, VA 22546
3beds
1,881sqft
Single Family Residence
Built in 2004
0.33 Acres Lot
$388,300 Zestimate®
$186/sqft
$138/mo HOA
What's special
- 10 hours
- 14
- 0
Zillow last checked:
Listing updated:
Listed by:
Kelly Combs 540-940-1342,
Q Real Estate, LLC 540-322-1591
Source: Bright MLS,MLS#: VACV2010932
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Library, Bedroom 1, Laundry
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Dining room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Library
- Level: Upper
Living room
- Features: Fireplace - Gas
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Washer, Dryer, Refrigerator, Dishwasher, Microwave, Disposal, Ice Maker, Oven/Range - Electric, Stainless Steel Appliance(s), Electric Water Heater
- Laundry: Main Level, Washer In Unit, Dryer In Unit, Has Laundry, Laundry Room
Features
- Soaking Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Chair Railings, Ceiling Fan(s), Crown Molding, Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s), Breakfast Area, Combination Dining/Living, Combination Kitchen/Dining, Family Room Off Kitchen, Dry Wall
- Flooring: Luxury Vinyl, Tile/Brick
- Doors: Double Entry, Sliding Glass
- Windows: Double Pane Windows, Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,881
- Total interior livable area: 1,881 sqft
- Finished area above ground: 1,881
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Crushed Stone, Gravel, Driveway
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Pool features: Community
- Fencing: Full,Back Yard,Wood
- Has view: Yes
- View description: Trees/Woods
- Frontage length: Road Frontage: 80
Lot
- Size: 0.33 Acres
- Features: Wooded, Cul-De-Sac
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 67A612049
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 2004
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: On Site Septic
- Water: Public
- Utilities for property: Electricity Available, Natural Gas Available, Phone, Cable Available
Community & HOA
Community
- Security: 24 Hour Security, Security Gate, Monitored
- Subdivision: Lake Caroline
HOA
- Has HOA: Yes
- Amenities included: Tennis Court(s), Basketball Court, Beach Access, Gated, Boat Ramp, Clubhouse, Common Grounds, Community Center, Dog Park, Fitness Center, Lake, Meeting Room, Party Room, Picnic Area, Recreation Facilities, Tot Lots/Playground, Water/Lake Privileges
- Services included: Pool(s), Snow Removal, Common Area Maintenance, Management, Pier/Dock Maintenance, Recreation Facility, Reserve Funds, Road Maintenance, Security
- HOA fee: $1,654 annually
- HOA name: LAKE CAROLINE POA
Location
- Region: Ruther Glen
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $381,412
- Annual tax amount: $1,983
- Date on market: 9/5/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Private Financing Available,USDA Loan,VA Loan,VHDA
- Ownership: Fee Simple
- Road surface type: Black Top
Estimated market value
$388,300
$349,000 - $435,000
$2,497/mo
Price history
| Date | Event | Price |
|---|---|---|
| 1/28/2025 | Sold | $375,000+1.4%$199/sqft |
Source:  Bright MLS #VACV2007268 Report a problem | ||
| 1/5/2025 | Contingent | $369,900$197/sqft |
Source: Bright MLS #VACV2007268 Report a problem | ||
| 1/3/2025 | Listed for sale | $369,900+6.4%$197/sqft |
Source: Bright MLS #VACV2007268 Report a problem | ||
| 1/27/2023 | Sold | $347,500-3.5%$185/sqft |
Source: Bright MLS #VACV2003004 Report a problem | ||
| 12/29/2022 | Contingent | $360,000$191/sqft |
Source: Bright MLS #VACV2003004 Report a problem | ||
| 11/30/2022 | Price change | $360,000-4%$191/sqft |
Source: Bright MLS #VACV2003004 Report a problem | ||
| 11/3/2022 | Listed for sale | $375,000+51.5%$199/sqft |
Source: Bright MLS #VACV2003004 Report a problem | ||
| 7/29/2022 | Sold | $247,500-6.6%$132/sqft |
Source: Bright MLS #VACV2002234 Report a problem | ||
| 7/2/2022 | Pending sale | $265,000$141/sqft |
Source: Bright MLS #VACV2002234 Report a problem | ||
| 6/30/2022 | Listed for sale | $265,000+86.9%$141/sqft |
Source: Bright MLS #VACV2002234 Report a problem | ||
| 4/22/2004 | Sold | $141,795$75/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,983 +21.6% | $381,412 +82.4% |
| 2024 | $1,631 +1.3% | $209,063 |
| 2023 | $1,610 | $209,063 |
| 2022 | $1,610 | $209,063 |
| 2021 | $1,610 | $209,063 +11.2% |
| 2020 | -- | $188,051 |
| 2019 | -- | $188,051 +5.6% |
| 2018 | $1,478 +14.1% | $178,100 |
| 2017 | $1,296 | $178,100 |
| 2016 | $1,296 | $178,100 -1.1% |
| 2015 | $1,296 | $180,000 |
| 2014 | $1,296 | $180,000 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | $6,000 |
| 2001 | $45 | $6,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22546
Nearby schools
Schools provided by the listing agent
- Elementary: Lewis And Clark
- Middle: Caroline
- High: Caroline
- District: Caroline County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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