Welcome to your own slice of paradise in Monticello! Tucked on a quiet cul-de-sac in one of the neighborhood's most desirable locations, this beautiful 2-story home offers the perfect blend of comfort, updates, & outdoor living. Step inside & instantly feel at home. The formal dining rm is ideal for hosting family dinners & celebrations, while the private office provides a quiet retreat for work or study. The heart of the home is the open kitchen & living area, where granite counters, ss appls, & a spacious bfast rm create the perfect backdrop for everyday life. Off the kitchen leads to your gorgeous cov’d deck, ideal for morning coffee or summer nights w/ friends. The cozy living rm, anchored by a warm woodburning FP, invites you to unwind & enjoy time together. Upstairs, escape to the luxurious primary suite, a true retreat w/ vaulted ceilings, a large WIC, & plenty of space to create your own private sanctuary. 3 add’l bdrms & a beautifully updated full bath complete the upper lvl. But the real showstopper is the backyard, your own private oasis! Relax or entertain by the inground pool, unwind on the cov’d patio, & enjoy the fully fenced yard that backs to peaceful common ground, offering extra privacy & space to play. All this, plus Monticello’s amazing nbhd amenities: 3 pools, clubhouse, tennis & pickleball courts, lakes, & beautiful walking trails. Mins from hwys, shopping, dining, & located in top-rated Ft. Zumwalt schools. This is the home you’ve been waiting for!
Closed
Listing Provided by: Compass Realty Group
Bought with: Select Group Realty
Price Unknown
10 Democracy Cir, O'Fallon, MO 63368
4beds
2,647sqft
Single Family Residence
Built in 1989
0.29 Acres Lot
$483,700 Zestimate®
$--/sqft
$2,885 Estimated rent
Home value
$483,700
$450,000 - $518,000
$2,885/mo
Zestimate® history
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$374/mo
Est. payment
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$374/mo
Est. payment
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List your homeWhat's special
Inground poolFully fenced yardQuiet cul-de-sacGranite countersLuxurious primary suitePrivate officeVaulted ceilings
Zillow last checked:
Listing updated:
Listing Provided by:
Laura J Sanders 314-605-2581,
Compass Realty Group
Bought with:
De Lynn Klosterhoff, 1999020574
Select Group Realty
Source: MARIS,MLS#: 25040905
Originating MLS: St. Louis Association of REALTORS
Originating MLS: St. Louis Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 187
- Dimensions: 17x11
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 143
- Dimensions: 13x11
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom 4
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 117
- Dimensions: 13x9
Bonus room
- Features: Floor Covering: Laminate
- Level: Lower
- Area: 408
- Dimensions: 24x17
Breakfast room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 130
- Dimensions: 13x10
Dining room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 132
- Dimensions: 12x11
Family room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 240
- Dimensions: 16x15
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 140
- Dimensions: 14x10
Living room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 121
- Dimensions: 11x11
Recreation room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 375
- Dimensions: 25x15
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Electric Range, Water Heater, Water Softener
Features
- Flooring: Carpet
- Doors: Panel Door(s), Sliding Doors
- Basement: Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,647
- Total interior livable area: 2,647 sqft
- Finished area above ground: 1,864
- Finished area below ground: 783
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Composite, Covered, Deck, Rear Porch
- Exterior features: Private Yard, Rain Gutters
- Has private pool: Yes
- Pool features: Diving Board, Heated, In Ground, Private
- Fencing: Fenced
Lot
- Size: 0.29 Acres
- Dimensions: 29 x 18 x 120 x 103 x 59 x 120
- Features: Back Yard, Cleared, Cul-De-Sac, Front Yard, Landscaped, Level, Many Trees
Details
- Additional structures: Shed(s)
- Parcel number: 201296537000074.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Ofallon
- Subdivision: Monticello Village C
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $374 annually
- Amenities included: Clubhouse, Pool, Tennis Court(s)
- Services included: Clubhouse, Common Area Maintenance, Pool
- Association name: Monticello West
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2025 | Sold | -- |
Source:  MARIS #25040905 Report a problem | ||
| 6/16/2025 | Pending sale | $449,900$170/sqft |
Source: MARIS #25040905 Report a problem | ||
| 6/13/2025 | Listed for sale | $449,900$170/sqft |
Source: MARIS #25040905 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,555 +8.7% | $69,832 +9.6% |
| 2024 | $4,192 -0.1% | $63,722 |
| 2023 | $4,196 +26.9% | $63,722 +36.4% |
| 2022 | $3,306 | $46,714 |
| 2021 | -- | $46,714 +2.9% |
| 2020 | -- | $45,413 +1.3% |
| 2019 | $3,455 | $44,833 +0.2% |
| 2018 | $3,455 +1.5% | $44,759 |
| 2017 | $3,405 +9.6% | $44,759 +14.1% |
| 2016 | $3,106 +7.3% | $39,219 |
| 2015 | $2,895 +5.8% | $39,219 +7.4% |
| 2014 | $2,735 | $36,533 |
| 2013 | -- | $36,533 -10.1% |
| 2012 | -- | $40,650 -1.5% |
| 2011 | -- | $41,280 |
| 2010 | -- | $41,280 |
| 2009 | -- | $41,280 -7.4% |
| 2008 | -- | $44,590 -78.4% |
| 2007 | -- | $206,860 |
| 2006 | -- | $206,860 |
| 2005 | -- | $206,860 +7.6% |
| 2004 | -- | $192,210 |
| 2003 | -- | $192,210 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
Neighborhood: 63368
Nearby schools
GreatSchools rating
- 8/10Pheasant Point Elementary SchoolGrades: K-5Distance: 0.9 mi
- 9/10Ft. Zuwmalt West Middle SchoolGrades: 6-8Distance: 0.8 mi
- 10/10Ft. Zumwalt West High SchoolGrades: 9-12Distance: 4.3 mi
Schools provided by the listing agent
- Elementary: Pheasant Point Elem.
- Middle: Ft. Zumwalt West Middle
- High: Ft. Zumwalt West High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$483,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$483,700
- Missouri
- Saint Charles County
- O Fallon
- 63368
- 10 Democracy Cir
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