Welcome to your Florida dream home in the sought-after community of Harbor Oaks Estates in beautiful Safety Harbor! This 3-bedroom, 2-bathroom pool home offers the perfect blend of comfort, functionality, and location. Step inside to an inviting open floor plan ideal for both relaxing and entertaining. The kitchen greets you to the right with granite countertops, a large island, and sleek stainless steel appliances—a chef’s dream setup for everyday meals or gatherings. Adjacent to the kitchen is a spacious dining area, the perfect setting for family dinners and holiday get-togethers. Sliding glass doors lead you out to your screened-in pool area, where you can soak up the Florida sunshine and enjoy endless summer days in your own private retreat. The primary suite offers a peaceful escape with a modernized en-suite bathroom, walk-in shower, and generous walk-in closet. The two additional bedrooms are nicely sized and share a well-appointed hall bath, perfect for guests or family. Located just a golf cart ride away from Safety Harbor’s charming Main Street, you’ll love being minutes from local shops, fantastic dining, waterfront parks, and community events. With a 2-car garage, updated features throughout, and an unbeatable location, this home has everything you’re looking for! Don’t miss your chance to call this one yours—schedule your private showing today! IT'S NOT JUST A HOME...BUT THE SAFETY HARBOR LIFESTYLE!
Sold for $548,000
$548,000
10 Harbor Cove St, Safety Harbor, FL 34695
3beds
1,542sqft
Single Family Residence
Built in 1981
6,011 Square Feet Lot
$528,000 Zestimate®
$355/sqft
$3,159 Estimated rent
Home value
$528,000
$475,000 - $586,000
$3,159/mo
Zestimate® history
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$3,846/mo
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Est. payment
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List your homeWhat's special
Screened-in pool areaLarge islandModernized en-suite bathroomGranite countertopsOpen floor planSpacious dining areaWalk-in shower
Zillow last checked:
Listing updated:
Listed by:
Ashley Gajdosz 813-300-7002,
KELLER WILLIAMS TAMPA PROP. 813-264-7754,
Grant Gajdosz 828-367-8923,
KELLER WILLIAMS TAMPA PROP.
Bought with:
Nicholas Cuccia, 3476457
COMPASS FLORIDA LLC
Source: Stellar MLS,MLS#: TB8376498
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 15x14
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Bathroom 3
- Features: Built-in Closet
- Level: Basement
- Area: 144 Square Feet
- Dimensions: 12x12
Kitchen
- Level: First
- Area: 182 Square Feet
- Dimensions: 13x14
Living room
- Level: First
- Area: 320 Square Feet
- Dimensions: 16x20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: In Garage
Features
- Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat
- Flooring: Carpet, Ceramic Tile, Laminate
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 2,242
- Total interior livable area: 1,542 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Exterior features: Private Mailbox, Sidewalk
- Has private pool: Yes
- Pool features: Gunite, In Ground, Screen Enclosure
- Fencing: Fenced
Lot
- Size: 6,011 Square Feet
- Dimensions: 60 x 100
- Features: Landscaped, Sidewalk
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 042916362750020130
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: HARBOR OAKS ESTATES
HOA
- Has HOA: Yes
- HOA fee: $5 monthly
- HOA name: Harbor Oaks Estates
Location
- Region: Safety Harbor
Financial & listing details
- Price per square foot: $355/sqft
- Tax assessed value: $392,753
- Annual tax amount: $5,541
- Date on market: 4/19/2025
- Cumulative days on market: 3 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 5/19/2025 | Sold | $548,000-0.4%$355/sqft |
Source:  Stellar MLS #TB8376498 Report a problem | ||
| 4/22/2025 | Pending sale | $550,000$357/sqft |
Source: Stellar MLS #TB8376498 Report a problem | ||
| 4/19/2025 | Listed for sale | $550,000+41.4%$357/sqft |
Source: Stellar MLS #TB8376498 Report a problem | ||
| 3/22/2021 | Sold | $389,000$252/sqft |
Source: Public Record Report a problem | ||
| 2/13/2021 | Pending sale | $389,000$252/sqft |
Source: NEW FLORIDA REALTY, LLC #T3288020 Report a problem | ||
| 2/13/2021 | Price change | $389,000+2.6%$252/sqft |
Source: NEW FLORIDA REALTY, LLC #T3288020 Report a problem | ||
| 2/12/2021 | Listed for sale | $379,000$246/sqft |
Source: Stellar MLS #T3288020 Report a problem | ||
| 2/3/2021 | Pending sale | $379,000$246/sqft |
Source: NEW FLORIDA REALTY, LLC #T3288020 Report a problem | ||
| 2/3/2021 | Listed for sale | $379,000+35.1%$246/sqft |
Source: NEW FLORIDA REALTY, LLC #T3288020 Report a problem | ||
| 5/19/2018 | Sold | $280,500+7.9%$182/sqft |
Source: Public Record Report a problem | ||
| 4/17/2018 | Listed for sale | $259,999+57.7%$169/sqft |
Source: WALKER AND ASSOCIATES REALTY #U8000626 Report a problem | ||
| 1/20/2014 | Sold | $164,900$107/sqft |
Source: Stellar MLS #T2583493 Report a problem | ||
| 12/3/2013 | Price change | $164,900-8.3%$107/sqft |
Source: Homepath #T2583493 Report a problem | ||
| 10/22/2013 | Price change | $179,900-6.7%$117/sqft |
Source: Homepath #T2583493 Report a problem | ||
| 8/1/2013 | Listed for sale | $192,900+16.9%$125/sqft |
Source: Homepath Report a problem | ||
| 8/28/2007 | Sold | $165,000+6.5%$107/sqft |
Source: Public Record Report a problem | ||
| 12/6/2002 | Sold | $155,000+31.4%$101/sqft |
Source: Public Record Report a problem | ||
| 7/8/1999 | Sold | $118,000$77/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,541 +1.4% | $367,164 +3% |
| 2023 | $5,463 +2.7% | $356,470 +3% |
| 2022 | $5,318 +43.4% | $346,087 +41.9% |
| 2021 | $3,708 +94.2% | $243,810 +69.2% |
| 2020 | $1,910 -0.8% | $144,129 +2.3% |
| 2019 | $1,924 | $140,889 +19.4% |
| 2018 | $1,924 +32.4% | $117,957 +2.1% |
| 2017 | $1,453 +2.7% | $115,531 +2.1% |
| 2016 | $1,416 -36.1% | $113,155 +2.5% |
| 2015 | $2,215 +21.1% | $110,411 +21.7% |
| 2014 | $1,829 +175.1% | $90,741 +174% |
| 2013 | $665 -31.5% | $33,118 -32.8% |
| 2012 | $971 | $49,266 -17.6% |
| 2011 | -- | $59,816 -10.6% |
| 2010 | -- | $66,889 -8.8% |
| 2009 | -- | $73,349 -14.7% |
| 2008 | $864 | $86,000 -14.4% |
| 2007 | -- | $100,500 +13.9% |
| 2005 | -- | $88,200 -26.8% |
| 2004 | $1,906 +5% | $120,500 +5.3% |
| 2003 | $1,815 +40.3% | $114,400 +15.8% |
| 2002 | $1,294 | $98,800 +12.9% |
| 2001 | $1,294 -19% | $87,500 -14% |
| 2000 | $1,598 | $101,700 |
Find assessor info on the county website
Neighborhood: 34695
Nearby homes
- $423,9004 bd2 ba1.5k sqft8 Harbor Cove St, Safety Harbor, FL 34695Off Market
- $456,8003 bd2 ba1.4k sqft12 Harbor Cove St, Safety Harbor, FL 34695Off Market
- $432,4003 bd2 ba1.5k sqft31 Harbor Oaks Cir, Safety Harbor, FL 34695Off Market
- $407,4003 bd2 ba1.6k sqft33 Harbor Oaks Cir, Safety Harbor, FL 34695Off Market
- $495,0003 bd2 ba1.4k sqft29 Harbor Oaks Cir, Safety Harbor, FL 34695Sold
- $480,0003 bd2 ba1.5k sqft6 Harbor Cove St, Safety Harbor, FL 34695Sold
- $492,1003 bd2 ba1.7k sqft14 Harbor Cove St, Safety Harbor, FL 34695Off Market
- $491,0003 bd2 ba1.7k sqft9 Harbor Cove St, Safety Harbor, FL 34695Off Market
Nearby schools
GreatSchools rating
- 10/10Safety Harbor Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 6/10Safety Harbor Middle SchoolGrades: 6-8Distance: 1.1 mi
- 5/10Countryside High SchoolGrades: PK,9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Safety Harbor Elementary-PN
- Middle: Safety Harbor Middle-PN
- High: Countryside High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$528,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$528,000
- Florida
- Pinellas County
- Safety Harbor
- 34695
- 10 Harbor Cove St
Nearby cities
Nearby zip codes
Other Safety Harbor Topics
