For sale

$525,000

10 Lyford Rd, Spencer, MA 01562

3beds

1,435sqft

$3,380/mo

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Single Family Residence

Built in 2013

2.61 Acres Lot

$525,200 Zestimate^®

$366/sqft

$-- HOA

What's special

Central air conditioningSpacious deckInviting open layoutPeaceful country laneEnsuite bathLarge closetTwo additional bedrooms

Welcome to this charming, custom-built Ranch-style home nestled on a peaceful country lane in historic Spencer, MA. Situated on a private 2.61-acre lot that backs up to tranquil woodlands, it offers a perfect retreat. Step inside to an inviting open layout, beautifully enhanced by hardwood floors. The kitchen features elegant granite countertops and sliding glass doors that open onto a spacious deck, perfect for enjoying the backyard views. The main bedroom suite provides a serene private oasis with a large closet and an ensuite bath, while two additional bedrooms share a second full bath. Additional features include a 2-car attached garage, central air conditioning, and an unfinished basement ready for your creative touch. Nature enthusiasts will truly appreciate the easy access to Howe State Park, Howe Pond, and the charming rail trail. Enjoy the welcoming small-town atmosphere, just a 20-minute drive from Worcester!

25 days

1,630

92

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
Level: First

Bedroom 2

Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
Level: First

Bedroom 3

Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
Level: First

Primary bathroom

Features: Yes

Bathroom 1

Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Level: First

Bathroom 2

Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Level: First

Dining room

Features: Flooring - Hardwood, Deck - Exterior, Open Floorplan, Slider
Level: First

Kitchen

Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances
Level: Main,First

Living room

Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Open Floorplan
Level: First

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator
Laundry: In Basement

Features

Windows: Insulated Windows, Screens
Basement: Partial,Unfinished
Has fireplace: No

Interior area

Total structure area: 1,435
Total interior livable area: 1,435 sqft
Finished area above ground: 1,435

Property

Parking

Total spaces: 8
Parking features: Under, Garage Door Opener, Off Street
Attached garage spaces: 2
Uncovered spaces: 6

Features

Patio & porch: Porch, Deck
Exterior features: Porch, Deck, Screens

Lot

Size: 2.61 Acres
Features: Level

Details

Parcel number: M:0R20 B:0010 L:0005,4712084
Zoning: SR

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Frame
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 2013

Utilities & green energy

Electric: 200+ Amp Service
Sewer: Private Sewer
Water: Private

Community & HOA

Community

Features: Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School

HOA

Has HOA: No

Location

Region: Spencer

Financial & listing details

Price per square foot: $366/sqft
Tax assessed value: $480,900
Annual tax amount: $5,280
Date on market: 7/9/2026

Estimated market value

$525,200

$499,000 - $551,000

$2,893/mo

Price history

Date	Event	Price
7/9/2026	Listed for sale	$525,000+10.5%$366/sqft
Source: MLS PIN #73547092 Report a problem
12/11/2023	Sold	$475,000+0%$331/sqft
Source: MLS PIN #73170788 Report a problem
10/16/2023	Listed for sale	$474,900+25%$331/sqft
Source: MLS PIN #73170788 Report a problem
5/10/2023	Sold	$380,040+41%$265/sqft
Source: Public Record Report a problem
2/28/2013	Sold	$269,475$188/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,549 +9.6%	$472,700 +6.8%
2024	$5,061 +4.6%	$442,400 +10.3%
2023	$4,838 +1.5%	$401,200 +10.7%
2022	$4,768 -2.9%	$362,300 +3.6%
2021	$4,910 +7.5%	$349,700 +8.1%
2020	$4,566 +4%	$323,400 +2.1%
2019	$4,389 +19.4%	$316,700 +15.6%
2018	$3,676 +1.7%	$273,900 +6%
2017	$3,614 +1.2%	$258,500 +3.4%
2016	$3,571 +4.4%	$249,900 -0.1%
2015	$3,420 +4%	$250,200
2014	$3,290 +370%	$250,200 +356.6%
2013	$700 +4%	$54,800
2012	$673 -10.7%	$54,800 -19.5%
2011	$754 +7.3%	$68,100 -4.9%
2010	$703 -4.9%	$71,600 -15.2%
2009	$739 +5.6%	$84,400 -4.5%
2008	$700	$88,400

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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