Perched above the Rivanna River, this unique Cape Cod on 1.39 acres, offers a rare blend of privacy, nature, and timeless design. With an island-like feel, the property is surrounded by abundant wildlife, including red-headed woodpeckers, red-tailed hawks, and soaring eagles. The home features main-level living and architectural details that carry throughout—most notably the distinctive columns echoed inside and out. A light-filled 4-season sunroom captures peaceful river views and overlooks mature gardens, creating a true retreat. Enjoy three outdoor living spaces—two ideal for entertaining and one designed as a tranquil, zen-like escape. Inside, you’ll find a home that lives much larger than it appears, complete with a gas fireplace, a fully finished basement with bonus room and half bath, and an oversized 2-car garage, and a tankless water heater. The interior shows quality craftsmanship and attention to details throughout. Soaring ceilings, cozy gas fireplace, large primary suite, office space overlooking the river, and so much more. Low-maintenance yard allows you to spend more time enjoying the setting and less time on upkeep. A rare opportunity to own a private, nature-rich retreat in Lake Monticello.
Closed
$527,000
10 Mechunk Ter, Palmyra, VA 22963
3beds
2,464sqft
Single Family Residence
Built in 2002
1.39 Acres Lot
$524,900 Zestimate®
$214/sqft
$2,847 Estimated rent
Home value
$524,900
$425,000 - $646,000
$2,847/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
PEGGY SHANKLIN 434-962-2762,
LONG & FOSTER - LAKE MONTICELLO
Bought with:
BRENTNEY KOZUCH, 0225224138
STORY HOUSE REAL ESTATE
Source: CAAR,MLS#: 675489
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Level: Second
Dining room
- Level: First
Family room
- Level: Basement
Half bath
- Level: First
Half bath
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Loft
- Level: Second
Sunroom
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Breakfast Bar, Loft, Recessed Lighting, Vaulted Ceiling(s)
- Flooring: Wood
- Basement: Full,Finished
- Number of fireplaces: 1
- Fireplace features: One, Gas, Glass Doors, Gas Log
Interior area
- Total structure area: 3,024
- Total interior livable area: 2,464 sqft
- Finished area above ground: 1,904
- Finished area below ground: 560
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Electricity, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
Features
- Patio & porch: Deck, Patio, Porch
- Exterior features: Fence
- Pool features: Association
- Fencing: Partial
- Has view: Yes
- View description: Garden, Trees/Woods, Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 1.39 Acres
- Features: Cul-De-Sac, Landscaped, Private, Secluded, Wooded, Waterfront
Details
- Additional structures: Shed(s)
- Parcel number: 18A6234
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Brick/Mortar
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: River
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,464 annually
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting Room, Picnic Area, Playground, Pool, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Association Management, Clubhouse, Gas, Golf, Playground, Pool(s), Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Sold | $527,000+5.4%$214/sqft |
Source:  CAAR #675489 Report a problem | ||
| 4/12/2026 | Pending sale | $500,000$203/sqft |
Source: CAAR #675489 Report a problem | ||
| 4/9/2026 | Listed for sale | $500,000+51.5%$203/sqft |
Source: CAAR #675489 Report a problem | ||
| 8/2/2019 | Sold | $330,000-1.5%$134/sqft |
Source: Public Record Report a problem | ||
| 5/21/2019 | Listed for sale | $334,900+20%$136/sqft |
Source: MONTICELLO COUNTRY REALTORS #590821 Report a problem | ||
| 2/14/2011 | Listing removed | $279,000$113/sqft |
Source: Group One Real Estate Ltd (dba: ERA Bill May Realty Co.) #481173 Report a problem | ||
| 12/8/2010 | Price change | $279,000-3.5%$113/sqft |
Source: Group One Real Estate Ltd (dba: ERA Bill May Realty Co.) #481173 Report a problem | ||
| 11/25/2010 | Listed for sale | $289,000$117/sqft |
Source: Group One Real Estate Ltd (dba: ERA Bill May Realty Co.) #481173 Report a problem | ||
| 10/2/2010 | Listing removed | $289,000$117/sqft |
Source: Group One Real Estate Ltd (dba: ERA Bill May Realty Co.) #481173 Report a problem | ||
| 9/30/2010 | Price change | $289,000-6.5%$117/sqft |
Source: Group One Real Estate Ltd (dba: ERA Bill May Realty Co.) #481173 Report a problem | ||
| 9/21/2010 | Listed for sale | $309,000$125/sqft |
Source: Group One Real Estate Ltd (dba: ERA Bill May Realty Co.) #481173 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,034 | $359,500 |
| 2023 | $3,034 | $359,500 +15.7% |
| 2022 | -- | $310,800 |
| 2021 | -- | $310,800 |
| 2020 | -- | $310,800 +23.2% |
| 2018 | $2,131 | $252,200 |
| 2017 | $2,131 | $252,200 +2.5% |
| 2016 | $2,131 | $246,000 |
| 2015 | $2,131 +15.8% | $246,000 +1.6% |
| 2014 | $1,840 -3.4% | $242,200 +4.6% |
| 2013 | $1,905 | $231,500 -27.6% |
| 2012 | -- | $319,900 -4.3% |
| 2011 | $1,805 | $334,200 |
| 2010 | -- | $334,200 |
| 2009 | -- | $334,200 |
| 2008 | -- | $334,200 |
| 2007 | -- | $334,200 +22.8% |
| 2006 | -- | $272,100 |
| 2005 | -- | $272,100 +40.3% |
| 2004 | -- | $193,900 |
| 2003 | -- | $193,900 +17.7% |
| 2002 | -- | $164,700 +1547% |
| 2001 | $71 | $10,000 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.1 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2.5 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.2 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$524,900
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Estimated market value
$524,900
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 10 Mechunk Ter
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