Price Improvement.... This home allows for a 3.12% FHA Assumable Loan! Welcome to easy Eastern Shore living in the charming waterfront town of St. Michaels! This 3-bedroom, 2 bath, 1,232 sq. ft. home is located in the desirable community of Rio Vista offering direct access to the Miles River, complete with a community dock, boat slips, and boat ramp — perfect for boating, crabbing, paddle boarding, or sunset cruises. Enjoy the relaxed coastal lifestyle just minutes from shops, restaurants, marinas, and everything that makes St. Michaels so special. Residents also enjoy access to a community pool for summer fun. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this home offers the ideal blend of comfort, location, and waterfront amenities.
For sale
Price cut: $30K (6/30)
$440,000
100 Bush Ter, Saint Michaels, MD 21663
3beds
1,232sqft
Single Family Residence
Built in 2000
10,722 Square Feet Lot
$431,200 Zestimate®
$357/sqft
$8/mo HOA
What's special
- 124 days |
- 708 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Cheri Bruce- Phipps 443-994-2164,
TTR Sotheby's International Realty 410-745-2596
Source: Bright MLS,MLS#: MDTA2013050
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
- Finished area above ground: 1,232
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Gravel, Driveway, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Waterfront features: River
- Body of water: Mile River
Lot
- Size: 10,722 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2102113872
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler,Coastal
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Rio Vista
HOA
- Has HOA: Yes
- Amenities included: Boat Ramp, Water/Lake Privileges
- HOA fee: $100 annually
Location
- Region: Saint Michaels
Financial & listing details
- Price per square foot: $357/sqft
- Tax assessed value: $252,133
- Annual tax amount: $2,227
- Date on market: 3/3/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$431,200
$410,000 - $453,000
$2,150/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Price change | $440,000-6.4%$357/sqft |
Source:  Bright MLS #MDTA2013050 Report a problem | ||
| 5/7/2026 | Price change | $470,000-2.1%$381/sqft |
Source: Bright MLS #MDTA2013050 Report a problem | ||
| 4/3/2026 | Price change | $480,000-4%$390/sqft |
Source: Bright MLS #MDTA2013050 Report a problem | ||
| 3/3/2026 | Listed for sale | $500,000+100%$406/sqft |
Source: Bright MLS #MDTA2013050 Report a problem | ||
| 4/28/2020 | Sold | $250,000-5.7%$203/sqft |
Source: Public Record Report a problem | ||
| 3/13/2020 | Pending sale | $265,000$215/sqft |
Source: Long & Foster Real Estate, Inc. #MDTA137332 Report a problem | ||
| 3/2/2020 | Price change | $265,000-1.9%$215/sqft |
Source: Long & Foster Real Estate, Inc. #MDTA137332 Report a problem | ||
| 2/4/2020 | Price change | $270,000-1.8%$219/sqft |
Source: Owner Report a problem | ||
| 1/27/2020 | Price change | $275,000-1.4%$223/sqft |
Source: Owner Report a problem | ||
| 1/21/2020 | Price change | $279,000-2.1%$226/sqft |
Source: Owner Report a problem | ||
| 1/15/2020 | Price change | $285,000+7.5%$231/sqft |
Source: Owner Report a problem | ||
| 1/2/2020 | Price change | $265,000-2.6%$215/sqft |
Source: Owner Report a problem | ||
| 12/26/2019 | Listed for sale | $272,000+24.2%$221/sqft |
Source: Owner Report a problem | ||
| 9/18/2018 | Listing removed | $1,350+3.8%$1/sqft |
Source: Owner Report a problem | ||
| 9/12/2018 | Listed for rent | $1,300$1/sqft |
Source: Owner Report a problem | ||
| 10/3/2017 | Sold | $219,000-4.7%$178/sqft |
Source: Public Record Report a problem | ||
| 8/31/2017 | Pending sale | $229,900$187/sqft |
Source: Long & Foster Real Estate, Inc. #TA9913313 Report a problem | ||
| 6/6/2017 | Price change | $229,900-2.2%$187/sqft |
Source: Long & Foster Real Estate, Inc. #TA9913313 Report a problem | ||
| 4/21/2017 | Listed for sale | $235,000+80.8%$191/sqft |
Source: Long & Foster Real Estate, Inc. #TA9913313 Report a problem | ||
| 1/30/2006 | Sold | $130,000+2%$106/sqft |
Source: Public Record Report a problem | ||
| 11/14/2001 | Sold | $127,500+9.9%$103/sqft |
Source: Public Record Report a problem | ||
| 6/1/2000 | Sold | $116,000$94/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $243,300 +4.6% |
| 2024 | $2,101 +10.6% | $232,633 +4.8% |
| 2023 | $1,899 +13.2% | $221,967 +5% |
| 2022 | $1,678 +10.4% | $211,300 +4.2% |
| 2021 | $1,519 +4.4% | $202,800 +4.4% |
| 2020 | $1,456 +4.6% | $194,300 +4.6% |
| 2019 | $1,392 +7.7% | $185,800 +3.3% |
| 2018 | $1,292 +8.7% | $179,933 +3.4% |
| 2017 | $1,189 +10% | $174,067 +3.5% |
| 2016 | $1,081 | $168,200 |
| 2015 | $1,081 +5.5% | $168,200 |
| 2014 | $1,024 | $168,200 -8.8% |
| 2013 | -- | $184,400 |
| 2012 | -- | $184,400 |
| 2011 | -- | $184,400 -18.4% |
| 2010 | -- | $225,940 +8.1% |
| 2009 | -- | $209,032 +8.8% |
| 2008 | -- | $192,126 +9.6% |
| 2007 | -- | $175,220 +10.7% |
| 2006 | -- | $158,306 +12% |
| 2005 | -- | $141,393 +13.6% |
| 2004 | -- | $124,480 +5.2% |
| 2003 | -- | $118,322 +5.5% |
| 2002 | -- | $112,166 +5.8% |
| 2001 | -- | $106,010 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21663
Nearby schools
GreatSchools rating
- 5/10St. Michaels Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 5/10St. Michaels Middle/High SchoolGrades: 6-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: St. Michaels
- Middle: St. Michaels
- High: St. Michaels
- District: Talbot County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Talbot County
- Saint Michaels
- 21663
- 100 Bush Ter
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