Fully renovated 4BR, 3BA cottage with 118ft of prime waterfront, private Type A dock and BIG VIEWS of the water! Stylish finishes, high end materials and thoughtfully designed space translates to a modern dream lakehouse. Other features include a double-sided wood fireplace, whole house generator, hot tub, outdoor fire pit, beautiful landscaping, garden area, attached garage and recently constructed pergola. Conveys mostly furnished with high-end contents. Rare lot with open views that make it easy to keep an eye on your boat & dock area from the house along with a spacious waterfront area that doesn't feel crowded. Private setting in Penn cove yet close to some of DCL's best restaurants, entertainment and shopping.
Pending
$1,449,900
1001 Penn Point Rd, Swanton, MD 21550
4beds
1,592sqft
Single Family Residence
Built in 1991
0.68 Acres Lot
$1,409,900 Zestimate®
$911/sqft
$-- HOA
What's special
Double-sided wood fireplaceAttached garageRecently constructed pergolaHigh end materialsStylish finishesGarden areaBeautiful landscaping
- 28 days
- 1,123
- 64
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jay Ferguson 301-501-0420,
Taylor-Made Deep Creek Real Estate, LLC 3013874700
Source: Bright MLS,MLS#: MDGA2012654
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 4
Basement
- Area: 0
Heating
- Forced Air, Propane
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,592
- Total interior livable area: 1,592 sqft
- Finished area above ground: 1,592
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Storage, Covered, Inside Entrance, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: Lake, Panoramic, Scenic Vista
- Has water view: Yes
- Water view: Lake
- Waterfront features: Split Lakefront, Private Dock Site, Lake, Boat - Length Limit, Boat - Powered, Limited hours of Personal Watercraft Operation (PWC), Private Access
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 118
Lot
- Size: 0.68 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218039265
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1991
- Major remodel year: 2023
Utilities & green energy
- Sewer: Septic < # of BR
- Water: Well
Community & HOA
Community
- Subdivision: Penn Point Road
HOA
- Has HOA: No
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $911/sqft
- Tax assessed value: $752,033
- Annual tax amount: $7,717
- Date on market: 8/24/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,409,900
$1.34M - $1.48M
$2,238/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Pending sale | $1,449,900$911/sqft |
Source:  Bright MLS #MDGA2012654 Report a problem | ||
| 8/24/2026 | Listed for sale | $1,449,900+152.6%$911/sqft |
Source: Bright MLS #MDGA2012654 Report a problem | ||
| 9/13/2019 | Sold | $574,000$361/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,747 +5.3% | $681,700 +8.2% |
| 2024 | $7,357 +9% | $629,867 +9% |
| 2023 | $6,751 +9.9% | $578,033 +9.9% |
| 2022 | $6,146 +9.3% | $526,200 +9.3% |
| 2021 | $5,622 +10.3% | $481,300 +10.3% |
| 2020 | $5,097 +11.5% | $436,400 +11.5% |
| 2019 | $4,573 +6% | $391,500 |
| 2018 | $4,314 0% | $391,500 |
| 2017 | $4,314 | $391,500 -1% |
| 2016 | -- | $395,400 |
| 2015 | -- | $395,400 |
| 2014 | -- | $395,400 -19.8% |
| 2013 | -- | $492,900 |
| 2012 | -- | $492,900 |
| 2011 | -- | $492,900 -1.3% |
| 2010 | -- | $499,160 +5% |
| 2009 | -- | $475,452 +5.2% |
| 2008 | -- | $451,746 +5.5% |
| 2007 | -- | $428,040 +10.4% |
| 2006 | -- | $387,842 +11.6% |
| 2005 | -- | $347,646 +14.2% |
| 2004 | -- | $304,480 +8.8% |
| 2003 | -- | $279,882 +9.6% |
| 2002 | -- | $255,286 +10.7% |
| 2001 | -- | $230,690 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21550
Nearby schools
Schools provided by the listing agent
- Middle: Southern
- High: Southern Garrett
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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