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  • Price cut: $4K (6/10)
    $105,000

    1003 Tropic Ter, North Fort Myers, FL 33903

    2beds
    930sqft
    : 
    $1,291/mo
    Get pre-qualified
    Condominium
    Built in 1964
    -- sqft lot
    $-- Zestimate®
    $113/sqft
    $579/mo HOA

    What's special

    Gulf accessCeiling fansCommunity poolComfortable living spaceDock leases availableTile and carpet flooring
    Gulf Access Condo — NOT in a Flood Zone & No Age Restrictions! Affordable waterfront living is getting harder to find—especially with Gulf access, no flood zone, and no age restrictions—and this one checks all three. Located in Tropic Terrace, this first-floor 2-bedroom, 1.5-bath condo offers easy, low-maintenance living in a peaceful waterfront community. Enjoy a screened lanai with landscaped views, perfect for morning coffee or relaxing after a day on the water. Inside, the layout is bright and functional with tile and carpet flooring, ceiling fans, and comfortable living space. For boaters, the community offers a boat ramp and dock leases available on a first-come basis, providing direct access to Southwest Florida waterways. Residents enjoy a community pool, clubhouse, shuffleboard, and common laundry, all just minutes from downtown Fort Myers, shopping, dining, and I-75. The community allows one cat, making this a great option for pet lovers—another rare find in waterfront condos. Whether you're looking for a full-time home, winter retreat, or investment, this is a smart opportunity to get into a Gulf-access community without flood zone concerns.
    274 days
    |
    116
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Mary Lou Carpenter 239-839-9365,

    Rossman Realty Group Inc

    Source: Florida Gulf Coast MLS,MLS#: 2025016421MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Freezer, Refrigerator, Self Cleaning Oven
      • Laundry: Common Area
      Features
      • Bedroom on Main Level, Living/Dining Room, Main Level Primary, Tub Shower, Cable TV, Screened Porch
      • Flooring: Carpet, Tile
      • Windows: Jalousie
      Interior area
      • Total structure area: 930
      • Total interior livable area: 930 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Assigned, Guest, One Space
      Features
      • Patio & porch: Lanai, Porch, Screened
      • Exterior features: Sprinkler/Irrigation, None
      • Pool features: Community
      • Has view: Yes
      • View description: Landscaped
      • Waterfront features: Canal Access
      Lot
      • Size: 0.25 Acres
      • Features: Zero Lot Line, Sprinklers Automatic
      Details
      • Parcel number: 0944242001003.0000
      • Lease amount: $0

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Other,Low Rise
      • Property subtype: Condominium
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1964

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Condo Hotel Community, Near Hotel/Motel, Non-Gated
      • Security: None
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: TROPIC TERRACE
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock, Boat Ramp, Clubhouse, Laundry, Pool, Shuffleboard Court, Management
      • Services included: Association Management, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Recreation Facilities, Trash
      • HOA phone: 239-364-4325
      • Second HOA fee: $579 monthly
      Location
      • Region: North Fort Myers

      Financial & listing details

      • Price per square foot: $113/sqft
      • Tax assessed value: $84,707
      • Annual tax amount: $452
      • Date on market: 10/23/2025
      • Cumulative days on market: 275 days
      • Listing terms: Cash
      • Ownership: Condo
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/10/2026Price change$105,000-3.7%$113/sqft
        Source: Florida Gulf Coast MLS #2025016421 Report a problem
        11/29/2025Price change$109,000-11.7%$117/sqft
        Source: Florida Gulf Coast MLS #2025016421 Report a problem
        10/23/2025Listed for sale$123,450+58.3%$133/sqft
        Source: Florida Gulf Coast MLS #2025016421 Report a problem
        5/25/2018Sold$78,000-2.4%$84/sqft
        Source: Florida Gulf Coast MLS #218031009 Report a problem
        5/2/2018Pending sale$79,900$86/sqft
        Source: Equity Realty #218031009 Report a problem
        4/26/2018Listed for sale$79,900+85.8%$86/sqft
        Source: Equity Realty #218031009 Report a problem
        6/6/2013Sold$43,000+0.2%$46/sqft
        Source: Public Record Report a problem
        3/17/2013Price change$42,930-6.5%$46/sqft
        Source: Owner #201301721 Report a problem
        2/19/2013Listed for sale$45,930+48.2%$49/sqft
        Source: Owner #201301721 Report a problem
        5/25/2010Sold$31,000-48.3%$33/sqft
        Source: Public Record Report a problem
        5/17/2004Sold$60,000$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$463 +2.5%$65,930 +6%
        2024$452 +0.9%$62,206
        2023$448 -22.2%$62,206 +3%
        2022$576 +0.4%$60,394 +3%
        2021$573 -0.5%$58,635 +1.4%
        2020$577 +1.6%$57,825 +2.3%
        2019$568 $56,525 +20.7%
        2018$568 -25.7%$46,835 +5.5%
        2017$764 +4.2%$44,413 +11.4%
        2016$733 +15.2%$39,876 +11.4%
        2015$636 +8.1%$35,800 +0.8%
        2014$588 +0.7%$35,500 +34%
        2013$584 +12.8%$26,500 -15.9%
        2012$518 -7.5%$31,500 -5.1%
        2011$560 +75.4%$33,200 -15.5%
        2010$319 -33.6%$39,300 -21%
        2009$481 -12.4%$49,770 -29.9%
        2008$549 -4.8%$71,000 -22.8%
        2007$576 -0.1%$92,000 +29.6%
        2006$576 +129.9%$71,000 +57.8%
        2004$251 +2.9%$45,000 +12.5%
        2003$243 +11.8%$40,000 +17.6%
        2002$218 $34,000 +3%
        2000-- $33,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33903

        Getting around

        69 / 100
        Somewhat Walkable
        63 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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