Gulf Access Condo — NOT in a Flood Zone & No Age Restrictions!
Affordable waterfront living is getting harder to find—especially with Gulf access, no flood zone, and no age restrictions—and this one checks all three.
Located in Tropic Terrace, this first-floor 2-bedroom, 1.5-bath condo offers easy, low-maintenance living in a peaceful waterfront community.
Enjoy a screened lanai with landscaped views, perfect for morning coffee or relaxing after a day on the water. Inside, the layout is bright and functional with tile and carpet flooring, ceiling fans, and comfortable living space.
For boaters, the community offers a boat ramp and dock leases available on a first-come basis, providing direct access to Southwest Florida waterways.
Residents enjoy a community pool, clubhouse, shuffleboard, and common laundry, all just minutes from downtown Fort Myers, shopping, dining, and I-75.
The community allows one cat, making this a great option for pet lovers—another rare find in waterfront condos.
Whether you're looking for a full-time home, winter retreat, or investment, this is a smart opportunity to get into a Gulf-access community without flood zone concerns.
Active
$105,000
1003 Tropic Ter, North Fort Myers, FL 33903
2beds
930sqft
Condominium
Built in 1964
-- sqft lot
$-- Zestimate®
$113/sqft
$579/mo HOA
What's special
Gulf accessCeiling fansCommunity poolComfortable living spaceDock leases availableTile and carpet flooring
- 321 days
- 114
- 6
Zillow last checked:
Listing updated:
Listed by:
Mary Lou Carpenter 239-839-9365,
Rossman Realty Group Inc
Source: Florida Gulf Coast MLS,MLS#: 2025016421
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Screened Porch
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Freezer, Refrigerator, Self Cleaning Oven
- Laundry: Common Area
Features
- Bedroom on Main Level, Living/Dining Room, Main Level Primary, Tub Shower, Cable TV, Screened Porch
- Flooring: Carpet, Tile
- Windows: Jalousie
Interior area
- Total structure area: 930
- Total interior livable area: 930 sqft
Video & virtual tour
Property
Parking
- Parking features: Assigned, Guest, One Space
Features
- Patio & porch: Lanai, Porch, Screened
- Exterior features: Sprinkler/Irrigation, None
- Pool features: Community
- Has view: Yes
- View description: Landscaped
- Waterfront features: Canal Access
Lot
- Size: 0.25 Acres
- Features: Zero Lot Line, Sprinklers Automatic
Details
- Parcel number: 0944242001003.0000
- Lease amount: $0
Construction
Type & style
- Home type: Condo
- Architectural style: Other,Low Rise
- Property subtype: Condominium
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1964
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Features: Condo Hotel Community, Near Hotel/Motel, Non-Gated
- Security: None
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: TROPIC TERRACE
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Boat Ramp, Clubhouse, Laundry, Pool, Shuffleboard Court, Management
- Services included: Association Management, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Recreation Facilities, Trash
- HOA phone: 239-364-4325
- Second HOA fee: $579 monthly
Location
- Region: North Fort Myers
Financial & listing details
- Price per square foot: $113/sqft
- Tax assessed value: $84,707
- Annual tax amount: $452
- Date on market: 10/23/2025
- Cumulative days on market: 322 days
- Listing terms: Cash
- Ownership: Condo
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Price change | $105,000-3.7%$113/sqft |
Source:  Florida Gulf Coast MLS #2025016421 Report a problem | ||
| 11/29/2025 | Price change | $109,000-11.7%$117/sqft |
Source: Florida Gulf Coast MLS #2025016421 Report a problem | ||
| 10/23/2025 | Listed for sale | $123,450+58.3%$133/sqft |
Source: Florida Gulf Coast MLS #2025016421 Report a problem | ||
| 5/25/2018 | Sold | $78,000-2.4%$84/sqft |
Source: Florida Gulf Coast MLS #218031009 Report a problem | ||
| 5/2/2018 | Pending sale | $79,900$86/sqft |
Source: Equity Realty #218031009 Report a problem | ||
| 4/26/2018 | Listed for sale | $79,900+85.8%$86/sqft |
Source: Equity Realty #218031009 Report a problem | ||
| 6/6/2013 | Sold | $43,000+0.2%$46/sqft |
Source: Public Record Report a problem | ||
| 3/17/2013 | Price change | $42,930-6.5%$46/sqft |
Source: Owner #201301721 Report a problem | ||
| 2/19/2013 | Listed for sale | $45,930+48.2%$49/sqft |
Source: Owner #201301721 Report a problem | ||
| 5/25/2010 | Sold | $31,000-48.3%$33/sqft |
Source: Public Record Report a problem | ||
| 5/17/2004 | Sold | $60,000$65/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $463 +2.5% | $65,930 +6% |
| 2024 | $452 +0.9% | $62,206 |
| 2023 | $448 -22.2% | $62,206 +3% |
| 2022 | $576 +0.4% | $60,394 +3% |
| 2021 | $573 -0.5% | $58,635 +1.4% |
| 2020 | $577 +1.6% | $57,825 +2.3% |
| 2019 | $568 | $56,525 +20.7% |
| 2018 | $568 -25.7% | $46,835 +5.5% |
| 2017 | $764 +4.2% | $44,413 +11.4% |
| 2016 | $733 +15.2% | $39,876 +11.4% |
| 2015 | $636 +8.1% | $35,800 +0.8% |
| 2014 | $588 +0.7% | $35,500 +34% |
| 2013 | $584 +12.8% | $26,500 -15.9% |
| 2012 | $518 -7.5% | $31,500 -5.1% |
| 2011 | $560 +75.4% | $33,200 -15.5% |
| 2010 | $319 -33.6% | $39,300 -21% |
| 2009 | $481 -12.4% | $49,770 -29.9% |
| 2008 | $549 -4.8% | $71,000 -22.8% |
| 2007 | $576 -0.1% | $92,000 +29.6% |
| 2006 | $576 +129.9% | $71,000 +57.8% |
| 2004 | $251 +2.9% | $45,000 +12.5% |
| 2003 | $243 +11.8% | $40,000 +17.6% |
| 2002 | $218 | $34,000 +3% |
| 2000 | -- | $33,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 33903
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