Don't miss this pristine, one-owner ranch in desirable Waterloo, IL! Boasting an open floor plan, this well maintained home features updated LVP and LVT flooring (5yrs), plus fresh carpeting on the stairs and in all bedrooms (installed April '25). Enjoy the spacious living room and kitchen with a striking beamed vault ceiling. The kitchen offers abundant cabinetry, counter space, a tiered breakfast bar, and a pantry. All appliances (gas range, microwave, dishwasher) are included. Step outside to a maintenance-free deck with a gazebo and pull-down shades. The primary suite features a walk-in closet, ceiling fan, and a roomy bathroom with a double vanity and walk-in shower. A convenient hall bath includes a tub/shower combo. Main floor laundry adds to the ease of living. The full walk-out basement, with two windows, presents excellent potential for two additional bedrooms and already has a gas wall furnace, bathroom rough-in, radon mitigation system, and a patio at the walk out.
Closed
Listing Provided by: Century 21 Advantage
Bought with: Worth Clark Realty
$283,000
1004 Cottonwood Ln, Waterloo, IL 62298
2beds
1,334sqft
Single Family Residence
Built in 2006
9,147.6 Square Feet Lot
$284,000 Zestimate®
$212/sqft
$1,897 Estimated rent
Home value
$284,000
$233,000 - $349,000
$1,897/mo
Zestimate® history
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$1,978/mo
Est. payment
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$1,978/mo
Est. payment
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List your homeWhat's special
Full walk-out basementBathroom rough-inRadon mitigation systemTiered breakfast barGas wall furnaceOpen floor planAbundant cabinetry
Zillow last checked:
Listing updated:
Listing Provided by:
Raquel M Vice 618-978-0519,
Century 21 Advantage,
Cindy A Veliz 618-791-6333,
Century 21 Advantage
Bought with:
Stacey Gualdoni, 475.206488
Worth Clark Realty
Source: MARIS,MLS#: 25029232
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Features: Floor Covering: Carpeting
- Area: 204
- Dimensions: 17 x 12
Bedroom
- Features: Floor Covering: Carpeting, Wall Covering: Some
- Level: Main
- Area: 117
- Dimensions: 13 x 9
Primary bathroom
- Features: Floor Covering: Luxury Vinyl Tile
- Area: 72
- Dimensions: 12 x 6
Bathroom
- Features: Floor Covering: Luxury Vinyl Tile, Wall Covering: None
- Area: 40
- Dimensions: 8 x 5
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank, Wall Covering: Some
- Level: Main
- Area: 221
- Dimensions: 17 x 13
Laundry
- Features: Floor Covering: Luxury Vinyl Tile, Wall Covering: None
- Level: Main
- Area: 54
- Dimensions: 9 x 6
Living room
- Features: Floor Covering: Luxury Vinyl Plank, Wall Covering: Some
- Level: Main
- Area: 221
- Dimensions: 17 x 13
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Range, Other, Gas Water Heater
- Laundry: Main Level
Features
- Kitchen/Dining Room Combo, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Eat-in Kitchen
- Doors: Panel Door(s)
- Basement: Full,Unfinished,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 1,334
- Total interior livable area: 1,334 sqft
- Finished area above ground: 1,334
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Patio & porch: Deck, Patio
Lot
- Size: 9,147 sqft
- Dimensions: 72 x 130
Details
- Parcel number: 0735265028000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional,Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
Condition
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities
Community & neighborhood
Location
- Region: Waterloo
- Subdivision: Silvercreek Crossing
HOA & financial
HOA
- HOA fee: $50 annually
- Services included: Other
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2025 | Sold | $283,000+1.1%$212/sqft |
Source:  MARIS #25029232 Report a problem | ||
| 5/10/2025 | Pending sale | $280,000$210/sqft |
Source: MARIS #25029232 Report a problem | ||
| 5/8/2025 | Listed for sale | $280,000+58.2%$210/sqft |
Source: MARIS #25029232 Report a problem | ||
| 5/23/2006 | Sold | $177,000$133/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,459 +15% | $81,750 +12.7% |
| 2023 | $3,877 +2% | $72,530 +2.7% |
| 2022 | $3,799 | $70,610 +11.4% |
| 2021 | -- | $63,410 +4.3% |
| 2020 | -- | $60,810 +2.1% |
| 2019 | -- | $59,570 +4.6% |
| 2018 | $2,931 | $56,950 +3.2% |
| 2017 | $2,931 | $55,186 +2.9% |
| 2016 | $2,931 +1% | $53,610 -2% |
| 2015 | $2,902 +6.6% | $54,730 +2.1% |
| 2014 | $2,721 | $53,620 -1% |
| 2012 | $2,721 | $54,170 -1.4% |
| 2011 | -- | $54,930 |
| 2010 | -- | $54,930 -4% |
| 2009 | -- | $57,240 +1.7% |
| 2008 | -- | $56,280 +3.6% |
| 2007 | -- | $54,330 |
Find assessor info on the county website
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 1.9 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.9 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$284,000
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$284,000
- Illinois
- Monroe County
- Waterloo
- 62298
- 1004 Cottonwood Ln
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