10045 Highland Road presents a striking four-bedroom, four-bathroom brick colonial that blends timeless architecture with the pinnacle of waterfront living. Set behind a sweeping approach and framed by mature trees, the stately façade—highlighted by arched brick detailing and a grand covered entry—creates an immediate sense of arrival and enduring elegance. Inside, the home offers a thoughtfully proportioned layout where abundant natural light meets breathtaking water views. The expansive living and dining areas are perfectly positioned to frame the serene waters of Oxbow Lake, a premier private, all-sports lake. Whether hosting formal gatherings or enjoying a quiet morning, the lake remains your constant, picturesque backdrop. The residence reflects quality craftsmanship across all levels, including a fully finished basement. This additional level serves as a premier destination for indoor entertainment, a home media suite, or expanded living quarters to complement the three spacious bedrooms. Transitioning outdoors, the large deck offers a front-row seat to the water, ideal for alfresco dining while watching the sunset. The generous grounds provide rare privacy and year-round engagement with the outdoors. Wander down to the water's edge to enjoy evening bonfires in a tranquil, private setting. Experience the peace of the local ecosystem with plentiful wildlife that frequents the property, all while enjoying the exclusivity of a private lake perfect for high-energy water sports or peaceful fishing. Ideally positioned along Highland Road, this estate offers a rare balance of secluded lakefront lifestyle and modern accessibility. You are minutes from fine dining, shopping, and major thoroughfares, all while tucked away in one of White Lake’s most desirable corridors. 10045 Highland Rd is more than a home; it is a distinctive opportunity to own a refined colonial retreat on the water.
Pending
Price cut: $25K (5/6)
$675,000
10045 Highland Rd, White Lake, MI 48386
4beds
3,542sqft
Single Family Residence
Built in 2001
0.73 Acres Lot
$662,500 Zestimate®
$191/sqft
$2/mo HOA
What's special
Fully finished basementFour-bedroom four-bathroom brick colonialHome media suiteFramed by mature treesGrand covered entryAbundant natural lightThree spacious bedrooms
- 94 days |
- 723 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Joseph Delia 248-244-0705,
Keller Williams Paint Creek 248-609-8000
Source: Realcomp II,MLS#: 20261004934
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Level: Entry
- Area: 238
- Dimensions: 14 X 17
Bedroom
- Level: Second
- Area: 156
- Dimensions: 13 X 12
Bedroom
- Level: Second
- Area: 156
- Dimensions: 13 X 12
Bedroom
- Level: Basement
- Area: 204
- Dimensions: 12 X 17
Primary bathroom
- Level: Entry
- Area: 132
- Dimensions: 11 X 12
Other
- Level: Second
- Area: 40
- Dimensions: 5 X 8
Other
- Level: Entry
- Area: 54
- Dimensions: 9 X 6
Other
- Level: Basement
- Area: 70
- Dimensions: 7 X 10
Dining room
- Level: Entry
- Area: 156
- Dimensions: 13 X 12
Kitchen
- Level: Entry
- Area: 325
- Dimensions: 13 X 25
Other
- Level: Basement
- Area: 196
- Dimensions: 14 X 14
Library
- Level: Entry
- Area: 176
- Dimensions: 11 X 16
Living room
- Level: Entry
- Area: 504
- Dimensions: 21 X 24
Other
- Level: Basement
- Area: 675
- Dimensions: 27 X 25
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fans, Central Air
Appliances
- Included: Dishwasher, Dryer, Free Standing Electric Range, Free Standing Refrigerator, Microwave, Washer
Features
- Basement: Finished,Walk Out Access
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total interior livable area: 3,542 sqft
- Finished area above ground: 2,256
- Finished area below ground: 1,286
Property
Parking
- Total spaces: 3
- Parking features: Three Car Garage, Attached
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevelwSteps
- Patio & porch: Covered, Deck, Patio, Porch
- Pool features: None
- On waterfront: Yes
- Waterfront features: All Sports Lake, Lake Front, Waterfront
- Body of water: Oxbow Lake
Lot
- Size: 0.73 Acres
- Dimensions: 83 x 200
Details
- Parcel number: 1223151001
- Special conditions: Short Sale No,Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Basement, Poured
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: MC CLATCHEYS OXBOW-CRANBERRY LAKE ESTATES
HOA
- Has HOA: Yes
- HOA fee: $25 annually
Location
- Region: White Lake
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $251,150
- Annual tax amount: $8,991
- Date on market: 2/5/2026
- Cumulative days on market: 94 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Va Loan
Estimated market value
$662,500
$629,000 - $696,000
$4,298/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Pending sale | $675,000$191/sqft |
Source:  Realcomp II #20261004934 Report a problem | ||
| 5/6/2026 | Price change | $675,000-3.6%$191/sqft |
Source: Realcomp II #20261004934 Report a problem | ||
| 5/4/2026 | Listed for sale | $700,000$198/sqft |
Source: Realcomp II #20261004934 Report a problem | ||
| 4/29/2026 | Pending sale | $700,000$198/sqft |
Source: Realcomp II #20261004934 Report a problem | ||
| 3/14/2026 | Listed for sale | $700,000$198/sqft |
Source: Realcomp II #20261004934 Report a problem | ||
| 2/15/2026 | Pending sale | $700,000$198/sqft |
Source: Realcomp II #20261004934 Report a problem | ||
| 2/5/2026 | Listed for sale | $700,000+15455.6%$198/sqft |
Source: Realcomp II #20261004934 Report a problem | ||
| 2/15/2001 | Sold | $4,500$1/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,316 +3.8% | $395,200 +9.4% |
| 2023 | $8,008 +6.5% | $361,160 +16% |
| 2022 | $7,516 +1.7% | $311,410 +4.3% |
| 2021 | $7,391 | $298,460 +0.4% |
| 2020 | -- | $297,320 +0.4% |
| 2019 | $7,127 +5.4% | $296,180 +13.8% |
| 2018 | $6,763 +0.1% | $260,220 |
| 2017 | $6,754 | $260,220 +0.7% |
| 2016 | $6,754 | $258,520 +16.3% |
| 2015 | -- | $222,350 +14.8% |
| 2014 | -- | $193,650 +1.3% |
| 2011 | -- | $191,210 -2.5% |
| 2010 | $6,628 -4.1% | $196,130 -12.3% |
| 2009 | $6,908 | $223,620 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48386
Nearby schools
GreatSchools rating
- 7/10Oxbow Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 7/10Lakeland High SchoolGrades: 6-12Distance: 2.5 mi
- 7/10White Lake Middle SchoolGrades: 5-8Distance: 2.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Oakland County
- White Lake
- 48386
- 10045 Highland Rd
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