Welcome to Finisterra Condominiums, a gated waterfront community ideally located at 101 Old Ferry Road in Shalimar, Florida, overlooking the beautiful Choctawhatchee Bay and Lake Clyde, and directly across the street from Two Georges Marina. Unit 4C is a standout residence, offering vaulted ceilings and a large entryway window that fills the space with natural light. This well-maintained condo features stainless steel kitchen appliances, updated fixtures in the kitchen and dining area, and a newer ceiling fan. The dishwasher has been replaced within the last year, and additional improvements include a new HVAC system and thermostat, providing comfort and peace of mind for the next owner. Assigned and guest parking are conveniently located directly in front of the unit,
and the condo's front-of-community location allows for easy access while still offering views of the water from the building and a short walk to the bay, pool, and clubhouse.
Finisterra spans acres of waterfront property and offers an exceptional lifestyle with amenities including a community pool, lighted tennis court striped for pickleball, sauna, clubhouse, BBQ areas, kayak storage and launch, and private shoreline access perfect for fishing, paddleboarding, or enjoying sunset views and Destin fireworks without the crowds. Boating enthusiasts will love being just 1 nautical mile to the Intracoastal Waterway and 2.2 miles to the Destin Bridge, with boat storage available across the street at the marina.
The HOA covers water, sewer, trash, groundskeeping, and exterior insurance, adding outstanding value. Finisterra is conveniently located near Eglin Air Force Base, shopping, dining, Destin Harbor, Crab Island, and the area's renowned sugar-white beaches.
Rental Policy: Finisterra is a non-rental community during the first two years of ownership. After that period, long-term rentals are permitted; short-term rentals are not allowed.
Whether you're seeking a primary residence, second home, or long-term investment, Finisterra offers a rare opportunity to enjoy a laid-back waterfront lifestyle at an affordable price.
Schedule your private showing today and experience the hidden gem of Finisterra.
For sale
Price cut: $6K (5/18)
$159,000
101 Old Ferry Rd Unit 4C, Shalimar, FL 32579
1beds
625sqft
Condominium
Built in 1970
-- sqft lot
$154,500 Zestimate®
$254/sqft
$-- HOA
What's special
Newer ceiling fanCommunity poolBbq areasVaulted ceilingsKayak storage and launchStainless steel kitchen appliances
- 102 days |
- 364 |
- 19 |
Zillow last checked:
Listing updated:
Listed by:
Darrell Turner 850-866-9868,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 786884
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Living Room
Bedroom
- Level: First
- Dimensions: 12 x 11
Kitchen
- Level: First
- Dimensions: 8 x 7
Living room
- Level: First
- Dimensions: 20 x 12
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Water Heater
Interior area
- Total structure area: 625
- Total interior livable area: 625 sqft
Property
Features
- Patio & porch: Deck
- Exterior features: Covered Patio
- Pool features: In Ground, Community
- On waterfront: Yes
- Waterfront features: Bayfront
Details
- Parcel number: 062S2350700000004C
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Vinyl Siding
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Barbecue, Clubhouse, Fishing, Laundry Facilities, Tennis Court(s), Waterfront, Community Pool, Gated
- Security: Gated Community
- Subdivision: No Named Subdivision
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Shalimar
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $140,000
- Annual tax amount: $1,719
- Date on market: 3/16/2026
- Cumulative days on market: 103 days
- Electric utility on property: Yes
Estimated market value
$154,500
$147,000 - $162,000
$1,540/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Price change | $159,000-3.6%$254/sqft |
Source: | ||
| 12/18/2025 | Listed for sale | $165,000-12.7%$264/sqft |
Source: | ||
| 4/12/2024 | Sold | $189,000$302/sqft |
Source: | ||
| 3/12/2024 | Pending sale | $189,000$302/sqft |
Source: | ||
| 3/7/2024 | Listed for sale | $189,000+8.1%$302/sqft |
Source: | ||
| 3/14/2022 | Sold | $174,900$280/sqft |
Source: | ||
| 1/31/2022 | Pending sale | $174,900$280/sqft |
Source: | ||
| 1/30/2022 | Listed for sale | $174,900+218%$280/sqft |
Source: | ||
| 9/27/2019 | Listing removed | $950$2/sqft |
Source: Back Stage Realty Report a problem | ||
| 9/25/2019 | Listed for rent | $950+18.8%$2/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/19/2018 | Listing removed | $800$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/17/2018 | Listed for rent | $800$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 4/6/2017 | Listing removed | $800$1/sqft |
Source: Back Stage Realty #770297 Report a problem | ||
| 3/1/2017 | Listed for rent | $800-3%$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/27/2016 | Listing removed | $825$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/26/2016 | Price change | $825-2.9%$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/16/2016 | Listed for rent | $850$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 5/15/2015 | Sold | $55,000-6%$88/sqft |
Source: | ||
| 4/22/2015 | Pending sale | $58,500$94/sqft |
Source: Homepath #726612 Report a problem | ||
| 4/4/2015 | Listed for sale | $58,500+287.4%$94/sqft |
Source: Homepath #726612 Report a problem | ||
| 7/28/2014 | Sold | $15,100-76.7%$24/sqft |
Source: Public Record Report a problem | ||
| 4/15/2004 | Sold | $64,900+32.4%$104/sqft |
Source: Public Record Report a problem | ||
| 9/25/2000 | Sold | $49,000$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,719 -0.8% | $140,000 |
| 2023 | $1,733 +51.1% | $140,000 +21.7% |
| 2022 | $1,147 +15.3% | $115,000 +27.8% |
| 2021 | $995 +10.4% | $90,000 +12.5% |
| 2020 | $901 +24.9% | $80,000 +45.5% |
| 2019 | $722 +1.7% | $55,000 |
| 2018 | $710 | $55,000 +10% |
| 2017 | $710 +9.4% | $50,000 +16.3% |
| 2016 | $648 +13.8% | $43,000 +6.2% |
| 2015 | $570 +4.6% | $40,500 +3.8% |
| 2014 | $545 | $39,000 +8.3% |
| 2013 | -- | $36,000 |
| 2012 | -- | $36,000 -12.2% |
| 2011 | -- | $41,000 -4.7% |
| 2010 | -- | $43,000 -10.4% |
| 2009 | -- | $48,000 -11.1% |
| 2008 | -- | $54,000 +107.7% |
| 2007 | -- | $26,000 -60% |
| 2006 | -- | $65,000 +35.4% |
| 2005 | -- | $48,000 +15.7% |
| 2004 | -- | $41,500 +15.3% |
| 2003 | -- | $36,000 +2.9% |
| 2002 | -- | $35,000 |
| 2001 | -- | $35,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32579
Nearby schools
GreatSchools rating
- 7/10Shalimar Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 2.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Okaloosa County
- Shalimar
- 32579
- 101 Old Ferry Rd Unit 4C









