ActivePrice cut: $10K (8/20)
$649,900
5beds
3,266sqft
1012 Pearl St, Saint Joseph, MI 49085
5beds
3,266sqft
Single family residence
Built in 1912
10,454 sqft
1 Garage space
$199 price/sqft
What's special
Main floor bedroomFive bedroom homePrivate covered balconyCovered patio and grill
There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a location that does most of the selling itself.
- 21 days |
- 1,246 |
- 88 |
Source: MichRIC,MLS#: 26040508
Travel times
Family Room
Kitchen
Dining Room
Zillow last checked:
Listing updated:
Listed by:
Cathy Ficks-Blasy 269-252-1223,
Epique Realty 248-218-2604
Source: MichRIC,MLS#: 26040508
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Primary bedroom
- Description: Wall of windows overlooking backyard.
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Description: Also can be used as office with private covered deck
- Level: Upper
Bedroom 5
- Description: access to shared full bathroom
- Level: Main
Primary bathroom
- Description: Clawfoot tub and low barrier shower
- Level: Upper
Bathroom 2
- Level: Upper
Dining room
- Level: Main
Exercise room
- Description: doubles as storage room
- Level: Basement
Kitchen
- Level: Main
Laundry
- Description: two laundry rooms. wash basin in upper
- Level: Upper
Laundry
- Description: second laundry in basement full bathroom
- Level: Basement
Living room
- Level: Main
Other
- Description: breakfast/coffee room overlooking backyard
- Level: Main
Other
- Description: Bar bebehind garage, 16x20, heated
- Level: Main
- Area: 320
- Dimensions: 20.00 x 16.00
Other
- Description: heated/cooled four season room at front entry
- Level: Main
Recreation
- Description: bar and projector with 120' screen
- Level: Basement
Heating
- Baseboard, Forced Air, Radiant
Cooling
- Central Air
Appliances
- Included: Humidifier, Built-In Gas Oven, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
- Laundry: In Basement, Laundry Chute
Features
- Ceiling Fan(s), Wet Bar
- Flooring: Carpet, Ceramic Tile, Stone, Tile, Wood
- Windows: Screens, Replacement
- Basement: Daylight,Full
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log, Living Room
Interior area
- Total structure area: 2,428
- Total interior livable area: 3,266 sqft
- Finished area below ground: 838
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage Door Opener, Detached
- Garage spaces: 1
Accessibility
- Accessibility features: 36' or + Hallway, Low Threshold Shower
Features
- Stories: 2
- Exterior features: Balcony, Play Equipment
- Fencing: Front Yard
- Waterfront features: Lake, River
- Body of water: Lake Michigan
Lot
- Size: 10,454 Square Feet
- Dimensions: 40 x 265
- Features: Sidewalk, Ground Cover
Details
- Parcel number: 117631600031008
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco, Vinyl Siding
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1912
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Hoyts Add To City Of St Joseph
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $215,800
- Annual tax amount: $9,757
- Date on market: 8/5/2026
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/20/2026 | Price change | $649,900-1.5%$199/sqft |
Source:  MichRIC #26040508 Report a problem | ||
| 8/5/2026 | Listed for sale | $659,900$202/sqft |
Source: MichRIC #26040508 Report a problem | ||
| 8/4/2026 | Listing removed | $659,900$202/sqft |
Source: MichRIC #26019503 Report a problem | ||
| 7/24/2026 | Price change | $659,900-2.2%$202/sqft |
Source: MichRIC #26019503 Report a problem | ||
| 7/6/2026 | Price change | $674,900-1.5%$207/sqft |
Source: MichRIC #26019503 Report a problem | ||
| 6/5/2026 | Price change | $684,900-2.2%$210/sqft |
Source: MichRIC #26019503 Report a problem | ||
| 5/2/2026 | Listed for sale | $700,000+16.7%$214/sqft |
Source: MichRIC #26019503 Report a problem | ||
| 8/15/2022 | Sold | $600,000-7.7%$184/sqft |
Source: MichRIC #22024203 Report a problem | ||
| 7/10/2022 | Pending sale | $649,900$199/sqft |
Source:  RE/MAX of Michigan #22024203 Report a problem | ||
| 7/10/2022 | Contingent | $649,900$199/sqft |
Source: MichRIC #22024203 Report a problem | ||
| 6/23/2022 | Price change | $649,900-7.1%$199/sqft |
Source: MichRIC #22024203 Report a problem | ||
| 6/16/2022 | Listed for sale | $699,900+1019.8%$214/sqft |
Source: MichRIC #22024203 Report a problem | ||
| 1/21/2011 | Sold | $62,500$19/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,524 +4.3% | $265,000 +2.5% |
| 2024 | $9,132 | $258,600 +15.2% |
| 2023 | -- | $224,500 +79.2% |
| 2022 | $3,603 | $125,300 +3.9% |
| 2021 | -- | $120,600 +1.3% |
| 2020 | $3,527 +1.7% | $119,000 +6.7% |
| 2019 | $3,470 +9.2% | $111,500 +5.3% |
| 2018 | $3,178 +8.9% | $105,900 +2.7% |
| 2017 | $2,917 +1.2% | $103,100 +9.2% |
| 2016 | $2,882 +42.1% | $94,400 +4.3% |
| 2015 | $2,029 | $90,500 +35.9% |
| 2014 | -- | $66,600 -0.3% |
| 2013 | -- | $66,800 -8.2% |
| 2012 | -- | $72,800 +4.7% |
| 2011 | -- | $69,500 +2.1% |
| 2010 | -- | $68,100 -4.6% |
| 2009 | -- | $71,400 +2% |
| 2008 | -- | $70,000 +1.6% |
| 2007 | -- | $68,900 +6.7% |
| 2006 | -- | $64,600 +3% |
| 2005 | -- | $62,700 +7.9% |
| 2004 | -- | $58,100 +5.1% |
| 2003 | -- | $55,300 +4.7% |
| 2002 | -- | $52,800 +4.6% |
| 2001 | -- | $50,500 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,947/mo
Principal & interest
$3351
Property taxes
$596
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 49085
Nearby schools
Lincoln School
Grades PK-5 • 0.7 miles8/10
GreatSchools® Rating
Test Score Rating
9/10Student Progress Rating
6/10Upton Middle School
Grades 6-8 • 3.8 miles9/10
GreatSchools® Rating
Test Score Rating
9/10Student Progress Rating
8/10St. Joseph High School
Grades 9-12 • 1.2 miles9/10
GreatSchools® Rating
College Readiness Rating
10/10Student Progress Rating
8/10