Active

$270,000

1012 Velvet Ct, Troy, TX 76579

4beds

1,642sqft

$2,295/mo

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Single Family Residence

Built in 2022

9,378 Square Feet Lot

$-- Zestimate^®

$164/sqft

$240/mo HOA

What's special

Big fully fenced yardLiving and dining areasGranite countersStainless appliancesOpen light-filled layoutCovered patioQuiet cul-de-sac

Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk — a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.

23 days
112
12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: Main

Bedroom

Level: Main

Bedroom

Level: Main

Bedroom

Level: Main

Bathroom

Level: Main

Bathroom

Level: Main

Kitchen

Level: Main

Living room

Level: Main

Heating

Central, Electric

Cooling

Central Air, Electric, 1 Unit

Appliances

Included: Dishwasher, Electric Range, Electric Water Heater, Disposal, Oven, Some Electric Appliances, Microwave, Range
Laundry: Washer Hookup, Electric Dryer Hookup, Inside, Main Level, Laundry Room

Features

Carbon Monoxide Detector, Open Floorplan, Recessed Lighting, Shower Only, Separate Shower, Smart Thermostat, Tub Shower, Vanity, Walk-In Closet(s), Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry
Flooring: Carpet, Tile
Attic: Storage Only
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,642 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Attached, Door-Single, Garage Faces Front, Garage, Garage Door Opener
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Covered, Patio
Exterior features: Covered Patio, Private Yard, Lighting
Pool features: None
Fencing: Back Yard,Wood
View description: None
Body of water: None

Lot

Size: 9,378 Square Feet

Details

Parcel number: 511947

Construction

Type & style

Home type: SingleFamily
Architectural style: Craftsman
Property subtype: Single Family Residence

Materials

HardiPlank Type, Masonry, Vinyl Siding
Foundation: Slab
Roof: Composition,Shingle

Condition

Resale
Year built: 2022

Details

Builder name: DR Horton

Utilities & green energy

Water: Public
Utilities for property: Electricity Available

Community & HOA

Community

Features: Other, See Remarks, Gated, Sidewalks
Security: Gated Community, Smoke Detector(s)
Subdivision: Cottonwood Crk Ph I

HOA

Has HOA: Yes
HOA fee: $240 monthly
HOA name: Cottonwood Creek

Location

Region: Troy

Financial & listing details

Price per square foot: $164/sqft
Date on market: 9/22/2026
Cumulative days on market: 24 days
Listing agreement: Exclusive Right To Sell
Listing terms: Assumable,Cash,FHA,VA Loan
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
9/22/2026	Listed for sale	$270,000-2.3%$164/sqft
Source: Unlock MLS #9495864 Report a problem
11/28/2023	Sold	--
Source: Central Texas MLS #520773 Report a problem
10/26/2023	Contingent	$276,460$168/sqft
Source: Unlock MLS #4640005 Report a problem
10/26/2023	Pending sale	$276,460$168/sqft
Source: Central Texas MLS #520773 Report a problem
10/18/2023	Price change	$276,460+2.6%$168/sqft
Source: Central Texas MLS #520773 Report a problem
10/15/2023	Price change	$269,330-10.2%$164/sqft
Source: DR Horton Report a problem
10/3/2023	Price change	$299,860+11.3%$183/sqft
Source: Central Texas MLS #520773 Report a problem
9/26/2023	Price change	$269,330-10.2%$164/sqft
Source: Central Texas MLS #520773 Report a problem
9/11/2023	Listed for sale	$299,860+14.9%$183/sqft
Source: Central Texas MLS #520773 Report a problem
1/26/2023	Listing removed	--
Source: DR Horton Report a problem
1/5/2023	Listed for sale	$260,995$159/sqft
Source: DR Horton Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 76579

Getting around

3 / 100

Car-Dependent

23 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Edna Bigham Mays Elementary School
Grades: PK-2Distance: 0.3 mi
7/10
Raymond Mays Middle School
Grades: 6-8Distance: 0.2 mi
5/10
Troy High School
Grades: 9-12Distance: 0.6 mi

Schools provided by the listing agent

Middle: Raymond Mays Middle School
High: Troy High School
District: Troy ISD

Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.