Pending

$175,000

1016 Luther Ave, Rockford, IL 61107

3beds

1,851sqft

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Single Family Residence

Built in 1953

6,534 Square Feet Lot

$183,500 Zestimate^®

$95/sqft

$-- HOA

What's special

Fully finished lower-levelWood-paneled bedroomEasy-to-maintain yardBright cheerful eat-in kitchenLots of attic storage

Inviting Turn-Key 3-Bedroom Cape Cod offering a perfect blend of classic warmth and modern updates. Step into a large, sun-filled living room featuring newer, durable laminate wood flooring that sets a welcoming tone. The main level also boasts a bright, cheerful eat-in kitchen that is perfect for morning coffee, along with two comfortable bedrooms and a beautifully updated full bathroom. The entire second floor has a wood-paneled bedroom, a workspace ideal for a private home office and lots of attic storage. The fully finished lower-level features built-in stairwell cubbies designed for creative and easy access, a recreation room perfect for entertaining, laundry room, and an organized utility area with extra storage space. Outside, the easy-to-maintain yard is fully enclosed by a new privacy fence and features a brand-new deck perfect for outdoor entertainment. This move-in-ready gem truly has it all.

22 days

933

129

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Level: Main
Area: 146.53
Dimensions: 12.1 x 12.11

Bedroom 2

Level: Main
Area: 110.2
Dimensions: 9.1 x 12.11

Bedroom 3

Level: Upper
Area: 180.88
Dimensions: 13.6 x 13.3

Family room

Level: Lower
Area: 172.2
Dimensions: 14 x 12.3

Kitchen

Level: Main
Area: 143.91
Dimensions: 12.3 x 11.7

Living room

Level: Main
Area: 270.08
Dimensions: 21.1 x 12.8

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener, Gas Water Heater
Laundry: In Basement

Features

L.L. Finished Space
Basement: Full,Finished
Number of fireplaces: 1
Fireplace features: Gas

Interior area

Total structure area: 1,851
Total interior livable area: 1,851 sqft
Finished area above ground: 1,372
Finished area below ground: 479

Property

Parking

Total spaces: 1
Parking features: Detached, Garage Door Opener
Garage spaces: 1

Features

Levels: One and One Half
Stories: 1
Patio & porch: Deck
Fencing: Fenced

Lot

Size: 6,534 Square Feet
Features: City/Town

Details

Parcel number: 1219209015

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl
Roof: Shingle

Condition

Year built: 1953

Utilities & green energy

Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community

Community & HOA

Community

Subdivision: IL

Location

Region: Rockford

Financial & listing details

Price per square foot: $95/sqft
Tax assessed value: $128,205
Annual tax amount: $3,674
Price range: $175K - $175K
Date on market: 6/30/2026
Cumulative days on market: 19 days
Ownership: Fee Simple

Estimated market value

$183,500

$174,000 - $193,000

$1,817/mo

Price history

Date	Event	Price
7/6/2026	Pending sale	$175,000$95/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603945 Report a problem
6/30/2026	Listed for sale	$175,000+84.2%$95/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603945 Report a problem
10/12/2018	Sold	$95,000-10.4%$51/sqft
Source: NorthWest Illinois Alliance of REALTORS® #121058 Report a problem
11/9/2016	Listing removed	$925+3.4%
Source: Owner Report a problem
10/22/2015	Listing removed	$895
Source: Postlets Report a problem
10/7/2015	Listed for rent	$895
Source: Postlets Report a problem
7/11/2008	Sold	$106,000-11.6%$57/sqft
Source: NorthWest Illinois Alliance of REALTORS® #200898934 Report a problem
6/11/2008	Listed for sale	$119,900$65/sqft
Source: Visual Tour #98934 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$3,481 +5.8%	$42,735 +13.4%
2023	$3,290 +4%	$37,682 +11.9%
2022	$3,163	$33,681 +9.1%
2021	--	$30,883 +5.8%
2020	$2,983 +2%	$29,195 +4.9%
2019	$2,924 -21.9%	$27,826 +6.1%
2018	$3,742 +6.5%	$26,224 +10.7%
2017	$3,513	$23,679 +1.9%
2016	$3,513 +0.1%	$23,235
2015	$3,510 -1.2%	$23,235 -6.1%
2014	$3,554 +26.6%	$24,740 -21.1%
2009	$2,807	$31,362 -0.2%
2007	--	$31,427 +10.1%
2006	--	$28,547 +4.7%
2005	--	$27,253 +5.5%
2004	--	$25,827 +6.8%
2003	--	$24,177 +3.3%
2001	--	$23,396 +8.3%
2000	--	$21,610
1999	--	$21,610

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 61107

Getting around

30 / 100

Car-Dependent

37 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
C Henry Bloom Elementary School
Grades: K-5Distance: 0.2 mi
3/10
Eisenhower Middle School
Grades: 6-8Distance: 0.9 mi
3/10
Guilford High School
Grades: 9-12Distance: 2.5 mi

Schools provided by the listing agent

Elementary: C Henry Bloom Elementary
Middle: Eisenhower Middle
High: Guilford High
District: Rockford 205

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.