Welcome to affordable Gulf-access waterfront living in the heart of downtown Cape Coral! This inviting 2-bedroom, 2-bath second-floor condo offers the perfect blend of location, lifestyle, and value — complete with a dedicated carport and easy boating access.
Inside, the condo feels clean, fresh, and move-in ready with a beautifully updated Craftsman-style kitchen featuring quartz countertops, crisp cabinetry, and a newer appliance package. New LVT flooring welcomes you and plush carpet in the Living room and bedrooms add comfort and style throughout. The bright, open living space flows seamlessly to the screened lanai, where impact windows in the kitchen and master suite and accordion storm shutters provide peace of mind. Relax your days away in the screened in lanai overlooking the canal!
For boating enthusiasts, the HOA allows owners to build their own private dock and install a boat lift, offering a rare and flexible opportunity to customize your waterfront access and enjoy direct Gulf boating at your own pace.
Beyond the interior, the lifestyle truly shines. Walk to downtown Cape Coral’s restaurants, shopping, and weekly farmers market, and enjoy being right in the center of community block parties, festivals, and waterfront celebrations. Whether you’re looking for a full-time residence, seasonal escape, or investment opportunity, this condo delivers unbeatable access to dining, entertainment, and the Gulf lifestyle — all at an approachable price point.
Recent community and condo upgrades add to the appeal, making this a smart and stress-free choice for coastal living. Don’t miss this opportunity to enjoy Gulf-access living, sunset strolls, and downtown energy all in one place. Rentals permitted with restrictions. Minimum 90 day lease term required. Age-restricted (55+) community.
Closed
$165,000
1016 SE 46th St APT 203, Cape Coral, FL 33904
2beds
1,187sqft
Condominium
Built in 1984
-- sqft lot
$164,700 Zestimate®
$139/sqft
$1,570 Estimated rent
Home value
$164,700
$147,000 - $186,000
$1,570/mo
Zestimate® history
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List your homeWhat's special
Quartz countertopsBright open living spaceBeautifully updated craftsman-style kitchenGulf-access waterfront livingAccordion storm shuttersNew lvt flooringNewer appliance package
Zillow last checked:
Listing updated:
Listed by:
Carolyn Chesser 239-565-4149,
Berkshire Hathaway Florida
Bought with:
Carolyn Chesser, 258005084
Berkshire Hathaway Florida
Source: Florida Gulf Coast MLS,MLS#: 2026002938
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Great Room
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Eat-in Kitchen, Living/Dining Room, Tub Shower, Cable TV, Vaulted Ceiling(s), Window Treatments, Great Room
- Flooring: Carpet, Vinyl
- Windows: Other, Single Hung, Sliding, Impact Glass, Window Coverings
Interior area
- Total structure area: 1,187
- Total interior livable area: 1,187 sqft
Property
Parking
- Total spaces: 1
- Parking features: Assigned, Covered, Guest, One Space, Detached Carport
- Carport spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Screened
- Exterior features: Other, Storage, Shutters Manual
- Pool features: Community
- Has view: Yes
- View description: Canal, City, Landscaped
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access
Lot
- Features: Oversized Lot
Details
- Parcel number: 074524C401100.2030
- Lease amount: $0
Construction
Type & style
- Home type: Condo
- Architectural style: Two Story,Low Rise
- Property subtype: Condominium
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Boat Facilities, Non-Gated
- Security: Smoke Detector(s)
- Condo and coop fee: $0
- Membership fee: $0
- Senior community: Yes
- Subdivision: CAPTAINS HARBOR CONDO
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Boat Ramp, Pool, Storage
- Services included: Insurance, Irrigation Water, Maintenance Grounds, Pest Control, Recreation Facilities, Reserve Fund, Sewer, Trash, Water
- HOA phone: 312-415-1199
- Second HOA fee: $2,135 quarterly
Location
- Region: Cape Coral
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $212,776
- Annual tax amount: $3,749
- Date on market: 1/16/2026
- Cumulative days on market: 62 days
- Listing terms: All Financing Considered,Cash
- Ownership: Condo
- Contingency: Inspection
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Sold | $165,000-8.1%$139/sqft |
Source:  Florida Gulf Coast MLS #2026002938 Report a problem | ||
| 2/27/2026 | Pending sale | $179,500$151/sqft |
Source: Florida Gulf Coast MLS #2026002938 Report a problem | ||
| 2/13/2026 | Price change | $179,500-2.7%$151/sqft |
Source: Florida Gulf Coast MLS #2026002938 Report a problem | ||
| 1/16/2026 | Listed for sale | $184,500-16.1%$155/sqft |
Source: Florida Gulf Coast MLS #2026002938 Report a problem | ||
| 6/14/2025 | Listing removed | $219,900$185/sqft |
Source: BHHS broker feed #224050336 Report a problem | ||
| 5/15/2025 | Price change | $219,900-4.3%$185/sqft |
Source:  SWFLMLS #224050336 Report a problem | ||
| 3/21/2025 | Price change | $229,900-4.2%$194/sqft |
Source: SWFLMLS #224050336 Report a problem | ||
| 12/30/2024 | Price change | $239,900-5.9%$202/sqft |
Source: SWFLMLS #224050336 Report a problem | ||
| 11/28/2024 | Price change | $254,900-5.6%$215/sqft |
Source: SWFLMLS #224050336 Report a problem | ||
| 8/21/2024 | Price change | $270,000-5.3%$227/sqft |
Source: SWFLMLS #224050336 Report a problem | ||
| 6/13/2024 | Listed for sale | $285,000$240/sqft |
Source: SWFLMLS #224050336 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,866 +329% | $212,776 +241.8% |
| 2024 | $901 +4% | $62,244 +3% |
| 2023 | $867 +7.4% | $60,431 +3% |
| 2022 | $807 +4% | $58,671 +3.9% |
| 2021 | $775 +1.5% | $56,462 +0.5% |
| 2020 | $764 +2.2% | $56,176 -47.7% |
| 2019 | $748 | $107,398 +99.3% |
| 2018 | $748 +0.8% | $53,889 +2.1% |
| 2017 | $742 +2.3% | $52,781 -48.9% |
| 2016 | $725 +1.6% | $103,379 +19.9% |
| 2015 | $713 +1.5% | $86,200 +2.4% |
| 2014 | $703 +8.1% | $84,200 +18.9% |
| 2013 | $650 +18.3% | $70,800 +8.1% |
| 2012 | $550 +4.1% | $65,500 +36.7% |
| 2011 | $528 -15.7% | $47,900 -13.2% |
| 2010 | $626 -17% | $55,200 -34.8% |
| 2009 | $755 +18% | $84,640 -34.4% |
| 2008 | $639 -25.1% | $129,000 -42.4% |
| 2007 | $854 +0.3% | $224,000 -4.3% |
| 2006 | $851 -4.5% | $234,000 +100% |
| 2004 | $890 -2.3% | $117,000 +56% |
| 2003 | $911 +1.3% | $75,000 +17.2% |
| 2002 | $899 | $64,000 +1.6% |
| 2000 | -- | $63,000 |
Find assessor info on the county website
Neighborhood: 33904
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Nearby schools
GreatSchools rating
- 7/10Cape Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 7/10Gulf Middle SchoolGrades: 6-8Distance: 3.9 mi
- 5/10Cape Coral High SchoolGrades: 9-12Distance: 3.4 mi
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- Florida
- Lee County
- Cape Coral
- 33904
- 1016 SE 46th St Apartment 203
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