Welcome to 102 7th Street SE in Spencer! This charming 1.5-story frame home offers 3 bedrooms and 1 full bathroom with a functional and inviting layout. Recent updates include all new flooring throughout, creating a fresh and modern feel. The kitchen features new stainless steel appliances. The main level provides comfortable living space, while the upper level offers additional bedrooms and flexibility for a variety of needs. Combining character with thoughtful updates, this move-in-ready home is ready for its next owner. Conveniently located near local amenities, this is a property you won't want to miss. Schedule your private showing today! Listing agent is related to the seller. Seller is a licensed realtor. Seller will pay for a one year home warranty at closing.
For sale
Price cut: $5K (7/14)
$134,000
102 7th St SE, Spencer, IA 51301
3beds
2baths
816sqft
Single Family Residence, Residential
Built in 1900
3,049 Square Feet Lot
$128,500 Zestimate®
$164/sqft
$-- HOA
What's special
Functional and inviting layoutFresh and modern feelAll new flooring throughout
- 65 days
- 180
- 14
Zillow last checked:
Listing updated:
Listed by:
Emmaily Kurth,
Gateway Real Estate Advisors,
Stephanie Dattolico 712-898-8091,
Gateway Real Estate Advisors
Source: Northwest Iowa Regional BOR,MLS#: 833540
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 1
Rooms
- Room types: Kitchen, Dining, Half Bath, Bedroom, Full Bath, Laundry
Heating
- Forced Air
Cooling
- Window Unit(s), None
Appliances
- Included: Water Softener: None
- Laundry: In Basement
Features
- Basement: Unfinished
Interior area
- Total structure area: 816
- Total interior livable area: 816 sqft
- Finished area above ground: 816
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached, Concrete
- Attached garage spaces: 1
Features
- Levels: One and One Half
- Stories: 1.5
Lot
- Size: 3,049 Square Feet
Details
- Parcel number: 963618334001
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Location
- Region: Spencer
Financial & listing details
- Price per square foot: $164/sqft
- Tax assessed value: $21,730
- Annual tax amount: $1,126
- Price range: $134K - $134K
- Date on market: 6/25/2026
- Inclusions: stove, fridge
Estimated market value
$128,500
$122,000 - $135,000
$1,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2026 | Price change | $134,000-3.6%$164/sqft |
Source:  Northwest Iowa Regional BOR #833540 Report a problem | ||
| 6/25/2026 | Listed for sale | $139,000$170/sqft |
Source: Northwest Iowa Regional BOR #833540 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,126 +3.5% | $21,730 -69.1% |
| 2024 | $1,088 +1.9% | $70,330 |
| 2023 | $1,068 +3.5% | $70,330 +16% |
| 2022 | $1,032 +2.6% | $60,650 +4.9% |
| 2021 | $1,006 | $57,800 +8.3% |
| 2020 | $1,006 +6.1% | $53,380 |
| 2019 | $948 +1.5% | $53,380 +3.3% |
| 2018 | $934 | $51,650 +3.1% |
| 2017 | $934 -0.6% | $50,110 |
| 2016 | $940 +2% | $50,110 +1.9% |
| 2015 | $922 | $49,160 |
| 2014 | $922 +7.2% | $49,160 |
| 2013 | $860 +5.1% | -- |
| 2012 | $818 +15.9% | -- |
| 2011 | $706 +3.8% | -- |
| 2010 | $680 -8.6% | -- |
| 2009 | $744 +7.5% | -- |
| 2007 | $692 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 51301
Nearby schools
Schools provided by the listing agent
- Elementary: Spencer
- Middle: Spencer
- High: Spencer
Source: Northwest Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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