Close by June 30, 2011 and request up to 3.5% of the final sales price for closing cost assistance! Owner Occupants Only. Very nice modular home in Port St. Joe. 4 bedrooms 2 bathrooms, built in 2005. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down! This property is approved for HomePath Renovation Mortgage Financing. Wonderful 4/2, never lived in. IN ADDITION to normal Buyer closing costs, Buyer pays Doc Stamps on the Deed, Title Insurance, settlement fee $800, lien search $200. Once offer is accepted there will be additional forms from the Seller to be signed by the Buyer. Need prequalification letter from lender with type of financing & LTV, or, if all cash, proof of funds letter from bank. Buyer understands property has a short term (3 month) deed restriction prohibiting the property from being sold/encumbered for more than 120% of total purchase price. Buyer acknowledges that seller will re-key the exterior doors to the property prior to closing and funding at the buyer's expense to be paid at closing. Regardless of local custom, the buyer understands and agrees that the seller will pay for the owner's title policy and that the buyer will pay all other closing/transfer costs including survey, escrow, all closing fees, and all realty transfer taxes. During the first 15 days a property is listed in the MLS, Fannie Mae considers only offers from owner occupants, public entities or designated partners of a public entity. Advantages of the HomePath Program for the buyer: Borrow up to 97% of the home with no Mortgage Insurance-Up to 6% allowed in seller contributions-90% financing feature for investor loans-Flexible down payment options-No Appraisal required-May qualify with less than perfect credit.
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