This well-maintained home offers practical updates, including a new roof in 2021 and HVAC and electrical upgrades completed in 2022, providing peace of mind. Inside, modest enhancements create a comfortable, lived-in feel that's easy to make your own. A screened-in porch offers a shaded place to unwind, while the carport provides covered parking or flexible utility space. Situated on a corner lot, the property also features a spacious backyard with plenty of space to enjoy.
Located in the heart of Palatka, this home is central to shopping, the historic downtown area, community events, and the beautiful Palatka Riverfront—with easy access to Gainesville and St. Augustine.
Closed
$183,000
102 FERNWOOD Street, Palatka, FL 32177
3beds
981sqft
Single Family Residence
Built in 1955
7,840 Square Feet Lot
$184,800 Zestimate®
$187/sqft
$1,538 Estimated rent
Home value
$184,800
Estimated sales range
Not available
$1,538/mo
Zestimate® history
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List your homeWhat's special
Screened-in porchSpacious backyardComfortable lived-in feelCorner lot
Zillow last checked:
Listing updated:
Listed by:
LAWRENCE B FREEMAN 386-937-1419,
IHEART REALTY INC 386-546-8571
Bought with:
CLARISSA SWARTZLANDER, 3535615
RE/MAX SIGNATURE
Source: realMLS,MLS#: 2099514
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Water Heater, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Primary Bathroom - Shower No Tub
- Flooring: Wood
Interior area
- Total interior livable area: 981 sqft
Property
Parking
- Total spaces: 1
- Parking features: Carport, Off Street
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Porch, Screened
Lot
- Size: 7,840 Square Feet
- Features: Cleared, Corner Lot
Details
- Parcel number: 121026845000002400
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1955
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected
Community & HOA
Community
- Subdivision: Saratoga Estates
HOA
- Has HOA: No
Location
- Region: Palatka
Financial & listing details
- Price per square foot: $187/sqft
- Tax assessed value: $111,930
- Annual tax amount: $2,918
- Date on market: 7/19/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2025 | Sold | $183,000-1%$187/sqft |
Source:  realMLS #2099514 Report a problem | ||
| 8/12/2025 | Pending sale | $184,900$188/sqft |
Source: realMLS #2099514 Report a problem | ||
| 7/19/2025 | Listed for sale | $184,900+5.7%$188/sqft |
Source: realMLS #2099514 Report a problem | ||
| 7/1/2025 | Listing removed | $1,550$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/29/2025 | Listed for rent | $1,550$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/14/2024 | Listing removed | -- |
Source: realMLS #2000469 Report a problem | ||
| 4/30/2024 | Price change | $174,900-4.4%$178/sqft |
Source: realMLS #2000469 Report a problem | ||
| 4/11/2024 | Price change | $182,900-1.1%$186/sqft |
Source: realMLS #2000469 Report a problem | ||
| 4/1/2024 | Price change | $184,900-7.5%$188/sqft |
Source: realMLS #2000469 Report a problem | ||
| 2/12/2024 | Price change | $199,900-8.7%$204/sqft |
Source: realMLS #2000469 Report a problem | ||
| 1/25/2024 | Price change | $219,000-4.4%$223/sqft |
Source: realMLS #2000469 Report a problem | ||
| 12/21/2023 | Listed for sale | $229,000+99.1%$233/sqft |
Source: realMLS #2000469 Report a problem | ||
| 1/19/2022 | Sold | $115,000-11.5%$117/sqft |
Source: Public Record Report a problem | ||
| 12/9/2021 | Pending sale | $129,900+18.2%$132/sqft |
Source: realMLS #1115283 Report a problem | ||
| 9/11/2008 | Listing removed | $109,900$112/sqft |
Source: Watson Realty Corp #N420421 Report a problem | ||
| 6/25/2008 | Price change | $109,900-8%$112/sqft |
Source: Watson Realty Corp #N420421 Report a problem | ||
| 5/25/2008 | Listed for sale | $119,500+91.8%$122/sqft |
Source: Watson Realty Corp #N420421 Report a problem | ||
| 8/20/2004 | Sold | $62,300+13.3%$64/sqft |
Source: Public Record Report a problem | ||
| 9/29/2000 | Sold | $55,000$56/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,547 +5.7% | $111,930 +6.4% |
| 2023 | $2,411 +53.6% | $105,160 +35.8% |
| 2022 | $1,569 +11.1% | $77,410 +34.6% |
| 2021 | $1,413 +0.2% | $57,520 +6.9% |
| 2020 | $1,410 +10.3% | $53,830 +14.1% |
| 2018 | $1,278 -16.2% | $47,190 -6.4% |
| 2017 | $1,525 -5.5% | $50,400 +7.5% |
| 2016 | $1,614 +6.8% | $46,880 -1.2% |
| 2015 | $1,511 +0.6% | $47,465 -1.8% |
| 2014 | $1,502 | $48,328 -4.3% |
| 2013 | -- | $50,512 -0.8% |
| 2012 | -- | $50,897 -15.3% |
| 2011 | -- | $60,094 -9.1% |
| 2010 | -- | $66,089 -1.4% |
| 2009 | -- | $67,059 -5.7% |
| 2008 | -- | $71,144 +42.3% |
| 2007 | -- | $49,989 +28.4% |
| 2005 | -- | $38,926 +17.1% |
| 2004 | -- | $33,235 +1.9% |
| 2003 | -- | $32,615 +0% |
| 2002 | -- | $32,614 +1.2% |
| 2001 | -- | $32,222 +26.8% |
| 2000 | -- | $25,409 |
Find assessor info on the county website
Neighborhood: 32177
Nearby homes
- $111,5003 bd1 ba1k sqft106 Fernwood St, Palatka, FL 32177Off Market
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- $60,6002 bd2 ba1.2k sqft309 Ivy St, Palatka, FL 32177Sold
- $--2 bd1 ba900 sqft309 Ivy St #A, Palatka, FL 32177Off Market
Nearby schools
GreatSchools rating
- 3/10William D. Moseley Elementary SchoolGrades: K-6Distance: 0.6 mi
- 3/10Palatka High SchoolGrades: 7-12Distance: 0.7 mi
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- Florida
- Putnam County
- Palatka
- 32177
- 102 FERNWOOD Street
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