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For sale
  • Price cut: $20K (5/26)
    $794,900

    102 S 38th St #A, Pt Saint Joe, FL 32456

    3beds
    1,827sqft
    : 
    $5,276/mo
    Get pre-qualified
    Townhouse
    Built in 2005
    2,178 Square Feet Lot
    $759,900 Zestimate®
    $435/sqft
    $308/mo HOA

    What's special

    Beachside living without the hassle of crossing Highway 98—this is the kind of location buyers wait for. Welcome to Aqua Pearl, a rare corner-unit townhouse in Oceanside Village just a short walk to the beach and right in the heart of Mexico Beach. From here, you can easily stroll to local favorites like Forgotten Coast Brewing, nearby restaurants, shops, and beachside stops. Rebuilt in 2019 and offered fully furnished, this 3-bedroom plus bunk loft, 3.5-bath home is designed for both relaxation and strong rental performance. The layout is ideal, featuring two spacious master suites—one on the main level and another upstairs with its own private screened porch and open deck overlooking the pool. The additional guest bedroom includes a private balcony, while the built-in bunk loft adds extra sleeping space perfect for guests or families. The home is built for indoor-outdoor coastal living, with multiple porches including an open sun deck and a screened-in space overlooking the pool, all surrounded by lush landscaping that adds privacy and a true vacation feel. Inside, you'll find thoughtful upgrades throughout, including plantation shutters, recessed lighting, a large kitchen island, pantry, built-in shelving, and plenty of storage. Downstairs, the covered carport offers additional space for beach gear and owner storage. Located in Flood Zone X and backed by a strong rental history, this property checks all the boxes whether you're looking for a personal getaway, investment property, or both. Opportunities like this in this location don't come around often.
    117 days
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    177
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    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Cameron Harmon 850-247-0207,

    Mexico Beach Harmon Realty Inc

    Source: Forgotten Coast Realtor Association,MLS#: 327926MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range Hood, Refrigerator
      Features
      • Kitchen Island, Pantry, Shelving
      • Windows: Plantation Shutters
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 2,526
      • Total interior livable area: 1,827 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Covered, Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: 2
      • Stories: 2
      • Pool features: In Ground
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 2,178 Square Feet
      • Dimensions: 24 x 95
      • Features: Within 1/2 Mile of Water
      Details
      • Parcel number: 04643100006
      • Zoning description: Residential Single Family

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Florida
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • HardiPlank Type
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Construction Complete
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Internet Available, Sewer Connected, Underground Utilities, Water Connected, City Trash

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Oceanside Village
      HOA
      • Has HOA: Yes
      • HOA fee: $925 quarterly
      Location
      • Region: Pt Saint Joe

      Financial & listing details

      • Price per square foot: $435/sqft
      • Date on market: 4/3/2026

        Estimated market value

        $759,900

        $722,000 - $798,000

        $3,103/mo

        Price history

        DateEventPrice
        5/26/2026Price change$794,900-2.5%$435/sqft
        Source: Forgotten Coast Realtor Association #327926 Report a problem
        4/27/2026Price change$814,900-0.5%$446/sqft
        Source: Forgotten Coast Realtor Association #327926 Report a problem
        4/3/2026Price change$819,000-0.8%$448/sqft
        Source: Forgotten Coast Realtor Association #327926 Report a problem
        3/26/2026Listed for sale$825,900+0.1%$452/sqft
        Source: Owner Report a problem
        3/24/2026Listing removed$824,900$452/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        3/12/2026Price change$824,900-0.6%$452/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        3/6/2026Listing removed$5,000$3/sqft
        Source: Zillow Rentals Report a problem
        2/9/2026Price change$829,900-0.6%$454/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        1/21/2026Price change$834,900-0.6%$457/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        1/5/2026Price change$839,900-0.6%$460/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        12/2/2025Price change$844,900-0.6%$462/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        11/10/2025Price change$849,900-2.9%$465/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        10/27/2025Listed for rent$5,000$3/sqft
        Source: Zillow Rentals Report a problem
        10/21/2025Price change$874,900-7.7%$479/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        9/25/2025Price change$947,900-1.8%$519/sqft
        Source: Forgotten Coast Realtor Association #324146 Report a problem
        6/5/2025Price change$964,900-0.5%$528/sqft
        Source: Owner Report a problem
        3/24/2025Listed for sale$969,900+2.6%$531/sqft
        Source: Owner Report a problem
        10/1/2024Listing removed$945,000$517/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        6/10/2024Price change$945,000-0.4%$517/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        5/1/2024Price change$948,5000%$519/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        3/11/2024Price change$948,900-0.1%$519/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        1/15/2024Price change$950,000-3%$520/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        11/24/2023Price change$979,000-2%$536/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        10/10/2023Price change$999,000-22.9%$547/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem
        9/22/2023Listed for sale$1,295,000$709/sqft
        Source: Forgotten Coast Realtor Association #315359 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32456

        Getting around

        37 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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