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Sold for $580,000
  • $580,000

    1020 Cross St, Oxford, MI 48371

    4beds
    3,746sqft
    Single Family Residence
    Built in 2011
    10,018 Square Feet Lot
    $579,900 Zestimate®
    $155/sqft
    $3,418 Estimated rent

    Home value

    $579,900

    $551,000 - $609,000

    $3,418/mo

    Zestimate® history
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    What's special

    Beautiful 5 bedroom, 3.1 bath Oxford Colonial in Bay Village of Waterstone with nearly 3,750 finished sqft, lake privileges, pond views, and a walk-out finished basement! The main level offers an open layout, great room fireplace, private study, dining space, and an updated kitchen with new counters, backsplash, sink, and a dream pantry. Upstairs features spacious bedrooms, a large second-floor laundry room, updated primary bath with towel warmers, and a professionally designed primary closet by Closets By Design. Finished walk-out basement includes a bedroom, full bath, and bonus living space. New sump pump in 2026, owned water softener, annually serviced mechanicals, invisible dog fence, deck, fenced yard, and 2-car attached garage. Listing price reflects 2026 appraisal.

    Zillow last checked:

    Listing updated:

    Listed by:

    Katelyn Bojanzyk 586-612-0832,

    Good Company

    Bought with:

    William Ervin, 6501414772

    KW Domain

    Source: Realcomp II,MLS#: 20261045459MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: Second
    • Area: 234
    • Dimensions: 13 X 18
    Bedroom
    • Level: Second
    • Area: 182
    • Dimensions: 13 X 14
    Bedroom
    • Level: Second
    • Area: 156
    • Dimensions: 13 X 12
    Bedroom
    • Level: Second
    • Area: 169
    • Dimensions: 13 X 13
    Primary bathroom
    • Level: Second
    • Area: 112
    • Dimensions: 8 X 14
    Other
    • Level: Second
    • Area: 70
    • Dimensions: 5 X 14
    Other
    • Level: Basement
    • Area: 60
    • Dimensions: 12 X 5
    Other
    • Level: Entry
    • Area: 48
    • Dimensions: 8 X 6
    Bonus room
    • Level: Basement
    • Area: 493
    • Dimensions: 29 X 17
    Bonus room
    • Level: Basement
    • Area: 156
    • Dimensions: 12 X 13
    Other
    • Level: Entry
    • Area: 253
    • Dimensions: 11 X 23
    Dining room
    • Level: Entry
    • Area: 357
    • Dimensions: 21 X 17
    Great room
    • Level: Entry
    • Area: 272
    • Dimensions: 17 X 16
    Kitchen
    • Level: Entry
    • Area: 168
    • Dimensions: 12 X 14
    Laundry
    • Level: Second
    • Area: 66
    • Dimensions: 6 X 11
    Library
    • Level: Entry
    • Area: 156
    • Dimensions: 13 X 12
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Ceiling Fans, Central Air
    Appliances
    • Included: Dishwasher, Dryer, Energy Star Qualified Washer, Free Standing Gas Range, Free Standing Refrigerator, Microwave, Washer
    Features
    • Basement: Finished,Walk Out Access
    • Has fireplace: Yes
    • Fireplace features: Great Room
    Interior area
    • Total interior livable area: 3,746 sqft
    • Finished area above ground: 2,746
    • Finished area below ground: 1,000

    Property

    Parking
    • Total spaces: 2
    • Parking features: Two Car Garage, Attached, Direct Access, Electricityin Garage, Garage Faces Front, Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Entry location: GroundLevelwSteps
    • Patio & porch: Covered, Deck, Porch
    • Exterior features: Lighting
    • Pool features: None
    • Fencing: Invisible
    • On waterfront: Yes
    • Waterfront features: Lake Front, Lake Privileges, Pond
    • Body of water: Waterstone Lake
    Lot
    • Size: 10,018 Square Feet
    • Dimensions: 77 x 132 x 65 x 170
    Details
    • Parcel number: 0421101036
    • Special conditions: Short Sale No,Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial
    • Property subtype: Single Family Residence
    Materials
    • Brick, Vinyl Siding
    • Foundation: Basement, Poured
    Condition
    • New construction: No
    • Year built: 2011

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Subdivision: BAY VILLAGE OF WATERSTONE OCCPN 1392
    HOA
    • Has HOA: Yes
    • HOA fee: $690 annually
    Location
    • Region: Oxford

    Financial & listing details

    • Price per square foot: $155/sqft
    • Tax assessed value: $201,310
    • Annual tax amount: $7,487
    • Date on market: 6/19/2026
    • Cumulative days on market: 22 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,Va Loan
    • Exclusions: Exclusion(s) Do Not Exist

    Price history

    DateEventPrice
    8/7/2026Sold$580,000-2.5%$155/sqft
    Source: Realcomp II #20261045459 Report a problem
    6/19/2026Listed for sale$595,000+77.6%$159/sqft
    Source: Realcomp II #20261045459 Report a problem
    3/20/2018Sold$335,000+34%$89/sqft
    Source: Public Record Report a problem
    1/22/2013Sold$250,000+15042.3%$67/sqft
    Source: Public Record Report a problem
    3/23/2012Sold$1,651
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,211 +8.1%$247,490 +8%
    2024$6,669 +2.9%$229,070 +9.9%
    2023$6,482 +4.6%$208,480 +12.8%
    2022$6,196 +0.9%$184,860 +4.8%
    2021$6,143 $176,330 +1.8%
    2020-- $173,230 +4.4%
    2019$5,801 +40.2%$165,960 +3.1%
    2018$4,138 +0.2%$160,900 +1.9%
    2017$4,129 $157,830 +4.3%
    2016$4,129 $151,340 +6.4%
    2015-- $142,210 +11.5%
    2014-- $127,540
    Find assessor info on the county website

    Neighborhood: 48371

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $579,900
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    Estimated market value
    $579,900