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  • $425,000

    1020 Dean St, Saint Charles, IL 60174

    3beds
    1,591sqft
    Single Family Residence
    Built in 1925
    0.42 Acres Lot
    $428,600 Zestimate®
    $267/sqft
    $2,769 Estimated rent

    Home value

    $428,600

    $386,000 - $476,000

    $2,769/mo

    Zestimate® history
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    What's special

    Private master bedroom suiteBeautiful wooded viewsGranite countertopsBeautiful hardwood floorsStainless-steel appliancesWalk-in closetExcellent storage
    A true gem just steps from the heart of downtown St. Charles! Meticulously maintained and situated on a rare, expanded double lot, this home is completely move-in ready, blending classic 1925 architecture with modern updates. Peace of mind is guaranteed with major improvements including a NEW furnace (2025), NEW AC (2025), NEW roof (2022), and NEW windows (2026), plus a NEW front door (2026). Inside, you will enjoy beautiful hardwood floors, vaulted/cathedral ceilings, and a cozy brick fireplace anchoring the Living Room. The kitchen features granite countertops, stainless-steel appliances, a NEW dishwasher (2025), and a NEW microwave (2026). Large, bright windows fill the family room with natural light. Two convenient first floor bedrooms and full bathroom. The entire second floor is dedicated to the private Master Bedroom Suite, which is an impressive retreat complete with a walk-in closet, skylights, an office or sitting area, and its own private deck. The home also features a full basement that includes a dedicated workout room and a workbench area, alongside excellent storage and potential for future finishing. Set on an exceptional double lot (comprising two parcels: PIN 09-28-452-021 and PIN 09-28-452-020), the property offers beautiful, wooded views and a functional backyard complete with a firepit, garden planters, and a NEW custom-built space for chickens (2025). Located in the heart of St. Charles, you are close to the bike trail, shopping, restaurants, entertainment, and highly rated St. Charles Schools. Enjoy easy trail access to Belgium Town Park, which features a playground and pickleball courts. Come and take a look!

    Zillow last checked:

    Listing updated:

    Listed by:

    Cory Jones (630)400-9009,

    eXp Realty - St. Charles,

    Anna VanBroeck 630-546-7427,

    eXp Realty - St. Charles

    Bought with:

    Luciana Lorusso

    eXp Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12625321MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Sitting Room
    Primary bedroom
    • Features: Flooring (Carpet), Bathroom (Full)
    • Level: Second
    • Area: 270 Square Feet
    • Dimensions: 18X15
    Bedroom 2
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 130 Square Feet
    • Dimensions: 13X10
    Bedroom 3
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Dining room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Dimensions: COMBO
    Family room
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 300 Square Feet
    • Dimensions: 25X12
    Kitchen
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 126 Square Feet
    • Dimensions: 14X9
    Living room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 308 Square Feet
    • Dimensions: 22X14
    Sitting room
    • Features: Flooring (Carpet)
    • Level: Second
    • Area: 80 Square Feet
    • Dimensions: 10X8
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Range, Microwave, Dishwasher, Refrigerator
    Features
    • Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath
    • Flooring: Hardwood
    • Windows: Skylight(s)
    • Basement: Partially Finished,Full
    • Number of fireplaces: 1
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,591 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Off Street, Driveway, Yes, Owned
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 1.5
    • Patio & porch: Deck
    • Exterior features: Fire Pit
    Lot
    • Size: 0.42 Acres
    • Dimensions: 50 X 148
    Details
    • Additional structures: Workshop, Poultry Coop
    • Additional parcels included: 0928452020
    • Parcel number: 0928452021
    • Special conditions: None
    • Other equipment: Ceiling Fan(s)

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Bungalow
    • Property subtype: Single Family Residence
    Materials
    • Aluminum Siding, Brick
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1925

    Utilities & green energy

    • Electric: Circuit Breakers
    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Park, Curbs, Street Lights, Street Paved
    • Security: Carbon Monoxide Detector(s)
    HOA
    • Services included: None
    Location
    • Region: Saint Charles

    Financial & listing details

    • Price per square foot: $267/sqft
    • Tax assessed value: $313,920
    • Annual tax amount: $8,755
    • Date on market: 4/30/2026
    • Listing terms: Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    6/30/2026Sold$425,000+6.3%$267/sqft
    Source: MRED as distributed by MLS GRID #12625321 Report a problem
    5/5/2026Contingent$399,900$251/sqft
    Source: MRED as distributed by MLS GRID #12625321 Report a problem
    4/30/2026Listed for sale$399,900+100%$251/sqft
    Source: MRED as distributed by MLS GRID #12625321 Report a problem
    12/2/2015Sold$200,000-4.7%$126/sqft
    Source: Public Record Report a problem
    10/8/2015Pending sale$209,900$132/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    9/16/2015Price change$209,900-2.3%$132/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    9/3/2015Price change$214,900-2.3%$135/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    8/25/2015Price change$219,900-2.2%$138/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    8/11/2015Price change$224,9000%$141/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    7/23/2015Price change$225,000-1.3%$141/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    7/11/2015Price change$227,900-0.4%$143/sqft
    Source: Kettley & Co. Inc. #09047343 Report a problem
    6/10/2015Price change$228,900-0.4%$144/sqft
    Source: Kettley & Co. Inc. #08878387 Report a problem
    5/6/2015Listed for sale$229,900$145/sqft
    Source: Kettley & Co. Inc. #08878387 Report a problem
    4/27/2015Pending sale$229,900$145/sqft
    Source: Kettley & Co. Inc. #08878387 Report a problem
    4/12/2015Price change$229,900-6.1%$145/sqft
    Source: Kettley & Co. Inc. #08878387 Report a problem
    3/7/2015Pending sale$244,900$154/sqft
    Source: Kettley Homes #08827144 Report a problem
    2/10/2015Listed for sale$244,900$154/sqft
    Source: Kettley Homes #08827144 Report a problem
    2/6/2015Pending sale$244,900$154/sqft
    Source: Kettley Homes #08827144 Report a problem
    1/30/2015Listed for sale$244,900+133.5%$154/sqft
    Source: Kettley Homes #08827144 Report a problem
    1/24/2014Listing removed$104,900$66/sqft
    Source: Homepath #08520667 Report a problem
    10/24/2013Price change$104,900-7.6%$66/sqft
    Source: Homepath #08472930 Report a problem
    8/16/2013Price change$113,500-11.9%$71/sqft
    Source: Homepath #08357841 Report a problem
    8/14/2013Listed for sale$128,900$81/sqft
    Source: Homepath #08357841 Report a problem
    7/11/2013Listing removed$128,900$81/sqft
    Source: Homepath #08357841 Report a problem
    7/9/2013Pending sale$128,900$81/sqft
    Source: Homepath #08357841 Report a problem
    6/2/2013Listed for sale$128,900-43.8%$81/sqft
    Source: Homepath #08357841 Report a problem
    10/30/2007Sold$229,500$144/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,339 +2.5%$104,640 +8.5%
    2024$7,157 +3.6%$96,415 +11.7%
    2023$6,906 +3.7%$86,293 +4.6%
    2022$6,662 +3.9%$82,506 +4.9%
    2021$6,414 +2.4%$78,645 +3.3%
    2020$6,263 +1.7%$76,098 +2%
    2019$6,156 +2.8%$74,591 +3.3%
    2018$5,991 +2.5%$72,234 +3.5%
    2017$5,846 -4.9%$69,764 +3.6%
    2016$6,149 $67,313 +6.8%
    2015-- $63,025 +4.7%
    2014-- $60,196 -3%
    2013-- $62,041 -4%
    2012-- $64,656 +7.8%
    2011-- $59,959 -8.4%
    2010-- $65,436 -6%
    2009-- $69,627 -23%
    2008-- $90,407
    Find assessor info on the county website

    Neighborhood: 60174

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $428,600
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $428,600