A true gem just steps from the heart of downtown St. Charles! Meticulously maintained and situated on a rare, expanded double lot, this home is completely move-in ready, blending classic 1925 architecture with modern updates. Peace of mind is guaranteed with major improvements including a NEW furnace (2025), NEW AC (2025), NEW roof (2022), and NEW windows (2026), plus a NEW front door (2026). Inside, you will enjoy beautiful hardwood floors, vaulted/cathedral ceilings, and a cozy brick fireplace anchoring the Living Room. The kitchen features granite countertops, stainless-steel appliances, a NEW dishwasher (2025), and a NEW microwave (2026). Large, bright windows fill the family room with natural light. Two convenient first floor bedrooms and full bathroom. The entire second floor is dedicated to the private Master Bedroom Suite, which is an impressive retreat complete with a walk-in closet, skylights, an office or sitting area, and its own private deck. The home also features a full basement that includes a dedicated workout room and a workbench area, alongside excellent storage and potential for future finishing. Set on an exceptional double lot (comprising two parcels: PIN 09-28-452-021 and PIN 09-28-452-020), the property offers beautiful, wooded views and a functional backyard complete with a firepit, garden planters, and a NEW custom-built space for chickens (2025). Located in the heart of St. Charles, you are close to the bike trail, shopping, restaurants, entertainment, and highly rated St. Charles Schools. Enjoy easy trail access to Belgium Town Park, which features a playground and pickleball courts. Come and take a look!
Contingent
$399,900
1020 Dean St, Saint Charles, IL 60174
3beds
1,591sqft
Single Family Residence
Built in 1925
0.42 Acres Lot
$419,600 Zestimate®
$251/sqft
$-- HOA
What's special
Private master bedroom suiteBeautiful wooded viewsGranite countertopsBeautiful hardwood floorsStainless-steel appliancesWalk-in closetExcellent storage
- 67 days |
- 106 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Cory Jones (630)400-9009,
eXp Realty - St. Charles,
Anna VanBroeck 630-546-7427,
eXp Realty - St. Charles
Source: MRED as distributed by MLS GRID,MLS#: 12625321
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Sitting Room
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Second
- Area: 270 Square Feet
- Dimensions: 18X15
Bedroom 2
- Features: Flooring (Carpet)
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13X10
Bedroom 3
- Features: Flooring (Carpet)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11X10
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Dimensions: COMBO
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 300 Square Feet
- Dimensions: 25X12
Kitchen
- Features: Flooring (Hardwood)
- Level: Main
- Area: 126 Square Feet
- Dimensions: 14X9
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 308 Square Feet
- Dimensions: 22X14
Sitting room
- Features: Flooring (Carpet)
- Level: Second
- Area: 80 Square Feet
- Dimensions: 10X8
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator
Features
- Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath
- Flooring: Hardwood
- Windows: Skylight(s)
- Basement: Partially Finished,Full
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,591 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Off Street, Driveway, Yes, Owned
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1.5
- Patio & porch: Deck
- Exterior features: Fire Pit
Lot
- Size: 0.42 Acres
- Dimensions: 50 X 148
Details
- Additional structures: Workshop, Poultry Coop
- Additional parcels included: 0928452020
- Parcel number: 0928452021
- Special conditions: None
- Other equipment: Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Brick
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1925
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Curbs, Street Lights, Street Paved
- Security: Carbon Monoxide Detector(s)
HOA
- Services included: None
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $251/sqft
- Tax assessed value: $289,245
- Annual tax amount: $8,755
- Date on market: 4/30/2026
- Ownership: Fee Simple
Estimated market value
$419,600
$399,000 - $441,000
$2,834/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/5/2026 | Contingent | $399,900$251/sqft |
Source:  MRED as distributed by MLS GRID #12625321 Report a problem | ||
| 4/30/2026 | Listed for sale | $399,900+100%$251/sqft |
Source: MRED as distributed by MLS GRID #12625321 Report a problem | ||
| 10/29/2015 | Sold | $200,000-4.7%$126/sqft |
Source: MRED as distributed by MLS GRID #09047343 Report a problem | ||
| 10/8/2015 | Pending sale | $209,900$132/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 9/16/2015 | Price change | $209,900-2.3%$132/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 9/3/2015 | Price change | $214,900-2.3%$135/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 8/25/2015 | Price change | $219,900-2.2%$138/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 8/11/2015 | Price change | $224,9000%$141/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 7/23/2015 | Price change | $225,000-1.3%$141/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 7/11/2015 | Price change | $227,900-0.4%$143/sqft |
Source: Kettley & Co. Inc. #09047343 Report a problem | ||
| 6/10/2015 | Price change | $228,900-0.4%$144/sqft |
Source: Kettley & Co. Inc. #08878387 Report a problem | ||
| 5/6/2015 | Listed for sale | $229,900$145/sqft |
Source: Kettley & Co. Inc. #08878387 Report a problem | ||
| 4/27/2015 | Pending sale | $229,900$145/sqft |
Source: Kettley & Co. Inc. #08878387 Report a problem | ||
| 4/12/2015 | Price change | $229,900-6.1%$145/sqft |
Source: Kettley & Co. Inc. #08878387 Report a problem | ||
| 3/7/2015 | Pending sale | $244,900$154/sqft |
Source: Kettley Homes #08827144 Report a problem | ||
| 2/10/2015 | Listed for sale | $244,900$154/sqft |
Source: Kettley Homes #08827144 Report a problem | ||
| 2/6/2015 | Pending sale | $244,900$154/sqft |
Source: Kettley Homes #08827144 Report a problem | ||
| 1/30/2015 | Listed for sale | $244,900+230.9%$154/sqft |
Source: Kettley Homes #08827144 Report a problem | ||
| 2/7/2014 | Sold | $74,000-29.5%$47/sqft |
Source: MRED as distributed by MLS GRID #08520667 Report a problem | ||
| 10/24/2013 | Price change | $104,900-7.6%$66/sqft |
Source: Homepath #08472930 Report a problem | ||
| 8/16/2013 | Price change | $113,500-11.9%$71/sqft |
Source: Homepath #08357841 Report a problem | ||
| 8/14/2013 | Listed for sale | $128,900$81/sqft |
Source: Homepath #08357841 Report a problem | ||
| 7/11/2013 | Listing removed | $128,900$81/sqft |
Source: Homepath #08357841 Report a problem | ||
| 7/9/2013 | Pending sale | $128,900$81/sqft |
Source: Homepath #08357841 Report a problem | ||
| 6/2/2013 | Listed for sale | $128,900-43.8%$81/sqft |
Source: Homepath #08357841 Report a problem | ||
| 10/30/2007 | Sold | $229,500$144/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,157 +3.6% | $96,415 +11.7% |
| 2023 | $6,906 +3.7% | $86,293 +4.6% |
| 2022 | $6,662 +3.9% | $82,506 +4.9% |
| 2021 | $6,414 +2.4% | $78,645 +3.3% |
| 2020 | $6,263 +1.7% | $76,098 +2% |
| 2019 | $6,156 +2.8% | $74,591 +3.3% |
| 2018 | $5,991 +2.5% | $72,234 +3.5% |
| 2017 | $5,846 -4.9% | $69,764 +3.6% |
| 2016 | $6,149 | $67,313 +6.8% |
| 2015 | -- | $63,025 +4.7% |
| 2014 | -- | $60,196 -3% |
| 2013 | -- | $62,041 -4% |
| 2012 | -- | $64,656 +7.8% |
| 2011 | -- | $59,959 -8.4% |
| 2010 | -- | $65,436 -6% |
| 2009 | -- | $69,627 -23% |
| 2008 | -- | $90,407 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 60174
Nearby schools
GreatSchools rating
- 8/10Munhall Elementary SchoolGrades: K-5Distance: 1.8 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 0.3 mi
- 7/10St Charles East High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Kane County
- Saint Charles
- 60174
- 1020 Dean St
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