PRICE IMPROVEMENT — an incredible opportunity to own waterfront living in Spotsylvania at an even better value. If you’ve been waiting for the right home to hit the market, this is your chance. Tucked away in an established community overlooking the peaceful Ni River Reservoir, this home offers the kind of setting that instantly slows life down. Imagine starting your mornings with coffee on the deck as the breeze moves through the trees and ending your evenings watching the sunset reflect across the water. Inside, the home is filled with warmth, natural light, and character. Soaring cedar cathedral ceilings, hardwood floors, and three sets of sliding glass doors create a bright, inviting space that keeps the beauty of the outdoors front and center. Whether you’re entertaining friends or enjoying a quiet night in, the water views are always part of the experience. The updated kitchen blends modern style with everyday comfort, creating a space where everyone naturally gathers. The bathrooms have also been refreshed with clean, spa-inspired finishes that make the home feel both comfortable and elevated. With 3 bedrooms, 3 full bathrooms, and a versatile loft that can easily serve as a guest space, home office, or potential 4th bedroom, there’s flexibility for the way you live today—and room to grow tomorrow. Step outside and you’ll find where this property truly shines. The spacious deck is perfect for summer dinners, morning coffee, or simply enjoying the peaceful reservoir views year-round. Love the outdoors? Kayaking, fishing, and nature are all right outside your door. While the setting feels peaceful and tucked away, convenience is never far. The home is ideally located near shopping, dining, commuter lots, and offers easy access to Interstate 95, making travel to Fredericksburg, Northern Virginia, Richmond, and beyond simple for both daily commuters and weekend adventures. Additional highlights include: Partial daylight walkout basement Gently sloping backyard toward the water Brand-new roof installed in 2025 Conventional septic system / county water Waterfront homes like this rarely become available at this price point in Spotsylvania. If you’ve been searching for a home that feels like a retreat without sacrificing convenience, this one is worth seeing in person.
Sold for $574,000
Zestimate®
$574,000
10221 Helena Ter, Spotsylvania, VA 22553
3beds
1,853sqft
Single Family Residence
Built in 1977
1.09 Acres Lot
$574,000 Zestimate®
$310/sqft
$2,549 Estimated rent
Home value
$574,000
$545,000 - $603,000
$2,549/mo
Zestimate® history
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List your homeWhat's special
Waterfront livingPartial daylight walkout basementVersatile loftBright inviting spaceWater viewsSoaring cedar cathedral ceilingsHardwood floors
Zillow last checked:
Listing updated:
Listed by:
Shannon Mauro 540-429-2006,
United Real Estate Premier
Bought with:
Russ Ray, 0225276133
Belcher Real Estate, LLC.
Source: Bright MLS,MLS#: VASP2039186
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Breakfast Room, Loft, Bathroom 2, Bathroom 3, Attic, Primary Bathroom
Primary bedroom
- Features: Attached Bathroom, Balcony Access, Bathroom - Walk-In Shower, Flooring - Carpet, Window Treatments, Walk-In Closet(s)
- Level: Main
- Area: 306 Square Feet
- Dimensions: 17 X 18
Bedroom 2
- Features: Flooring - Carpet, Window Treatments
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 X 11
Bedroom 3
- Features: Flooring - Carpet
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 X 11
Primary bathroom
- Features: Bathroom - Stall Shower, Built-in Features, Granite Counters
- Level: Main
- Area: 84 Square Feet
- Dimensions: 7 X 12
Bathroom 2
- Features: Bathroom - Tub Shower, Granite Counters
- Level: Main
- Area: 80 Square Feet
- Dimensions: 8 X 10
Bathroom 3
- Features: Attached Bathroom, Bathroom - Tub Shower, Attic - Access Panel, Walk-In Closet(s)
- Level: Upper
- Area: 60 Square Feet
- Dimensions: 5 X 12
Other
- Features: Attic - Access Panel, Flooring - Carpet
- Level: Upper
- Area: 36 Square Feet
- Dimensions: 4 X 9
Basement
- Features: Basement - Unfinished, Flooring - Concrete
- Level: Lower
- Area: 850 Square Feet
- Dimensions: 25 X 34
Breakfast room
- Features: Breakfast Nook, Flooring - HardWood, Balcony Access
- Level: Main
- Area: 70 Square Feet
- Dimensions: 7 X 10
Family room
- Features: Balcony Access, Cathedral/Vaulted Ceiling, Fireplace - Gas, Flooring - HardWood, Window Treatments
- Level: Main
- Area: 432 Square Feet
- Dimensions: 16 X 27
Kitchen
- Features: Balcony Access, Breakfast Bar, Breakfast Nook, Granite Counters, Dining Area, Kitchen Island, Eat-in Kitchen, Kitchen - Electric Cooking, Living/Dining Room Combo, Window Treatments
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11 X 15
Loft
- Features: Attic - Access Panel, Attached Bathroom, Flooring - Carpet, Walk-In Closet(s), Window Treatments
- Level: Upper
- Area: 160 Square Feet
- Dimensions: 10 X 16
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Cooktop, Dishwasher, Dryer, Exhaust Fan, Oven, Refrigerator, Washer, Electric Water Heater
Features
- Additional Stairway, Attic, Bathroom - Tub Shower, Bathroom - Stall Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Walk-In Closet(s), Primary Bath(s)
- Flooring: Hardwood, Carpet, Laminate, Wood
- Windows: Window Treatments
- Basement: Connecting Stairway,Walk-Out Access,Partial,Concrete,Rear Entrance,Windows
- Has fireplace: No
Interior area
- Total structure area: 2,731
- Total interior livable area: 1,853 sqft
- Finished area above ground: 1,853
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Two
- Stories: 2
- Pool features: None
- On waterfront: Yes
- Waterfront features: Canoe/Kayak, Fishing Allowed, Lake
- Body of water: Ni River Reservoir
- Frontage length: Water Frontage Ft: 240
Lot
- Size: 1.09 Acres
- Features: Cul-De-Sac, Fishing Available, Front Yard, Landscaped, Rear Yard, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 33A421
- Zoning: A2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Metal Siding
- Foundation: Slab
Condition
- Very Good
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Septic < # of BR
- Water: None
- Utilities for property: Cable Connected, Electricity Available, Phone Available, Phone Connected, Propane, Water Available, Broadband, Fiber Optic, Satellite Internet Service
Community & HOA
Community
- Subdivision: Lake Acres
HOA
- Has HOA: Yes
- Amenities included: Jogging Path, Picnic Area, Water/Lake Privileges
- Services included: Common Area Maintenance
- HOA fee: $25 annually
- HOA name: LAKE ACRES INC.
Location
- Region: Spotsylvania
Financial & listing details
- Price per square foot: $310/sqft
- Tax assessed value: $544,700
- Annual tax amount: $4,000
- Date on market: 3/21/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Sold | $574,000$310/sqft |
Source:  Bright MLS #VASP2039186 Report a problem | ||
| 5/18/2026 | Contingent | $574,000$310/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 5/12/2026 | Price change | $574,000-2.5%$310/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 4/20/2026 | Listed for sale | $589,000-6.5%$318/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 4/6/2026 | Listing removed | $630,000$340/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 4/4/2026 | Listed for sale | $630,000$340/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 3/30/2026 | Contingent | $630,000$340/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 3/21/2026 | Listed for sale | $630,000+56.3%$340/sqft |
Source: Bright MLS #VASP2039186 Report a problem | ||
| 7/31/2007 | Sold | $403,000+32.1%$217/sqft |
Source: Public Record Report a problem | ||
| 4/8/2005 | Sold | $305,000$165/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,000 | $544,700 |
| 2024 | $4,000 +43.3% | $544,700 +50.6% |
| 2023 | $2,791 +4.6% | $361,700 |
| 2022 | $2,668 +6.7% | $361,700 +17% |
| 2021 | $2,502 | $309,100 |
| 2020 | $2,502 -4.6% | $309,100 -0.2% |
| 2019 | $2,624 +1.7% | $309,600 |
| 2018 | $2,579 +13.5% | $309,600 +15.8% |
| 2017 | $2,272 | $267,300 |
| 2016 | -- | $267,300 +3.3% |
| 2015 | -- | $258,800 |
| 2014 | -- | $258,800 +1.9% |
| 2013 | -- | $253,900 |
| 2012 | -- | $253,900 +11% |
| 2011 | -- | $228,700 |
| 2010 | -- | $228,700 -41.9% |
| 2009 | -- | $393,500 -1.2% |
| 2007 | $2,469 | $398,200 |
| 2006 | $2,469 +16.5% | $398,200 +67.2% |
| 2005 | $2,119 +3.5% | $238,100 |
| 2004 | $2,048 +3.3% | $238,100 +21.4% |
| 2003 | $1,982 | $196,200 |
| 2002 | $1,982 +31.6% | $196,200 +39.4% |
| 2001 | $1,505 | $140,700 |
Find assessor info on the county website
Neighborhood: 22553
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Nearby schools
GreatSchools rating
- 3/10Spotsylvania Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 4/10Spotsylvania High SchoolGrades: PK-12Distance: 6.2 mi
- 3/10Post Oak Middle SchoolGrades: 6-8Distance: 6.5 mi
Schools provided by the listing agent
- District: Spotsylvania County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$574,000
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$574,000
- Virginia
- Spotsylvania County
- Spotsylvania
- 22553
- 10221 Helena Ter
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