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Pending
    • $559,900

    10227 Jefferson Rd, Osceola, IN 46561

    5beds
    3,334sqft
    : 
    $3,748/mo
    Get pre-qualified
    Single Family Residence
    Built in 1953
    1.4 Acres Lot
    $543,000 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Loft spaceRiver frontageCement seawall and boathouseSmall fenced areaLarge oak trimNew roof
    Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim.The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances, flowing seamlessly into the main living areas. Recent exterior updates enhance both function and enjoyment, including a new roof (2025), deck (2024), and pier (2024). A cement seawall and boathouse make this property perfectly suited for maximizing your time on the water. The main level offers convenient laundry and a primary suite complete with a walk-in closet, additional closet space, double vanity, jetted tub, and walk-in shower. The finished partial basement provides additional flexible space for recreation or entertaining. Outside, the expansive lot offers a beautiful mix of open and partially wooded space, along with a 10x18 shed and a small fenced area. Additional features include an oversized heated 2-car garage, loft space, reverse osmosis system, and water softener. A rare opportunity to own a spacious home with significant acreage and prime river frontage—perfect for those looking to enjoy both indoor comfort and outdoor lifestyle.
    125 days
    |
    97
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Adam Pendl Cell:574-532-2522,

    eXp Realty, LLC

    Source: IRMLS,MLS#: 202611656MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 297
      • Dimensions: 27 x 11
      Family room
      • Level: Upper
      • Area: 378
      • Dimensions: 14 x 27
      Kitchen
      • Level: Main
      • Area: 192
      • Dimensions: 16 x 12
      Living room
      • Level: Main
      • Area: 375
      • Dimensions: 25 x 15
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air, Other
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Electric Range
      Features
      • Windows: Window Treatments
      • Basement: Full,Partially Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 3,525
      • Total interior livable area: 3,334 sqft
      • Finished area above ground: 2,778
      • Finished area below ground: 556
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Boat Lift-Permanent
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront, Pier/Dock Available, Deeded, River Front, River
      • Body of water: Saint Joseph River
      • Frontage length: Water Frontage(87)
      Lot
      • Size: 1.4 Acres
      • Dimensions: 124x435
      Details
      • Additional structures: Shed
      • Additional parcels included: 7110-09-226-005.000-031
      • Parcel number: 711009226004.000031

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1953

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Osceola

      Financial & listing details

      • Tax assessed value: $489,600
      • Annual tax amount: $4,168
      • Date on market: 4/6/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $543,000

        $516,000 - $570,000

        $3,512/mo

        Price history

        DateEventPrice
        6/17/2026Pending sale$559,900
        Source: IRMLS #202611656 Report a problem
        4/30/2026Price change$559,900-0.9%
        Source: IRMLS #202611656 Report a problem
        4/6/2026Listed for sale$565,000
        Source: IRMLS #202611656 Report a problem
        10/1/2025Listing removed$565,000
        Source: IRMLS #202522016 Report a problem
        7/18/2025Price change$565,000-1.7%
        Source: IRMLS #202522016 Report a problem
        6/10/2025Listed for sale$575,000+64.3%
        Source: IRMLS #202522016 Report a problem
        9/1/2018Sold$350,000-1.4%$105/sqft
        Source: Agent Provided Report a problem
        7/26/2018Price change$355,000-2.7%$106/sqft
        Source: RE/MAX 100 #201829697 Report a problem
        7/7/2018Listed for sale$365,000$109/sqft
        Source: RE/MAX 100 #201829697 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,528 -3.6%$489,600 +72.8%
        2024$2,622 -31.1%$283,400 -2.7%
        2023$3,807 +38.4%$291,300 -22%
        2022$2,751 +6.2%$373,600 +43.6%
        2021$2,591 +24.8%$260,100 +3.3%
        2020$2,076 +7.5%$251,900 +18.1%
        2019$1,932 -6.1%$213,300 +1.7%
        2018$2,058 +123.2%$209,800 -0.3%
        2017$922 -0.1%$210,400 +70.2%
        2016$922 -5.8%$123,600 +0.7%
        2014$979 -13.1%$122,700 -3%
        2013$1,127 +9%$126,500 +0.3%
        2012$1,034 -9.4%$126,100 -13.1%
        2011$1,141 +5.9%$145,100
        2010$1,077 -22.2%$145,100 -16.7%
        2009$1,385 $174,100 -1%
        2007-- $175,800 -16.2%
        2006$1,339 +10.8%$209,700
        2004$1,208 -4.1%$209,700 -16.4%
        2003$1,260 $250,940 +2706.9%
        2001-- $8,940
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46561

        Getting around

        14 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Moran
        • Middle: Schmucker
        • High: Penn
        • District: Penn-Harris-Madison School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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