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  • $540,000

    10227 Jefferson Rd, Osceola, IN 46561

    5beds
    3,334sqft
    Single Family Residence
    Built in 1953
    1.4 Acres Lot
    $541,200 Zestimate®
    $--/sqft
    $3,045 Estimated rent

    Home value

    $541,200

    $514,000 - $568,000

    $3,045/mo

    Zestimate® history
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    What's special

    Loft spaceRiver frontageCement seawall and boathouseSmall fenced areaLarge oak trimNew roof
    Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim.The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances, flowing seamlessly into the main living areas. Recent exterior updates enhance both function and enjoyment, including a new roof (2025), deck (2024), and pier (2024). A cement seawall and boathouse make this property perfectly suited for maximizing your time on the water. The main level offers convenient laundry and a primary suite complete with a walk-in closet, additional closet space, double vanity, jetted tub, and walk-in shower. The finished partial basement provides additional flexible space for recreation or entertaining. Outside, the expansive lot offers a beautiful mix of open and partially wooded space, along with a 10x18 shed and a small fenced area. Additional features include an oversized heated 2-car garage, loft space, reverse osmosis system, and water softener. A rare opportunity to own a spacious home with significant acreage and prime river frontage—perfect for those looking to enjoy both indoor comfort and outdoor lifestyle.

    Zillow last checked:

    Listing updated:

    Listed by:

    Adam Pendl Cell:574-532-2522,

    eXp Realty, LLC

    Bought with:

    Tona Ambrosen, RB14019457

    McKinnies Realty, LLC Elkhart

    Source: IRMLS,MLS#: 202611656MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bedrooms: 2
    Bedroom 1
    • Level: Main
    Bedroom 2
    • Level: Upper
    Dining room
    • Level: Main
    • Area: 297
    • Dimensions: 27 x 11
    Family room
    • Level: Upper
    • Area: 378
    • Dimensions: 14 x 27
    Kitchen
    • Level: Main
    • Area: 192
    • Dimensions: 16 x 12
    Living room
    • Level: Main
    • Area: 375
    • Dimensions: 25 x 15
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air, Other
    Appliances
    • Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Electric Range
    Features
    • Windows: Window Treatments
    • Basement: Full,Partially Finished
    • Has fireplace: No
    Interior area
    • Total structure area: 3,525
    • Total interior livable area: 3,334 sqft
    • Finished area above ground: 2,778
    • Finished area below ground: 556

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Exterior features: Boat Lift-Permanent
    • Has view: Yes
    • On waterfront: Yes
    • Waterfront features: Waterfront, Pier/Dock Available, Deeded, River Front, River
    • Body of water: Saint Joseph River
    • Frontage length: Water Frontage(87)
    Lot
    • Size: 1.4 Acres
    • Dimensions: 124x435
    Details
    • Additional structures: Shed
    • Additional parcels included: 7110-09-226-005.000-031
    • Parcel number: 711009226004.000031

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • New construction: No
    • Year built: 1953

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Private

    Community & HOA

    Community
    • Subdivision: None
    Location
    • Region: Osceola

    Financial & listing details

    • Tax assessed value: $489,600
    • Annual tax amount: $4,168
    • Date on market: 4/6/2026
    • Listing terms: Cash,Conventional,FHA,VA Loan

    Price history

    DateEventPrice
    8/21/2026Sold$540,000-3.6%
    Source: IRMLS #202611656 Report a problem
    6/17/2026Pending sale$559,900
    Source: IRMLS #202611656 Report a problem
    4/30/2026Price change$559,900-0.9%
    Source: IRMLS #202611656 Report a problem
    4/6/2026Listed for sale$565,000
    Source: IRMLS #202611656 Report a problem
    10/1/2025Listing removed$565,000
    Source: IRMLS #202522016 Report a problem
    7/18/2025Price change$565,000-1.7%
    Source: IRMLS #202522016 Report a problem
    6/10/2025Listed for sale$575,000+64.3%
    Source: IRMLS #202522016 Report a problem
    9/1/2018Sold$350,000-1.4%$105/sqft
    Source: Agent Provided Report a problem
    7/26/2018Price change$355,000-2.7%$106/sqft
    Source: RE/MAX 100 #201829697 Report a problem
    7/7/2018Listed for sale$365,000$109/sqft
    Source: RE/MAX 100 #201829697 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,528 -3.6%$489,600 +72.8%
    2024$2,622 -31.1%$283,400 -2.7%
    2023$3,807 +38.4%$291,300 -22%
    2022$2,751 +6.2%$373,600 +43.6%
    2021$2,591 +24.8%$260,100 +3.3%
    2020$2,076 +7.5%$251,900 +18.1%
    2019$1,932 -6.1%$213,300 +1.7%
    2018$2,058 +123.2%$209,800 -0.3%
    2017$922 -0.1%$210,400 +70.2%
    2016$922 -5.8%$123,600 +0.7%
    2014$979 -13.1%$122,700 -3%
    2013$1,127 +9%$126,500 +0.3%
    2012$1,034 -9.4%$126,100 -13.1%
    2011$1,141 +5.9%$145,100
    2010$1,077 -22.2%$145,100 -16.7%
    2009$1,385 $174,100 -1%
    2007-- $175,800 -16.2%
    2006$1,339 +10.8%$209,700
    2004$1,208 -4.1%$209,700 -16.4%
    2003$1,260 $250,940 +2706.9%
    2001-- $8,940
    Find assessor info on the county website

    Neighborhood: 46561

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Moran
    • Middle: Schmucker
    • High: Penn
    • District: Penn-Harris-Madison School Corp.

    Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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