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Open: Sat 11am-1pm
For sale
$1,100,000
3beds
1,440sqft

1023 1st Street, Surf City, NC 28445

3beds
1,440sqft
Single family residence
Built in 1992
6,534 sqft
Attached garage
$764 price/sqft

What's special

Fenced yardBeautifully maintained canal-front homeComposite decking and walkwayFresh sherwin-williams paint throughoutPowerful exterior-vented hoodGranite countertopsDirect water access

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living ...

23 days
|
1,181
|
51
|

Likely to sell faster than

Source: Hive MLS,MLS#: 100584283MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

Sean D McDonnell 443-994-9722,

REAL Broker LLC

Source: Hive MLS,MLS#: 100584283MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Rooms
  • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bathroom 1, Bathroom 2, Living Room
Heating
  • Propane, Heat Pump
Cooling
  • Central Air, Ceiling Fan(s), Heat Pump
Appliances
  • Included: Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range
  • Laundry: Laundry Room
Features
  • Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
  • Flooring: LVT/LVP, Carpet
  • Doors: Thermal Doors, Storm Door(s)
  • Windows: Skylight(s), Storm Window(s)
  • Basement: None
  • Attic: Floored,Partially Floored,Pull Down Stairs
Interior area
  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft
Video & virtual tour

Property

Parking
  • Parking features: Attached, Covered, Lighted, Off Street, On Site, Paved
  • Has attached garage: Yes
Accessibility
  • Accessibility features: Accessible Elevator Installed
Features
  • Levels: Two
  • Patio & porch: Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch
  • Exterior features: Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, Storm Doors, Thermal Doors
  • Pool features: None
  • Fencing: Chain Link,Partial,Back Yard,Front Yard
  • Has view: Yes
  • View description: Canal, ICW, Marsh, Sound, Water
  • Has water view: Yes
  • Water view: Canal,Marsh,Sound,Water
  • Waterfront features: Boat Lift, Canal Front, Waterfront, Water Depth 4+, ICW Front
  • Frontage type: ICW Front,Canal Front
Lot
  • Size: 6,534 Square Feet
  • Features: Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
Details
  • Additional structures: Covered Area, Bathhouse, Storage, Workshop
  • Parcel number: 801203
  • Zoning: MHS
  • Special conditions: Standard
  • Other equipment: Generator

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Vinyl Siding, Wood Frame
  • Foundation: Other, Pilings
  • Roof: Metal
Condition
  • New construction: No
  • Year built: 1992

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Sewer Connected, Water Connected
Green energy
  • Energy efficient items: Lighting, Thermostat

Community & HOA

Community
  • Security: Security Lights, Smoke Detector(s)
  • Subdivision: Old Settlers Beach
HOA
  • Has HOA: No
  • Amenities included: Waterfront Community, None
Location
  • Region: Surf City

Financial & listing details

  • Price per square foot: $764/sqft
  • Tax assessed value: $883,101
  • Annual tax amount: $6,976
  • Date on market: 6/25/2026
  • Cumulative days on market: 23 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
6/25/2026Listed for sale$1,100,000+20.9%$764/sqft
Source: Hive MLS #100584283 Report a problem
10/1/2024Sold$910,000-1.1%$632/sqft
Source: Hive MLS #100431996 Report a problem
8/7/2024Contingent$920,000$639/sqft
Source: Hive MLS #100431996 Report a problem
5/15/2024Price change$920,000-2.6%$639/sqft
Source: Hive MLS #100431996 Report a problem
5/4/2024Price change$945,000-0.4%$656/sqft
Source: Hive MLS #100431996 Report a problem
4/16/2024Price change$949,000-0.1%$659/sqft
Source: Hive MLS #100431996 Report a problem
3/21/2024Listed for sale$950,000$660/sqft
Source: Hive MLS #100431996 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,856 $588,715
2024$3,856 $588,715
2023$3,856 0%$588,715
2022$3,856 +43.6%$588,715 +54.6%
2021$2,685 $380,830
2020$2,685 $380,830
2019$2,685 $380,830
2018$2,685 +11.9%$380,830 +7.1%
2017$2,400 $355,590
2016$2,400 $355,590
2015$2,400 $355,590
2014$2,400 +7.1%$355,590 -7.2%
2013$2,242 $383,270
2012$2,242 $383,270
2011$2,242 $383,270
2010$2,242 -38.1%$383,270 -37.5%
2009$3,619 +12.7%$613,436
2008$3,212 -0.4%$613,436
2007$3,226 -0.1%$613,436
2006$3,228 +127.6%$613,436 +222.5%
2005$1,419 $190,189

Find assessor info on the county website

Monthly payment

Est. payment
$6,043/mo
Principal & interest
$5438
Property taxes
$605
More affordability toolsChevron Right

Estimated market value

$1,051,700

$999,000 - $1.10M

$2,304/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28445

Nearby schools

Coastal Elementary
Grades K-5 • 5.2 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Dixon Middle
Grades 6-8 • 8.4 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
7/10
Dixon High
Grades 9-12 • 9.9 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
4/10
Student Progress Rating
3/10

Open house

  • Sat, Jul 18

    11:00 AM - 1:00 PM

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