Charming Cape Cod with Endless Potential in Cape St. Claire! Bring your vision to life in this classic 4-bedroom, 2-bath Cape Cod located in the sought-after Cape St. Claire community. Freshly painted , hardwood floors, plenty of natural light, and ready for your personal touch. The main level features a spacious floor plan with living room and dining room combined, featuring a pellet fire place, kitchen, two main-floor bedrooms and updated bath. Upstairs, two additional bedrooms and a second updated bath provide ample space for family or guests. Partially finished basement with plenty of space for storage. This 1/4 acre lot is perfect for outdoor living, gardening, or future additions. Driveway offers ample off street parking. Enjoy all the amenities Cape St. Claire has to offer—private beaches, boat ramps, playgrounds, community marina, and award-winning Broadneck schools. Close to Annapolis, commuter routes, and the Chesapeake Bay.
Sold for $415,000
$415,000
1023 Mountain Top Dr, Annapolis, MD 21409
4beds
1,404sqft
Single Family Residence
Built in 1962
10,591 Square Feet Lot
$419,900 Zestimate®
$296/sqft
$2,752 Estimated rent
Home value
$419,900
$391,000 - $449,000
$2,752/mo
Zestimate® history
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$2,752/mo
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$2,561/mo
Est. payment
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$2,561/mo
Est. payment
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Zillow last checked:
Listing updated:
Listed by:
MARY Zimmerman 410-627-4359,
American Dream Realty and Management
Bought with:
Mark Feen, 592167
Coldwell Banker Realty
Source: Bright MLS,MLS#: MDAA2129382
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Storage Room, Bathroom 1, Bathroom 2
Bedroom 1
- Features: Flooring - Laminated
- Level: Upper
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
Bedroom 3
- Level: Main
Bedroom 4
- Features: Flooring - Wood
- Level: Main
Bathroom 1
- Level: Upper
Bathroom 2
- Level: Main
Dining room
- Features: Ceiling Fan(s), Flooring - Wood
- Level: Main
Family room
- Level: Lower
Kitchen
- Level: Main
Living room
- Features: Fireplace - Other, Flooring - Wood
- Level: Main
Storage room
- Level: Lower
Heating
- Forced Air, Oil
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Washer, Refrigerator, Cooktop, Water Conditioner - Owned, Oven, Water Heater
Features
- Ceiling Fan(s)
- Flooring: Carpet, Wood
- Basement: Connecting Stairway,Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Glass Doors, Other
Interior area
- Total structure area: 2,340
- Total interior livable area: 1,404 sqft
- Finished area above ground: 1,404
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, On Street
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Partial
Lot
- Size: 10,591 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020316506369700
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Brick, Aluminum Siding
- Foundation: Other
Condition
- Average
- New construction: No
- Year built: 1962
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Cape St Claire
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Clubhouse, Picnic Area, Tot Lots/Playground
- Services included: Common Area Maintenance, Pier/Dock Maintenance, Reserve Funds
- HOA fee: $10 annually
- HOA name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $296/sqft
- Tax assessed value: $373,733
- Annual tax amount: $4,496
- Date on market: 10/24/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Sold | $415,000-8.8%$296/sqft |
Source:  Bright MLS #MDAA2129382 Report a problem | ||
| 12/28/2025 | Pending sale | $455,000$324/sqft |
Source: Bright MLS #MDAA2129382 Report a problem | ||
| 12/27/2025 | Listing removed | $455,000$324/sqft |
Source: Bright MLS #MDAA2129382 Report a problem | ||
| 12/3/2025 | Price change | $455,000-4.2%$324/sqft |
Source: Bright MLS #MDAA2129382 Report a problem | ||
| 10/24/2025 | Listed for sale | $475,000$338/sqft |
Source: Bright MLS #MDAA2129382 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,129 -18.8% | $373,733 +6.2% |
| 2024 | $3,854 +0.3% | $352,000 |
| 2023 | $3,844 +4.5% | $352,000 |
| 2022 | $3,678 -0.2% | $352,000 -0.2% |
| 2021 | $3,687 +5.6% | $352,800 +5.7% |
| 2020 | $3,492 +5.9% | $333,800 -5.4% |
| 2019 | $3,296 +9.9% | $352,800 +19.3% |
| 2018 | $2,999 +2.1% | $295,800 +2.7% |
| 2017 | $2,937 | $288,133 +2.7% |
| 2016 | -- | $280,467 +2.8% |
| 2015 | -- | $272,800 +1.8% |
| 2014 | -- | $268,033 +1.8% |
| 2013 | -- | $263,267 +1.8% |
| 2012 | -- | $258,500 |
| 2011 | -- | $258,500 |
| 2010 | -- | $258,500 -25.4% |
| 2009 | -- | $346,340 +14.9% |
| 2008 | -- | $301,420 +17.5% |
| 2007 | -- | $256,500 +21.2% |
| 2006 | -- | $211,580 +14% |
| 2005 | -- | $185,536 +16.3% |
| 2004 | -- | $159,493 +19.5% |
| 2003 | -- | $133,450 +5.1% |
| 2002 | -- | $127,026 +5.3% |
| 2001 | -- | $120,603 |
Find assessor info on the county website
Neighborhood: 21409
Nearby homes
- $483,200-- bd1 ba1.6k sqft1209 Highview Dr, Annapolis, MD 21409Off Market
- $520,1004 bd2 ba1k sqft1025 Mountain Top Dr, Annapolis, MD 21409Off Market
- $825,7005 bd4 ba2k sqft1028 Mountain Top Dr, Annapolis, MD 21409Off Market
- $541,1003 bd2 ba1.7k sqft1030 Mountain Top Dr, Annapolis, MD 21409Off Market
- $480,0004 bd2 ba1k sqft1027 Mountain Top Dr, Annapolis, MD 21409Off Market
- $772,700-- bd2 ba2.5k sqft1211 Highview Dr, Annapolis, MD 21409Off Market
- $483,7003 bd2 ba1.1k sqft1032 Mountain Top Dr, Annapolis, MD 21409Off Market
- $165,600-- bd-- ba-- sqft1200 Highview Dr, Annapolis, MD 21409Off Market
Nearby schools
GreatSchools rating
- 8/10Cape St. Claire Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 9/10Magothy River Middle SchoolGrades: 6-8Distance: 4.1 mi
- 8/10Broadneck High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$419,900
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$419,900
- Maryland
- Anne Arundel County
- Annapolis
- 21409
- 1023 Mountain Top Dr
Nearby cities
Nearby zip codes
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