Newer construction without the wait. Built in 2022 and upgraded in 2025, this home sits on 3.84 wooded acres in Cumberland Cove and offers a combination that's getting harder to find right now: modern construction, functional layout, and land you can actually enjoy. Inside, the space is clean, open, and designed for everyday living. The kitchen has been updated with quartz countertops, stainless appliances, and durable LVP flooring - giving you a low-maintenance, move-in-ready setup from day one. The main-level primary suite keeps things practical, while upstairs gives you flexibility with two bedrooms, a full bath, and a loft that works as an office, bonus room, or guest space. But the real value shows up outside. Covered front and back porches. Nearly four acres of wooded privacy. Space to expand, garden, or just not see your neighbors every five minutes.
For sale
Price cut: $11.5K (4/26)
$400,000
1023 W Laurel Way, Monterey, TN 38574
3beds
1,837sqft
Single Family Residence
Built in 2022
3.84 Acres Lot
$-- Zestimate®
$218/sqft
$12/mo HOA
What's special
Main-level primary suiteFunctional layoutStainless appliancesDurable lvp flooring
- 130 days |
- 541 |
- 38 |
Zillow last checked:
Listing updated:
Listed by:
Victoria Eberhart,
Wallace Upper Cumberland 931-404-1111
Source: UCMLS,MLS#: 242404
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Electric Water Heater
- Laundry: Main Level
Features
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,837
- Total interior livable area: 1,837 sqft
Video & virtual tour
Property
Parking
- Parking features: Main Level, RV Access/Parking, Other
Features
- Patio & porch: Porch, Covered
Lot
- Size: 3.84 Acres
- Features: Wooded
Details
- Parcel number: 349.00
- Zoning: Res
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame
Condition
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Natural Gas Not Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Cumberland Cove
HOA
- Has HOA: Yes
- Amenities included: Golf Course
- HOA fee: $138 annually
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $227,100
- Annual tax amount: $1,510
- Date on market: 2/27/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/26/2026 | Price change | $400,000-2.8%$218/sqft |
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| 2/26/2026 | Price change | $411,500-0.1%$224/sqft |
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| 2/19/2026 | Price change | $412,000-0.1%$224/sqft |
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| 2/12/2026 | Price change | $412,500-0.1%$225/sqft |
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| 2/5/2026 | Price change | $413,000-0.1%$225/sqft |
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| 1/29/2026 | Price change | $413,500-0.1%$225/sqft |
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| 1/21/2026 | Price change | $414,000-0.1%$225/sqft |
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| 1/15/2026 | Price change | $414,500-0.1%$226/sqft |
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| 11/22/2025 | Listed for sale | $415,000+1.5%$226/sqft |
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| 10/18/2025 | Listing removed | $409,000$223/sqft |
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| 6/30/2025 | Price change | $409,000-1.2%$223/sqft |
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| 5/31/2025 | Price change | $414,000-0.2%$225/sqft |
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| 3/21/2025 | Price change | $415,000-2.4%$226/sqft |
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| 2/25/2025 | Price change | $425,000-1.2%$231/sqft |
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| 12/4/2024 | Price change | $430,000-2.3%$234/sqft |
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| 11/19/2024 | Price change | $440,000-2.2%$240/sqft |
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| 9/13/2024 | Price change | $450,000-3.2%$245/sqft |
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| 8/6/2024 | Listed for sale | $465,000+19.2%$253/sqft |
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| 3/29/2024 | Listing removed | -- |
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| 10/11/2022 | Sold | $390,000+1.3%$212/sqft |
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| 9/12/2022 | Pending sale | $385,000$210/sqft |
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| 9/12/2022 | Contingent | $385,000$210/sqft |
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| 8/26/2022 | Listed for sale | $385,000-3.7%$210/sqft |
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| 8/20/2022 | Listing removed | -- |
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| 8/3/2022 | Price change | $399,999-11.1%$218/sqft |
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| 7/14/2022 | Listed for sale | $449,999+1457.1%$245/sqft |
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| 7/20/2021 | Sold | $28,900+5.1%$16/sqft |
Source: Public Record Report a problem | ||
| 7/15/2006 | Sold | $27,500+29.7%$15/sqft |
Source: Public Record Report a problem | ||
| 3/1/1995 | Sold | $21,195$12/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,510 | $56,775 |
| 2024 | $1,510 | $56,775 |
| 2023 | $1,510 +89.4% | $56,775 +76% |
| 2022 | $797 | $32,250 +323% |
| 2021 | -- | $7,625 |
| 2020 | $223 | $7,625 |
| 2019 | $223 +7.2% | $7,625 |
| 2018 | $208 +0.1% | $7,625 |
| 2017 | $208 | $7,625 |
| 2016 | $208 -2.7% | $7,625 |
| 2015 | $214 +11% | $7,625 +11% |
| 2014 | $193 | $6,868 |
| 2013 | $193 -0.2% | $6,868 |
| 2012 | $193 +6.2% | $6,868 |
| 2011 | $182 | $6,868 |
| 2010 | -- | $6,868 +21.8% |
| 2009 | $155 | $5,638 |
| 2008 | $155 +7% | $5,638 |
| 2007 | $145 +4.9% | $5,638 |
| 2006 | $138 -14.9% | $5,638 -9.6% |
| 2005 | $162 | $6,236 |
| 2004 | $162 +4.9% | $6,236 |
| 2002 | $155 | $6,236 |
| 2001 | -- | $6,236 -75% |
| 2000 | -- | $24,943 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 38574
Nearby schools
GreatSchools rating
- 7/10Burks Middle SchoolGrades: PK-6Distance: 5.3 mi
- 4/10Monterey High SchoolGrades: 7-12Distance: 5.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Putnam County
- Monterey
- 38574
- 1023 W Laurel Way







