Active

Price cut: $3.5K (6/29)

$268,500

1024 W Water St, Berne, IN 46711

3beds

2,384sqft

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Single Family Residence

Built in 1974

0.27 Acres Lot

$260,100 Zestimate^®

$--/sqft

$-- HOA

What's special

Cozy fireplace insertSpacious great roomMetal roofGutters downspouts gutter guardsAll new windowsNew garage doorUpdated flooring

Welcome home to this beautifully maintained ranch nestled in one of Berne’s desirable neighborhoods. Pride of ownership shines throughout this warm and inviting home, which has been thoughtfully updated over the past six years with improvements including fresh paint, updated flooring, all new windows, new entry and storm doors, new garage door, new gas forced air furnace and central air, newer appliances, updated bathrooms, granite countertops with a marble backsplash, metal roof, gutters, downspouts, gutter guards, and a new sump pump. Inside, you’ll love the spacious great room featuring a cozy fireplace insert, a generous kitchen with plenty of room to gather, and a partially finished basement offering additional living and entertaining space. The attached garage has been converted into a spacious primary bedroom, creating a comfortable and functional layout, while the detached garage with workshop space provides excellent flexibility for storage, hobbies, or projects.

44 days

514

15

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1
Main level bedrooms: 3

Bedroom 1

Level: Main

Bedroom 2

Level: Main

Family room

Level: Basement
Area: 275
Dimensions: 11 x 25

Kitchen

Level: Main
Area: 187
Dimensions: 11 x 17

Living room

Level: Main
Area: 336
Dimensions: 14 x 24

Heating

Forced Air

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Disposal, Range/Oven Hook Up Elec, Water Heater Rental, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Electric Range, Water Softener Owned, Water Heater - Rental
Laundry: Electric Dryer Hookup, Main Level

Features

Ceiling Fan(s), Countertops-Solid Surf, Eat-in Kitchen, Stand Up Shower, Great Room
Flooring: Laminate
Windows: Window Treatments
Basement: Full,Partially Finished,Concrete,Sump Pump
Attic: Storage
Number of fireplaces: 1
Fireplace features: Living Room, Insert

Interior area

Total structure area: 2,709
Total interior livable area: 2,384 sqft
Finished area above ground: 1,550
Finished area below ground: 834

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Property

Parking

Total spaces: 2
Parking features: Detached, Concrete
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Porch Covered
Exterior features: Workshop
Fencing: None

Lot

Size: 0.27 Acres
Dimensions: 88X132
Features: 0-2.9999, City/Town/Suburb, Landscaped

Details

Parcel number: 010832405024.000010
Other equipment: Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Slab
Roof: Metal

Condition

New construction: No
Year built: 1974

Utilities & green energy

Gas: NIPSCO
Sewer: City
Water: City

Community & HOA

Community

Features: None
Security: Smoke Detector(s)
Subdivision: Other

Location

Region: Berne

Financial & listing details

Tax assessed value: $156,600
Annual tax amount: $1,409
Date on market: 6/4/2026
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Asphalt

Estimated market value

$260,100

$247,000 - $273,000

$1,736/mo

Price history

Date	Event	Price
6/29/2026	Price change	$268,500-1.3%
Source: IRMLS #202621483 Report a problem
6/15/2026	Price change	$272,000-2.5%
Source: IRMLS #202621483 Report a problem
6/4/2026	Listed for sale	$279,000+121.4%
Source: IRMLS #202621483 Report a problem
5/19/2018	Sold	$126,000+2.4%$53/sqft
Source: Agent Provided Report a problem
3/5/2018	Listed for sale	$123,000$52/sqft
Source: CENTURY 21 Advance Realty #201807879 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,517 -12.9%	$156,600 +3.2%
2024	$1,742 +17.4%	$151,700 +7.3%
2023	$1,484 +9%	$141,400 +9.1%
2022	$1,361 +14%	$129,600 +9.6%
2021	$1,194 +1.3%	$118,300 +5.6%
2020	$1,178 +204.6%	$112,000 -0.7%
2019	$387 -34.5%	$112,800 +4.4%
2018	$590 +54.3%	$108,000 +3%
2017	$383	$104,900 +0.9%
2016	$383 -3.3%	$104,000 +0.9%
2014	$396 -21.8%	$103,100 -1.1%
2013	$507 +0.3%	$104,200 +2.8%
2012	$505 +8.9%	$101,400 +8.8%
2011	$464 +0.8%	$93,200
2010	$461 +2.8%	$93,200 +2.9%
2009	$448 -81%	$90,600 +1%
2007	$2,361	$89,700 +9.9%
2006	--	$81,600 +3.8%
2005	--	$78,600

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Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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