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Active
$424,900
4beds
2,276sqft

10287 Vistula Rd, Osceola, IN 46561

4beds
2,276sqft
Single family residence
Built in 1930
0.67 Acres
1 Garage space

What's special

New basement carpetWaterfront settingExpansive full-length deckFull finished walkout basementSpace for entertainingAbundance of natural lightGranite countertops

Waterfront living is calling and nestled in the super desirable Penn Harris Madison School System. Whether your looking to down size or wanting your dream home on the St. Joseph River, get ready to enjoy incredible water views from nearly every angle of this beautifully updated ranch home. Offering 4 bedrooms, 2 full bathrooms, a full finished walkout basement, and a deck spanning the full length of the home, this property has the space, views, and lifestyle you’ve been dreaming about! Step inside and you'll immediately appreciate the abundance of natural light and beautiful views of the water. The updated kitchen features granite countertops, floor-to-ceiling cabinetry, ample storage, and plenty of space for entertaining. The primary bedroom offers its own private ensuite complete with an impressive oversized walk-in shower. The finished walkout basement adds an incredible amount of living space with a large family room, 4th bedroom, and an additional office/den offering flexibility for guests, hobbies, or working from home. Daylight windows bring in plenty of natural light while allowing you to continue enjoying those gorgeous water views from the lower level. Outside is where this home truly shines! Step onto the expansive full-length deck, sit back, relax, and take in the waterfront setting. Park your boat and watercraft and get ready to enjoy everything that comes with life on the water—from summer days boating and entertaining to peaceful mornings with coffee and even dreaming of a white Christmas overlooking the water. Additional updates include a new roof, new basement carpet, granite countertops, and more. With plenty of room for everyone and a setting that's hard to duplicate, this waterfront home is ready for its next chapter. Stop dreaming about life on the water and start living it—call today for your private tour! Agents see remarks.

2 days
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719
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85
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Source: IRMLS,MLS#: 202640526MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Kimberly A Murrell Cell:574-276-4275,

McKinnies Realty, LLC

Source: IRMLS,MLS#: 202640526MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3
Bedroom 1
  • Level: Main
Bedroom 2
  • Level: Main
Dining room
  • Level: Main
  • Area: 256
  • Dimensions: 16 x 16
Family room
  • Level: Basement
  • Area: 187
  • Dimensions: 17 x 11
Kitchen
  • Level: Main
  • Area: 192
  • Dimensions: 16 x 12
Living room
  • Level: Main
  • Area: 216
  • Dimensions: 18 x 12
Office
  • Level: Basement
  • Area: 96
  • Dimensions: 12 x 8
Heating
  • Natural Gas, Forced Air
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Freezer, Gas Oven, Gas Range
Features
  • Ceiling Fan(s), Walk-In Closet(s), Stone Counters, Eat-in Kitchen, Kitchen Island, Open Floorplan, Double Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite
  • Flooring: Carpet, Vinyl
  • Basement: Full,Walk-Out Access,Finished
  • Attic: Walk-up
  • Has fireplace: No
  • Fireplace features: None
Interior area
  • Total structure area: 2,636
  • Total interior livable area: 2,276 sqft
  • Finished area above ground: 1,556
  • Finished area below ground: 720
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Detached
  • Garage spaces: 1
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Deck, Porch Covered
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Private
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Waterfront, Deck on Waterfront, Pier/Dock, River Front, River
  • Body of water: Saint Joseph River
  • Frontage length: Water Frontage(150)
Lot
  • Size: 0.67 Acres
  • Dimensions: 150x195
  • Features: Rolling Slope, City/Town/Suburb, Landscaped
Details
  • Parcel number: 711009251024.000031

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subtype: Single Family Residence
Materials
  • Vinyl Siding
Condition
  • New construction: No
  • Year built: 1930

Utilities & green energy

  • Sewer: Septic Tank
  • Water: City

Community & HOA

Community
  • Features: Dock
  • Security: Smoke Detector(s)
  • Subdivision: Sunnybrae
Location
  • Region: Osceola

Financial & listing details

  • Tax assessed value: $579,100
  • Annual tax amount: $4,992
  • Date on market: 9/30/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan

Price history

DateEventPrice
9/30/2026Listed for sale$424,900-11.5%
Source: IRMLS #202640526
9/19/2026Listing removed$479,900
Source: IRMLS #202629945
8/27/2026Price change$479,900-2%
Source: IRMLS #202629945
8/5/2026Price change$489,900-2%
Source: IRMLS #202629945
7/24/2026Listed for sale$499,900-2%
Source: IRMLS #202629945
7/23/2026Listing removed$509,900
Source: IRMLS #202624613
7/1/2026Price change$509,900-3.8%
Source: IRMLS #202624613
6/22/2026Listed for sale$529,900+51.4%
Source: IRMLS #202624613
7/28/2020Listing removed$350,000$154/sqft
Source: Coldwell Banker Real Estate Group #202022504
6/16/2020Listed for sale$350,000+21.7%$154/sqft
Source: Coldwell Banker Real Estate Group #202022504
8/25/2016Listing removed$287,650$126/sqft
Source: At Home Realty Group #201623381
7/31/2016Price change$287,6500%$126/sqft
Source: At Home Realty Group #201623381
7/24/2016Price change$287,7000%$126/sqft
Source: At Home Realty Group #201623381
7/17/2016Price change$287,7500%$126/sqft
Source: At Home Realty Group #201623381
7/10/2016Price change$287,8000%$126/sqft
Source: At Home Realty Group #201623381
7/3/2016Price change$287,8500%$126/sqft
Source: At Home Realty Group #201623381
6/26/2016Price change$287,900-2.7%$126/sqft
Source: At Home Realty Group #201623381
6/19/2016Price change$295,900-0.7%$130/sqft
Source: At Home Realty Group #201623381
6/12/2016Price change$297,900-0.7%$131/sqft
Source: At Home Realty Group #201623381
5/24/2016Listed for sale$299,900$132/sqft
Source: At Home Realty Group #201623381

Public tax history

YearProperty taxesTax assessment
2025$3,241 +5.5%$579,100 +65%
2024$3,073 -10.4%$350,900 -16.2%
2023$3,431 +15.6%$418,600 0%
2022$2,968 -1%$418,700 +41.1%
2021$2,999 +18.9%$296,800 -1%
2020$2,522 +10.8%$299,900 +18%
2019$2,277 -0.5%$254,100 +4.5%
2018$2,289 +29.5%$243,100 +2.3%
2017$1,768 -1.6%$237,700 +25.6%
2016$1,797 -6.4%$189,300 -1.9%
2014$1,920 -8.8%$192,900 -0.1%
2013$2,104 +6.9%$193,100 -1.1%
2012$1,969 +13.7%$195,300 +0.3%
2011$1,732 +5.9%$194,700
2010$1,635 +13.7%$194,700 +8.8%
2009$1,438 $179,000 +11.3%
2007-- $160,800 +104.6%
2006$393 +10.8%$78,600
2004$355 -20.4%$78,600 -14.1%
2003$446 $91,500 +2027.9%
2001-- $4,300

Find assessor info on the county website

Monthly payment

Est. payment
$2,659/mo
Principal & interest
$2333
Property taxes
$326
More affordability toolsChevron Right

Estimated market value

$419,200

$398,000 - $440,000

$2,332/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 46561

Nearby schools

Moran Elementary School
Grades K-5 • 1.1 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Academic Progress Rating
6/10
Virgil I Grissom Middle School
Grades 6-8 • 5.9 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
Academic Progress Rating
8/10
Penn High School
Grades 9-12 • 2 miles
10/10
GreatSchools® Rating
College Readiness Rating
10/10