Harbour Island Opportunity! Nestled in the sought-after Harbour Island neighborhood, this beloved home was meticulously cared for by its former owner who lived to be 100 here. Now ready for its next chapter, 103 Cedar Island Rd is full of potential for those looking to create their own coastal retreat or year-round residence. Built in 1955, the 1,152 SF home features solid construction with two bedrooms, one bath, attached one-car garage, a younger roof (2019) and 3-bedroom septic - a strong foundation for future improvements and potential to expand. Renovate the existing footprint or explore adding a second story. Just two blocks from Point Judith Pond, membership in the Harbour Island HOA offers access to a neighborhood beach, perfect for relaxing, kayaking, paddle boarding or boating out to the ocean. The location combines peace and convenience — just minutes from Narragansett’s beautiful beaches, the Pier, restaurants, and shops. Bring your vision to this Narragansett cottage and make it your own seaside escape. Trustee Sale, No Seller Disclosure, sold "as is." Pre-inspection report available for interested parties.Trustee/Seller has set a Highest & Best Offer deadline by 12pm Tuesday November 4th.
Sold for $630,000
$630,000
103 Cedar Island Rd, Narragansett, RI 02882
2beds
1,152sqft
Single Family Residence
Built in 1955
6,621 Square Feet Lot
$778,600 Zestimate®
$547/sqft
$2,274 Estimated rent
Home value
$778,600
$685,000 - $895,000
$2,274/mo
Zestimate® history
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Younger roofNeighborhood beach
Zillow last checked:
Listing updated:
Listed by:
Elizabeth Enochs 318-525-6901,
Serhant Rhode Island
Bought with:
Jack Durkin, RES.0045168
Durkin Cottage Realty
Source: StateWide MLS RI,MLS#: 1399093
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Other
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 72 Square Feet
- Dimensions: 9
Other
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 72 Square Feet
- Dimensions: 9
Dining room
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 99 Square Feet
- Dimensions: 9
Kitchen
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 99 Square Feet
- Dimensions: 9
Living room
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 285 Square Feet
- Dimensions: 19
Heating
- Oil, Central Air
Cooling
- Wall Unit(s)
Features
- Wall (Cermaic), Wall (Dry Wall), Stairs, Plumbing (Copper), Plumbing (Mixed), Plumbing (Other), Plumbing (PEX), Insulation (Unknown), Ceiling Fan(s)
- Flooring: Ceramic Tile, Vinyl, Carpet
- Basement: Partial,Interior and Exterior,Unfinished,Storage Space,Utility
- Attic: Attic Stairs
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
- Finished area above ground: 1,152
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Attached, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- On waterfront: Yes
- Waterfront features: Access, Saltwater Front
Lot
- Size: 6,621 Square Feet
Details
- Additional structures: Outbuilding
- Parcel number: NARRMY1B162
- Zoning: R-20
- Special conditions: Conventional/Market Value
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Ceramic, Dry Wall, Vinyl Siding
- Foundation: Block, Concrete Perimeter
Condition
- New construction: No
- Year built: 1955
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Water Connected
Community & HOA
Community
- Features: Highway Access, Marina, Public School, Recreational Facilities, Restaurants, Schools, Near Shopping, Near Swimming
- Subdivision: Harbour Island
HOA
- Has HOA: No
Location
- Region: Narragansett
Financial & listing details
- Price per square foot: $547/sqft
- Tax assessed value: $512,400
- Annual tax amount: $3,571
- Date on market: 10/30/2025
- Inclusions: Trustee Sale, No Sales Disclosure, being sold "as is", Buyer to perform own due diligence. Trustee/Seller has set a Highest & Best Offer deadline by 12pm Tuesday November 4th.
Price history
| Date | Event | Price |
|---|---|---|
| 12/22/2025 | Sold | $630,000+14.8%$547/sqft |
Source:  StateWide MLS RI #1399093 Report a problem | ||
| 12/4/2025 | Pending sale | $549,000$477/sqft |
Source: StateWide MLS RI #1399093 Report a problem | ||
| 11/8/2025 | Contingent | $549,000$477/sqft |
Source: StateWide MLS RI #1399093 Report a problem | ||
| 10/30/2025 | Listed for sale | $549,000$477/sqft |
Source: StateWide MLS RI #1399093 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,479 +3.7% | $512,400 |
| 2024 | $3,356 +6.5% | $512,400 +46.4% |
| 2023 | $3,150 | $350,000 |
| 2022 | $3,150 +1.6% | $350,000 |
| 2021 | $3,101 -8.3% | $350,000 +8.4% |
| 2020 | $3,383 +2.5% | $322,800 |
| 2019 | $3,302 +7% | $322,800 |
| 2018 | $3,087 +13% | $322,800 +24.8% |
| 2017 | $2,731 +4.8% | $258,600 |
| 2016 | $2,607 +1.4% | $258,600 |
| 2015 | $2,570 +1.7% | $258,600 +2.7% |
| 2014 | $2,527 +2.4% | $251,700 |
| 2013 | $2,467 +2.4% | $251,700 |
| 2012 | $2,409 +9.9% | $251,700 +3% |
| 2011 | $2,192 +1.2% | $244,400 |
| 2010 | $2,165 +3.2% | $244,400 |
| 2009 | $2,097 -11.4% | $244,400 -25.1% |
| 2008 | $2,366 +4.2% | $326,300 |
| 2007 | $2,271 +7.1% | $326,300 +67.5% |
| 2005 | $2,121 | $194,800 |
Find assessor info on the county website
Neighborhood: 02882
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Nearby schools
GreatSchools rating
- 8/10Narragansett Pier SchoolGrades: 5-8Distance: 1.8 mi
- 10/10Narragansett High SchoolGrades: 9-12Distance: 1.9 mi
- 9/10Narragansett Elementary SchoolGrades: PK-4Distance: 2.1 mi
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Estimated market value
$778,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$778,600
- Rhode Island
- Washington County
- Narragansett
- 02882
- 103 Cedar Island Rd
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