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For salePrice cut: $50.9K (9/10)
$699,000
3beds
2,772sqft

103 Cogan Dr, Galena, IL 61036

3beds
2,772sqft
Single family residence
Built in 1978
0.97 Acres
4 Garage spaces
$252 price/sqft
$117/mo HOA

What's special

Modern designFarmhouse sinkAdditional guest bedroomComfortable guest bedroomGenerous primary suiteMeticulously renovated and remodeledCovered front porch

Meticulously renovated and remodeled 3 bedroom, 2.5 bath contemporary retreat with Jo Daviess County Guest Accommodations License, perched on a beautifully landscaped .97-acre homesite in The Galena Territory and offering sweeping elevated vistas that stretch across the rolling countryside and scenic beauty beyond. Completely transformed from top to bottom, this exceptional property combines modern design, quality craftsmanship, and resort-style amenities, all just moments from the Owners’ Club and Lake Galena. The light-filled main level welcomes with soaring cathedral ceilings, expansive windows that frame the breathtaking views, rich flooring, and an open-concept layout ideal for gathering and entertaining. Spacious living room flows seamlessly into the dining area and out to an expansive composite deck with aluminum railing where miles of panoramic scenery provide the perfect backdrop for outdoor dining, relaxation, and unforgettable sunsets. Beautifully updated kitchen features custom Amish-crafted cabinetry, granite countertops, black stainless appliances including a gas range, farmhouse sink, pantry, and direct access to the attached two-car garage. Also on the main level are a comfortable guest bedroom, a nicely appointed full bath, and access to the covered front porch (with electrical for adding a hot tub) and stunning paver patio complete with fire pit, surrounded by mature trees, abundant wildlife, and a peaceful wooded setting. Upstairs, the generous primary suite offers a private balcony-style deck overlooking the dramatic views, creating the perfect place for morning coffee or evening stargazing, while the luxurious bath showcases granite-topped vanity, subway tile surround shower, and stylish finishes. An additional guest bedroom completes the upper level. The walkout lower level is designed for recreation and entertainment, featuring an expansive family room with wet bar, game area with pool table and foosball, convenient half bath, and oversized laundry/utility room with abundant storage that connects to a second two-car garage, providing an impressive total four-car capacity for vehicles, recreational equipment, workshop space, or additional entertainment possibilities. Extensive renovations during current ownership tenure include newer updates to electrical, plumbing, HVAC, drywall, flooring, trim, doors, windows, insulated garage doors, lighting, custom stair railings, granite surfaces, SmartSide siding, composite decking, paver patios and retaining walls, upgraded septic system, landscaping, and more, creating a turnkey property that feels virtually new throughout. Currently operating as a short-term rental and offered fully furnished, this remarkable retreat is ideally located just around the corner from the Owners’ Club amenities, minutes from the newly constructed Lake Galena Marina, and a short drive to Eagle Ridge Resort & Spa’s 63 holes of championship golf, Stonedrift Spa, restaurants, trails, and all the recreational opportunities The Galena Territory has to offer. A rare opportunity to own a fully renovated, income-producing getaway with spectacular views, modern comforts, and an unbeatable resort-style location.

83 days
|
299
|
9
|
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202603669MLS Logo
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

DAMON HEIM 815-266-2427,

Coldwell Banker Network Realty

Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202603669MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1
Primary bedroom
  • Level: Upper
  • Area: 177.91
  • Dimensions: 15.58 x 11.42
Bedroom 2
  • Level: Upper
  • Area: 161.5
  • Dimensions: 14.25 x 11.33
Bedroom 3
  • Level: Main
  • Area: 121.83
  • Dimensions: 11.33 x 10.75
Dining room
  • Level: Main
  • Area: 158.13
  • Dimensions: 16.5 x 9.58
Family room
  • Level: Lower
  • Area: 412.25
  • Dimensions: 24.25 x 17
Kitchen
  • Level: Main
  • Area: 236.9
  • Dimensions: 20.75 x 11.42
Living room
  • Level: Main
  • Area: 248.89
  • Dimensions: 18.67 x 13.33
Heating
  • Forced Air, Natural Gas
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener, Gas Water Heater
  • Laundry: In Basement
Features
  • L.L. Finished Space, Dry Bar, Ceiling-Vaults/Cathedral, Granite Counters
  • Windows: Window Treatments
  • Basement: Basement Entrance,Full,Finished
  • Has fireplace: No
Interior area
  • Total structure area: 2,772
  • Total interior livable area: 2,772 sqft
  • Finished area above ground: 1,764
  • Finished area below ground: 1,008

Property

Parking
  • Total spaces: 4
  • Parking features: Asphalt, Attached, Garage Door Opener, Underground
  • Garage spaces: 4
Features
  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck, Patio, Deck-Leveled, Patio-Brick Paver, Covered
  • Has view: Yes
  • View description: Country, Panorama
Lot
  • Size: 0.97 Acres
  • Features: Wooded, Covenants, Restrictions, Subdivided
Details
  • Parcel number: 0840100200

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Siding, Other
  • Roof: Shingle
Condition
  • Year built: 1978

Utilities & green energy

  • Electric: Circuit Breakers
  • Sewer: Septic Tank
  • Water: City/Community

Community & HOA

Community
  • Subdivision: IL
HOA
  • Has HOA: Yes
  • Services included: Pool Access, Water Access, Clubhouse, Trash
  • HOA fee: $1,404 annually
Location
  • Region: Galena

Financial & listing details

  • Price per square foot: $252/sqft
  • Tax assessed value: $332,307
  • Annual tax amount: $6,911
  • Price range: $699K - $699K
  • Date on market: 6/19/2026
  • Cumulative days on market: 85 days
  • Ownership: Fee Simple
  • Road surface type: Hard Surface Road

Price history

DateEventPrice
9/10/2026Price change$699,000-6.8%$252/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603669 Report a problem
6/19/2026Listed for sale$749,900$271/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603669 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$5,865 +24.6%$110,769 +35.9%
2023$4,708 +14%$81,517 +34%
2022$4,131 +7%$60,834 +7.8%
2021$3,863 +76.6%$56,416 +3.8%
2020$2,187 +0.2%$54,375 +1.7%
2019$2,182 +1.9%$53,466 -1.2%
2018$2,141 $54,121
2017$2,141 +0.7%$54,121 -0.3%
2016$2,126 +1.4%$54,309
2015$2,095 +1.2%$54,309 -6.2%
2014$2,070 +15.9%$57,914 -2.7%
2013$1,786 $59,548 -10.4%
2010-- $66,473 -6%
2009-- $70,716

Find assessor info on the county website

Monthly payment

Est. payment
$4,751/mo
Principal & interest
$3620
Property taxes
$1014
HOA Fees
$117
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 61036

Nearby schools

Scales Mound Elementary School
Grades PK-55.7 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
6/10
Scales Mound Jr High School
Grades 6-85.7 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
Scales Mound High School
Grades 9-125.7 miles
N/A
GreatSchools® Rating