This charming turn-of-the-century cottage is tailor made for first time buyers or folks looking to downsize. The seller is offering a $10,000 concession to help with closing costs with a full priced offer. Situated on a nearly quarter acre lot shaded by mature trees in a quiet, tucked away neighborhood close to downtown, this home features a bright, open layout and loads of character! The home is approached through a cute white picket fence leading to a covered front porch. Upon entry, you are greeted with an expansive main living area featuring a large picture window that floods the home with natural light and much of the original late 19th century style trim. The large kitchen has ample counter space and is open to the expansive dining area, and features plenty of room for a coffee nook. Mini-splits installed in 2023 provide cooling and heating, and there's also a wall-mount furnace for those really cold nights. There's off-street parking in front and plenty of room for your toys behind the property. There is a fully fenced yard featuring a fire pit in the rear for outdoor living. About half the property is not fenced and faces Railroad Ave, making access for large vehicles easy! A pad for a future garage already exists. This well cared for home features several updates. The roof is 5 years old, the mini-splits are 3 years old, the kitchen features new butcher block countertops, a new modern stainless sink and a new dishwasher, and you will find new light fixtures, new interior paint and new flooring throughout the home. The sewer line was replaced in 2025. You won't find more value at this price point in Loveland. Don't miss this one-of-a-kind home!
Sold for $370,000
$370,000
103 E 12th St, Loveland, CO 80537
3beds
1,119sqft
Single Family Residence
Built in 1901
10,173 Square Feet Lot
$369,300 Zestimate®
$331/sqft
$1,983 Estimated rent
Home value
$369,300
$351,000 - $388,000
$1,983/mo
Zestimate® history
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List your homeWhat's special
Covered front porchNew modern stainless sinkShaded by mature treesNew interior paintNew light fixturesCute white picket fenceOff-street parking in front
Zillow last checked:
Listing updated:
Listed by:
Thomas Woolrich 970-779-0397,
Equity Colorado-Front Range
Bought with:
Christopher Dulawan, 100072884
eXp Realty - Hub
Source: IRES as distributed by MLS GRID,MLS#: 1057297
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Description: Laminate
- Level: Main
- Area: 90 Square Feet
- Dimensions: 9 x 10
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 90 Square Feet
- Dimensions: 9 x 10
Bedroom 3
- Description: Carpet
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11 x 10
Dining room
- Description: Luxury Vinyl
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14 x 12
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11 x 13
Laundry
- Description: Luxury Vinyl
- Level: Main
- Area: 35 Square Feet
- Dimensions: 7 x 5
Living room
- Description: Luxury Vinyl
- Level: Main
- Area: 230 Square Feet
- Dimensions: 10 x 23
Heating
- Heat Pump, Wall Furnace
Cooling
- Ductless
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer
- Laundry: Washer/Dryer Hookup
Features
- Separate Dining Room, Open Floorplan, High Ceilings
- Windows: Window Coverings
- Basement: None
Interior area
- Total structure area: 1,119
- Total interior livable area: 1,119 sqft
- Finished area above ground: 1,119
Property
Parking
- Parking features: RV Access/Parking, Off Street
- Has garage: Yes
- Details: Off Street
Features
- Levels: One
- Stories: 1
- Fencing: Fenced
Lot
- Size: 10,173 Square Feet
- Features: Corner Lot, Deciduous Trees, Level, City Limits, Paved, Curbs, Gutters, Sidewalks, Street Light, Alley
Details
- Additional structures: Storage
- Parcel number: R0381705
- Zoning: R3E
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Composition
Condition
- New construction: No
- Year built: 1901
Utilities & green energy
- Electric: City of Lvld
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Satellite Avail, High Speed Avail
Green energy
- Energy efficient items: Southern Exposure
Community & HOA
Community
- Subdivision: Loveland Heights
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $331/sqft
- Tax assessed value: $361,000
- Annual tax amount: $1,930
- Date on market: 4/23/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Seller's personal property.
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Sold | $370,000$331/sqft |
Source:  IRES as distributed by MLS GRID #1057297 Report a problem | ||
| 5/11/2026 | Pending sale | $370,000$331/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1057297 Report a problem | ||
| 5/1/2026 | Price change | $370,000-1.3%$331/sqft |
Source: IRES as distributed by MLS GRID #1057297 Report a problem | ||
| 4/23/2026 | Listed for sale | $375,000+4.2%$335/sqft |
Source: REcolorado as distributed by MLS GRID #IR1057297 Report a problem | ||
| 1/7/2026 | Listing removed | $360,000$322/sqft |
Source: IRES as distributed by MLS GRID #1046143 Report a problem | ||
| 12/31/2025 | Price change | $360,000-5.3%$322/sqft |
Source: IRES as distributed by MLS GRID #1046143 Report a problem | ||
| 12/11/2025 | Price change | $380,000-2.6%$340/sqft |
Source: IRES as distributed by MLS GRID #1046143 Report a problem | ||
| 11/18/2025 | Price change | $390,000-1.3%$349/sqft |
Source: IRES as distributed by MLS GRID #1046143 Report a problem | ||
| 11/13/2025 | Price change | $395,000-1.3%$353/sqft |
Source: IRES as distributed by MLS GRID #1046143 Report a problem | ||
| 10/22/2025 | Listed for sale | $400,000$357/sqft |
Source: IRES as distributed by MLS GRID #1046143 Report a problem | ||
| 8/11/2025 | Sold | $400,000$357/sqft |
Source: IRES as distributed by MLS GRID #1039392 Report a problem | ||
| 7/22/2025 | Pending sale | $400,000$357/sqft |
Source: REcolorado as distributed by MLS GRID #IR1039392 Report a problem | ||
| 7/17/2025 | Listed for sale | $400,000+14.3%$357/sqft |
Source: IRES as distributed by MLS GRID #1039392 Report a problem | ||
| 8/4/2021 | Sold | $350,000+4.5%$313/sqft |
Source: Public Record Report a problem | ||
| 6/25/2021 | Listed for sale | $335,000+42.6%$299/sqft |
Source: IRES as distributed by MLS GRID #944348 Report a problem | ||
| 8/31/2016 | Sold | $235,000+4.4%$210/sqft |
Source: Public Record Report a problem | ||
| 7/22/2016 | Listed for sale | $225,000$201/sqft |
Source: Group Centerra #798131 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,930 +13% | $22,563 -10% |
| 2024 | $1,707 +8.5% | $25,078 -1% |
| 2023 | $1,573 -2.7% | $25,321 +28.1% |
| 2022 | $1,617 +12.9% | $19,773 -2.8% |
| 2021 | $1,432 +1.7% | $20,342 +12.9% |
| 2020 | $1,408 +38.2% | $18,011 -0.7% |
| 2019 | $1,019 | $18,137 +46.5% |
| 2018 | $1,019 | $12,377 |
| 2017 | $1,019 +16.1% | $12,377 +31.2% |
| 2016 | $877 +155.7% | $9,433 +0% |
| 2015 | $343 +17.3% | $9,430 +21.2% |
| 2014 | $293 | $7,780 |
| 2013 | -- | $7,780 +25.5% |
| 2012 | -- | $6,200 |
| 2011 | -- | $6,200 -37.7% |
| 2010 | -- | $9,950 |
| 2009 | -- | $9,950 +73% |
| 2008 | -- | $5,750 |
| 2007 | -- | $5,750 -50.8% |
| 2006 | -- | $11,680 |
| 2005 | -- | $11,680 +1% |
| 2004 | -- | $11,560 +13.1% |
| 2002 | -- | $10,220 |
| 2001 | -- | $10,220 |
Find assessor info on the county website
Neighborhood: 80537
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Nearby schools
GreatSchools rating
- 6/10Truscott Elementary SchoolGrades: K-5Distance: 0.5 mi
- 4/10Bill Reed Middle SchoolGrades: 6-8Distance: 0.8 mi
- 6/10Thompson Valley High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Truscott,Garfield
- Middle: Bill Reed
- High: Thompson Valley
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$369,300
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Estimated market value
$369,300
- Colorado
- Larimer County
- Loveland
- 80537
- 103 E 12th St
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