Exceptional investment opportunity in Santa Cruz with strong income history and flexible use potential. Formerly operated as The Adobe on Green, this distinctive property offers character, functionality, and long-term upside in a highly desirable location.The home features 6 bedrooms and 6 bathrooms, plus bonus space, each with private exterior access, an ideal setup for student housing, short-term rentals, or multi-generational living. The unique layout supports multiple income streams while maintaining privacy for occupants. Positioned just above downtown Santa Cruz, the property provides convenient access to local dining, shopping, and entertainment. Minutes to the boardwalk, beaches and UCSC, this location appeals to both residents and renters. Set on a spacious parcel just under half an acre, the property includes multiple outdoor gathering areas and energy-efficient features that enhance livability and operational value. A nearby community garden adds to the neighborhood appeal and lifestyle. A rare opportunity to acquire a property with proven income potential, versatile configuration, and a prime Santa Cruz location.
For sale
Price cut: $100K (6/2)
$2,600,000
103 Green St, Santa Cruz, CA 95060
6beds
2,997sqft
Single Family Residence, Residential
Built in 1948
0.48 Acres Lot
$2,496,300 Zestimate®
$868/sqft
$-- HOA
What's special
Multiple outdoor gathering areasBonus space
- 66 days |
- 1,290 |
- 111 |
Zillow last checked:
Listing updated:
Listed by:
Kaelin Wagnermarsh 01945819 831-419-6538,
KW Thrive Santa Cruz 831-457-5500
Source: MLSListings Inc,MLS#: ML82041879
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 6
Bedroom
- Features: GroundFloorBedroom, BedroomonGroundFloor2plus, GroundFloorPrimaryBedroom2plus
Bathroom
- Features: DoubleSinks, OutsideAccess, ShowerandTub, Tile, FullonGroundFloor
Dining room
- Features: DiningArea, EatinKitchen
Family room
- Features: NoFamilyRoom
Kitchen
- Features: Countertop_Tile, Island
Heating
- Central Forced Air
Cooling
- Ceiling Fan(s)
Appliances
- Included: Electric Oven/Range, Refrigerator
- Laundry: In Utility Room
Features
- One Or More Skylights, Open Beam Ceiling
- Flooring: Carpet, Tile, Wood
- Number of fireplaces: 3
- Fireplace features: Living Room, Other
Interior area
- Total structure area: 2,997
- Total interior livable area: 2,997 sqft
Video & virtual tour
Property
Parking
- Parking features: Off Street, Parking Area
Lot
- Size: 0.48 Acres
Details
- Parcel number: 00640230000
- Zoning: R-1-6
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Rustic
- Property subtype: Single Family Residence, Residential
Materials
- Adobe
- Foundation: Permanent
- Roof: Wood
Condition
- New construction: No
- Year built: 1948
Utilities & green energy
- Gas: PublicUtilities
- Water: Public
- Utilities for property: Public Utilities, Water Public, Solar
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $868/sqft
- Tax assessed value: $1,877,418
- Annual tax amount: $22,150
- Date on market: 5/1/2026
- Listing agreement: ExclusiveRightToSell
Estimated market value
$2,496,300
$2.37M - $2.62M
$7,684/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/2/2026 | Price change | $2,600,000-3.7%$868/sqft |
Source:  MLSListings Inc #ML82041879 Report a problem | ||
| 5/1/2026 | Listed for sale | $2,700,000+63.6%$901/sqft |
Source: MLSListings Inc #ML82041879 Report a problem | ||
| 8/30/2017 | Sold | $1,650,000+8.2%$551/sqft |
Source: Public Record Report a problem | ||
| 7/29/2005 | Sold | $1,525,000+27627.3%$509/sqft |
Source: Public Record Report a problem | ||
| 12/14/1998 | Sold | $5,500+450%$2/sqft |
Source: Public Record Report a problem | ||
| 9/15/1998 | Sold | $1,000-99.7% |
Source: Public Record Report a problem | ||
| 3/18/1994 | Sold | $370,000$123/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $22,150 +7.1% | $1,877,418 +2% |
| 2024 | $20,677 +2.3% | $1,840,606 +2% |
| 2023 | $20,211 +1.2% | $1,804,516 +2% |
| 2022 | $19,980 +2.2% | $1,769,133 +2% |
| 2021 | $19,555 +0.8% | $1,734,444 +1% |
| 2020 | $19,399 +1.1% | $1,716,660 +2% |
| 2019 | $19,192 +1.2% | $1,683,000 +2% |
| 2018 | $18,972 +2.2% | $1,650,000 +2.9% |
| 2017 | $18,567 +11.9% | $1,603,433 +8% |
| 2016 | $16,587 +7.4% | $1,484,660 +6% |
| 2015 | $15,446 +10.5% | $1,400,622 +11% |
| 2014 | $13,974 | $1,261,821 +21.7% |
| 2012 | -- | $1,037,000 -6.8% |
| 2011 | -- | $1,113,250 -2.7% |
| 2010 | -- | $1,143,750 |
| 2009 | -- | $1,143,750 -18.5% |
| 2008 | -- | $1,403,000 -9.8% |
| 2007 | -- | $1,555,500 +2% |
| 2006 | -- | $1,525,000 +228.9% |
| 2005 | -- | $463,598 +2% |
| 2004 | -- | $454,507 +1.9% |
| 2003 | -- | $446,177 +2% |
| 2002 | -- | $437,429 +7.2% |
| 2001 | -- | $408,134 +2% |
| 2000 | -- | $400,131 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 9/10Westlake Elementary SchoolGrades: K-5Distance: 1 mi
- 9/10Mission Hill Middle SchoolGrades: 6-8Distance: 0.2 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.3 mi
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- California
- Santa Cruz County
- Santa Cruz
- 95060
- 103 Green St
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