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  • $120,000

    103 Gulf Terrace Ln, Port Saint Joe, FL 32456

    --beds
    --baths
    0.31Acres
    Unimproved Land
    Built in ----
    0.31 Acres Lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    PARADISE FOUND!! Nestled in the heart of St Joe Beach, 103 Gulf Terrace Ln offers a rare opportunity to create your own slice of paradise along Florida's Forgotten Coast. This homesite is situated in the coveted X flood zone, meaning no flood insurance is required, giving peace of mind & extra savings. The neighborhood is filled with charming beach cottages, creating a welcoming community that feels laid-back & authentic. Hop on your golf cart & in just minutes you'll be sinking your toes in the sugar-white sand, where you can walk your dogs along the shoreline or gather around a bonfire as the sun sets over the Gulf. For those who love fishing & boating, the lot offers plenty of space for a small coastal cottage plus room to keep your boat nearby—making it easy to head out for a day on the bay or deep-sea adventure. Just a short drive to downtown Port St Joe or Mexico Beach is the small town charm with coastal conveniences of boutique shops, fresh seafood restaurants and a vibrant marina. Outdoor enthusiasts will appreciate the proximity to St. Joseph Peninsula State Park & Cape San Blas, offering endless opportunities for exploring the park, kayaking, biking, shelling & paddleboarding. This property truly has it all—affordable coastal living, flexibility to build on your terms, investment potential through short-term rentals, & a lifestyle centered around the beach, the bay & the best of Florida's natural beauty. Don't miss your chance to bring your dream beach home to life in one of the most desirable locations on the Gulf Coast. Call for your private tour & LIVE THE BEACH LIFE!
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kaye Haddock 850-227-6600,

    Beach Properties Real Estate Group

    Source: Forgotten Coast Realtor Association,MLS#: 328874MLS Logo

      Facts & features

      Interior

      Video & virtual tour

      Property

      Features
      • Frontage length: 67
      Lot
      • Size: 0.31 Acres
      • Dimensions: 67 x 208
      • Features: Aerials/Topo Available, Level, Within 1/2 Mile of Water
      • Residential vegetation: Natural State, Oaks, Palmetto, Pines, Scrub Under 4 Feet
      Details
      • Parcel number: 03816750R
      • Zoning description: Residential Single Family

      Utilities & green energy

      • Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Subdivision: Highlands
      Location
      • Region: Port Saint Joe

      Financial & listing details

      • Tax assessed value: $112,500
      • Annual tax amount: $1,287
      • Date on market: 7/6/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/8/2026Pending sale$120,000
        Source: CPAR #792254 Report a problem
        7/6/2026Listed for sale$120,000+0.8%
        Source: Forgotten Coast Realtor Association #328874 Report a problem
        9/20/2025Listing removed$119,000
        Source: CPAR #779179 Report a problem
        9/18/2025Listed for sale$119,000+164.4%
        Source: Forgotten Coast Realtor Association #324087 Report a problem
        1/10/2019Sold$45,000
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,287 +24.6%$112,500
        2024$1,034 +13.8%$112,500 +28.6%
        2023$908 +25.8%$87,500 +53.5%
        2022$722 +6.6%$57,000 +14%
        2021$677 -2.6%$50,000
        2020$695 +78.5%$50,000 +25%
        2019$389 +0%$40,000 +42.9%
        2018$389 +4.9%$28,000
        2017$371 $28,000 +3.7%
        2016$371 +2.4%$27,000 +35%
        2015$362 +26.1%$20,000
        2014$287 $20,000 -57.7%
        2009-- $47,250 -30%
        2008-- $67,500 -34.8%
        2007-- $103,500 -23.3%
        2006-- $134,910
        2005-- $134,910
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32456

        Getting around

        0 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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