PRICE REDUCTION! BRAND -NEW ROOF (March 2026) on the house AND the garage and in April, a NEW WIFI controlled thermostat and a transferable HVAC Service Plan. Two major systems with upgrades and automatic peace of mind! Seller improvements in excess of $70K (See Agent remarks for improvements) since purchase in 2024. It is here, where you can discover the perfect blend of space, comfort and sought after community amenities in this fantastic Raised Ranch/Rambler home located in the desirable Stratford Harbor subdivision. This is truly a rare opportunity, as this listing includes 3 lots totaling 2.06 acres, offering unmatched privacy and room to expand. Key features include a spacious layout with over 3,500 sqft built in 1995. Three Bed/3 Full Bath providing plenty of room for family and guests. A fully finished walkout basement adds significant living space featuring 2 bonus rooms for office, fitness, crafting or play area/man cave. Interior comforts include an eat-in kitchen, combination dining/living area, wood and carpeted floors, master bath, built-ins and walk-in closets. Outdoors you can relax on the deck overlooking the peaceful, treed, and private backyard. Situated on a sprawling 2.06 acre lot comprised of 3 parcels backing up to trees for ultimate serenity. The 3rd lot also has septic certification letter on file with the county which offers the security of knowing that you could potentially expand for another residence if need be. A detached 2-car garage with electric, heat and AC as well as a storage shed completes the package deal. The Stratford Harbor Community Amenities include lake privileges, including canoe/kayak access, fishing and swimming. Potomac River access via the boat ramp and marina/boat dock. Stay active with the outdoor community pool, beach access, clubhouse, fitness center and basketball courts. Don't miss this unique opportunity!
Sold for $419,000
$419,000
103 Hidden Lake Dr, Montross, VA 22520
3beds
3,524sqft
Single Family Residence
Built in 1995
2.06 Acres Lot
$419,100 Zestimate®
$119/sqft
$2,860 Estimated rent
Home value
$419,100
Estimated sales range
Not available
$2,860/mo
Zestimate® history
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List your homeWhat's special
Fully finished walkout basementMaster bathEat-in kitchenWood and carpeted floorsWalk-in closets
Zillow last checked:
Listing updated:
Listed by:
Kathy Dove 804-761-3129,
Keller Williams Fairfax Gateway
Bought with:
Cathy Stottlemyer
CENTURY 21 New Millennium
Source: Bright MLS,MLS#: VAWE2010088
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 3
Basement
- Area: 1648
Heating
- Heat Pump, Electric, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Cooktop, Washer, Water Heater, Electric Water Heater
- Laundry: Main Level
Features
- Attic, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Combination Dining/Living, Primary Bath(s), Walk-In Closet(s), Dry Wall
- Flooring: Carpet, Hardwood, Luxury Vinyl, Tile/Brick, Wood
- Basement: Full,Walk-Out Access,Finished
- Has fireplace: No
Interior area
- Total structure area: 3,524
- Total interior livable area: 3,524 sqft
- Finished area above ground: 1,876
- Finished area below ground: 1,648
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Driveway, Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Pool features: Community
- Has view: Yes
- View description: Lake, Limited, Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
- Body of water: Potomac River And Stratford Harbour Lake
Lot
- Size: 2.06 Acres
- Features: Additional Lot(s), Backs to Trees, Wooded, Sloped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 23C 21
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab, Other
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Septic = # of BR
- Water: Public
- Utilities for property: Electricity Available, Propane
Community & HOA
Community
- Security: Security System
- Subdivision: Stratford Harbour
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Clubhouse, Fitness Center, Lake, Pool, Basketball Court
- HOA fee: $550 annually
- HOA name: STRATFORD HARBOUR PROPERTY OWNER'S ASSOCIATION
Location
- Region: Montross
Financial & listing details
- Price per square foot: $119/sqft
- Tax assessed value: $265,900
- Annual tax amount: $2,147
- Date on market: 11/13/2025
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: Appliances 3 Parcels
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2026 | Sold | $419,000$119/sqft |
Source:  Bright MLS #VAWE2010088 Report a problem | ||
| 6/18/2026 | Contingent | $419,000$119/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 5/20/2026 | Price change | $419,000-3.7%$119/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 4/22/2026 | Price change | $434,979-2.9%$123/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 3/6/2026 | Price change | $447,750+1.8%$127/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 2/28/2026 | Listed for sale | $439,999$125/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 2/14/2026 | Contingent | $439,999$125/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 12/15/2025 | Price change | $439,999-1.7%$125/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 11/13/2025 | Listed for sale | $447,750+34.9%$127/sqft |
Source: Bright MLS #VAWE2010088 Report a problem | ||
| 1/31/2024 | Sold | $332,000-2.1%$94/sqft |
Source: Bright MLS #VAWE2005322 Report a problem | ||
| 11/30/2023 | Contingent | $339,000$96/sqft |
Source: Bright MLS #VAWE2005322 Report a problem | ||
| 10/29/2023 | Listed for sale | $339,000+255%$96/sqft |
Source: Bright MLS #VAWE2005322 Report a problem | ||
| 7/11/1997 | Sold | $95,500$27/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,808 | $265,900 |
| 2024 | $1,808 +9.7% | $265,900 |
| 2023 | $1,649 | $265,900 |
| 2022 | $1,649 +0.9% | $265,900 +23.7% |
| 2021 | $1,633 | $214,900 |
| 2020 | $1,633 +16.9% | $214,900 |
| 2019 | $1,397 +3.2% | $214,900 |
| 2018 | $1,354 | $214,900 |
| 2017 | -- | $214,900 |
| 2016 | -- | $214,900 -5.8% |
| 2015 | -- | $228,100 |
| 2014 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 22520
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Nearby schools
GreatSchools rating
- 6/10Washington District Elementary SchoolGrades: PK-5Distance: 12.3 mi
- 7/10Montross Middle SchoolGrades: 6-8Distance: 6.6 mi
- 4/10Washington & Lee High SchoolGrades: 9-12Distance: 5.1 mi
Schools provided by the listing agent
- District: Westmoreland County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Westmoreland County
- Montross
- 22520
- 103 Hidden Lake Dr
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