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Under contract-showPrice cut: $100K (8/20)
$1,299,000
4beds
4,393sqft

103 Shelter Cove Ln, Mooresville, NC 28117

4beds
4,393sqft
Single family residence
Built in 1997
0.77 Acres
2 Attached garage spaces
$296 price/sqft
$96/mo HOA

What's special

Finished walk-out basementHigh ceilingsTons of basement storageAll brickBeautiful crown mouldingBeautiful waterfront viewsLarge updated primary bathroom

One of the best priced WATERFRONT homes on Lake Norman with this much square footage! Great opportunity to find a waterfront home at this price with almost 4400 SF. Beautiful waterfront views! Feel at home in this exquisite all brick 4 bedroom (2 bedrooms on the main level),4.5 bath waterfront in the prestigious Pinnacle Shores community of Mooresville, NC. Perched on a deep Cove, this residence boasts picturesque sunrise views over Lake Norman. The interior features high ceilings, beautiful crown moulding, and solid core doors highlighting the quality and craftmanship throughout. The home offers a finished walk-out basement that leads to a terraced pathway, leading directly to your private waterfront DOCK. Recent upgrades include a large updated primary bathroom, fresh exterior trim and garage door painting, a new roof installed in 2019 and convenient underdeck roofing. Basement entertainment area also has a media room with surround sound speakers and a kitchenette that connects with the entertainment area. Tons of basement storage. Bring all offers.

153 days
|
2,281
|
111
|
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4347364MLS Logo
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Jan Cameron jan.cameron@howardhannatate.com,

Howard Hanna Allen Tate Lake Norman

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4347364MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2
Primary bedroom
  • Level: Main
Bedroom s
  • Level: Main
Bedroom s
  • Level: Lower
Bedroom s
  • Level: Lower
Bathroom full
  • Level: Main
Bathroom full
  • Level: Main
Bathroom half
  • Level: Main
Bathroom full
  • Level: Lower
Bathroom full
  • Level: Lower
Bar entertainment
  • Level: Lower
Bonus room
  • Level: Lower
Breakfast
  • Level: Main
Dining room
  • Level: Main
Other
  • Level: Main
Kitchen
  • Level: Main
Laundry
  • Level: Main
Media room
  • Level: Lower
Heating
  • Central, Natural Gas
Cooling
  • Ceiling Fan(s), Central Air, Zoned
Appliances
  • Included: Dishwasher, Disposal, Double Oven, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater
  • Laundry: Laundry Room, Main Level
Features
  • Kitchen Island, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
  • Flooring: Carpet, Tile, Wood
  • Basement: Basement Shop,Exterior Entry,Walk-Out Access
  • Fireplace features: Gas Log, Gas Starter, Great Room, Outside
Interior area
  • Total structure area: 2,662
  • Total interior livable area: 4,393 sqft
  • Finished area above ground: 2,662
  • Finished area below ground: 1,731
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Attached Garage, Garage Door Opener, Garage Faces Side, Parking Space(s), Garage on Main Level
  • Attached garage spaces: 2
  • Uncovered spaces: 1
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck, Rear Porch
  • Has view: Yes
  • View description: Water, Year Round
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Dock, Waterfront
  • Body of water: Lake Norman
Lot
  • Size: 0.77 Acres
  • Features: Sloped
Details
  • Parcel number: 4628625259.000
  • Zoning: Rr-Rr
  • Special conditions: Standard
  • Other equipment: Surround Sound

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Single Family Residence
Materials
  • Brick Full
Condition
  • New construction: No
  • Year built: 1997

Utilities & green energy

  • Sewer: Septic Installed
  • Water: Community Well
  • Utilities for property: Underground Utilities

Community & HOA

Community
  • Security: Carbon Monoxide Detector(s), Radon Mitigation System, Smoke Detector(s)
  • Subdivision: Pinnacle Shores
HOA
  • Has HOA: Yes
  • HOA fee: $1,150 annually
  • HOA name: Association Management Logistics
  • HOA phone: 980-294-6787
Location
  • Region: Mooresville

Financial & listing details

  • Price per square foot: $296/sqft
  • Tax assessed value: $1,011,200
  • Annual tax amount: $6,026
  • Date on market: 4/2/2026
  • Cumulative days on market: 153 days
  • Listing terms: Cash,Conventional
  • Road surface type: Concrete

Price history

DateEventPrice
8/20/2026Price change$1,299,000-7.1%$296/sqft
Source: Canopy MLS as distributed by MLS GRID #4347364 Report a problem
6/11/2026Price change$1,399,000-3.5%$318/sqft
Source: Canopy MLS as distributed by MLS GRID #4347364 Report a problem
5/2/2026Price change$1,450,000-3.3%$330/sqft
Source: Canopy MLS as distributed by MLS GRID #4347364 Report a problem
4/2/2026Listed for sale$1,500,000+114.3%$341/sqft
Source: Canopy MLS as distributed by MLS GRID #4347364 Report a problem
7/19/2013Sold$700,000-6.7%$159/sqft
Source: Canopy MLS as distributed by MLS GRID #2118555 Report a problem
6/13/2013Pending sale$750,000$171/sqft
Source: Keller Williams Realty Lake Norman #2118555 Report a problem
5/6/2013Price change$750,000-3.2%$171/sqft
Source: Keller Williams Realty Lake Norman #2118555 Report a problem
11/16/2012Listed for sale$775,000-8.7%$176/sqft
Source: Keller Williams Realty Lake Norman #2118555 Report a problem
3/24/2011Listing removed$2,995$1/sqft
Source: Owner Report a problem
12/17/2009Listed for rent$2,995$1/sqft
Source: Owner Report a problem
8/17/2009Listing removed$849,000$193/sqft
Source: Newprt Properties #835637 Report a problem
8/7/2009Price change$849,000-3%$193/sqft
Source: Newprt Properties #835637 Report a problem
5/3/2009Price change$874,999-2.7%$199/sqft
Source: Listhub #835637 Report a problem
1/2/2009Price change$899,000-8.3%$205/sqft
Source: Listhub #813836 Report a problem
10/20/2008Listed for sale$980,000+33.3%$223/sqft
Source: Listhub #813836 Report a problem
6/28/2006Sold$735,000$167/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,026 $1,011,200
2024$6,026 $1,011,200
2023$6,026 +30.7%$1,011,200 +39.4%
2022$4,610 +0.1%$725,170
2021$4,606 $725,170
2020$4,606 +5%$725,170
2019$4,389 +13.1%$725,170 +13.2%
2018$3,879 $640,480
2017$3,879 $640,480
2016$3,879 $640,480
2015$3,879 +4%$640,480 -3.4%
2014$3,730 $662,690
2013-- $662,690
2012-- $662,690
2011-- $662,690 -3.1%
2010-- $684,240
2009-- $684,240
2008-- $684,240 -2.2%
2007-- $699,620 +45.5%
2006-- $480,760
2005-- $480,760
2004-- $480,760
2003-- $480,760 +12.2%
2002-- $428,360
2001-- $428,360
2000-- $428,360

Find assessor info on the county website

Monthly payment

Est. payment
$7,351/mo
Principal & interest
$6530
Property taxes
$725
HOA Fees
$96
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Estimated market value

$1,272,200

$1.21M - $1.34M

$5,439/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28117

Nearby schools

Lakeshore Elementary School
Grades PK-5 • 2.4 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
Lakeshore Middle School
Grades 6-8 • 2.3 miles
4/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
1/10
Lake Norman High School
Grades 9-12 • 1.8 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
9/10
Student Progress Rating
5/10

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