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For sale
$2,295,000
3beds
2,800sqft

103 SUNSET LANE, ANNA MARIA, FL 34216

3beds
2,800sqft
Single Family Residence
Built in 1998
10,189 Square Feet Lot
$820/sqft
$63/mo HOA

What's special

Effortless beach accessGulf viewsWraparound windowsGenerous elevated screened lanaiKitchen islandOversized skylightCustom-built residence

A Rare Architectural Retreat in Sunset Cove, Steps from the Gulf! Gulf views, effortless beach access and a canvas of rare potential come together in this architectural gem in Sunset Cove, one of Anna Maria Island's most peaceful and private enclaves. The home sits at the end of a quiet cul-de-sac, just steps from dedicated beach access. Stroll out the door and within moments your feet are in sugar-white sand, with the turquoise Gulf stretching out before you. Monthly rental restrictions preserve the neighborhood's relaxed residential character. Designed by acclaimed architect H. Patterson Fletcher in the spirit of Frank Lloyd Wright, the custom-built residence embraces its natural surroundings with open, flowing spaces, abundant light and a seamless connection between indoors and out. Solidly constructed, the 3-bedroom, 2.5-bath home with bonus room rises three distinctive levels above an expansive walled lot, with ample room to create a private pool and a resort-style outdoor sanctuary. Inside, vaulted ceilings and walls of sliding glass bathe the living room in natural light and frame views of swaying palms and the shimmering Gulf beyond. The open kitchen and living area center on a kitchen island, custom solid-wood cabinetry and an oversized skylight that pours sunshine into the heart of the home. Step out to the generous elevated screened lanai for morning coffee, alfresco dining or a front-row seat as the evening sky turns to gold. The primary suite is a private escape, with a wall of sliders opening to its own balcony, a spacious ensuite bath and dual walk-in closets. Upstairs, two distinct sleeping areas and a full bath offer flexible accommodations for guests. The crown jewel is the rooftop deck. Along with the wraparound windows, it reveals sweeping treetop and Gulf views, an unforgettable setting for sunrise coffee, sunset cocktails and evenings under the stars. Below, an oversized garage provides exceptional storage for beach gear, bikes and island toys. This is a home ready for a new owner's vision. Architectural pedigree, privacy, Gulf views and beach access just steps away set the stage for an extraordinary, one-of-a-kind Anna Maria Island retreat.

29 days
687
38

Likely to sell faster than

Source: Stellar MLS,MLS#: A4708587MLS LogoOriginating MLS: Sarasota - Manatee
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Darcie Duncan 941-779-0304,

DUNCAN REAL ESTATE, INC. 941-779-0304

Source: Stellar MLS,MLS#: A4708587MLS LogoOriginating MLS: Sarasota - Manatee

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Rooms
  • Room types: Bonus Room, Storage Rooms
Primary bedroom
  • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
  • Level: Second
  • Area: 221 Square Feet
  • Dimensions: 17x13
Bedroom 1
  • Features: Ceiling Fan(s), Built-in Closet
  • Level: Second
  • Area: 121 Square Feet
  • Dimensions: 11x11
Bedroom 2
  • Features: Ceiling Fan(s), En Suite Bathroom, Built-in Closet
  • Level: Third
  • Area: 168 Square Feet
  • Dimensions: 14x12
Primary bathroom
  • Features: Dual Sinks, Garden Bath, Shower No Tub
  • Level: Second
  • Area: 168 Square Feet
  • Dimensions: 14x12
Bathroom 1
  • Level: Second
  • Area: 30 Square Feet
  • Dimensions: 6x5
Bathroom 2
  • Features: Shower No Tub
  • Level: Third
  • Area: 78 Square Feet
  • Dimensions: 13x6
Bonus room
  • Features: Ceiling Fan(s), Wet Bar, Storage Closet
  • Level: Third
  • Area: 340 Square Feet
  • Dimensions: 20x17
Dining room
  • Level: Second
  • Area: 56 Square Feet
  • Dimensions: 8x7
Foyer
  • Features: Storage Closet
  • Level: First
  • Area: 195 Square Feet
  • Dimensions: 15x13
Kitchen
  • Features: Wet Bar
  • Level: Second
  • Area: 285 Square Feet
  • Dimensions: 19x15
Laundry
  • Features: Storage Closet
  • Level: Second
  • Area: 80 Square Feet
  • Dimensions: 10x8
Living room
  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 322 Square Feet
  • Dimensions: 23x14
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Laundry: Laundry Room
Features
  • Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
  • Flooring: Carpet, Tile
  • Doors: Outdoor Shower, Sliding Doors
  • Has fireplace: Yes
  • Fireplace features: Gas
Interior area
  • Total structure area: 4,354
  • Total interior livable area: 2,800 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Details: Garage Dimensions: 27x22
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch, Screened
  • Exterior features: Outdoor Shower, Storage
  • Has view: Yes
  • View description: Water, Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Partial
Lot
  • Size: 10,189 Square Feet
  • Features: Cul-De-Sac, FloodZone, Street Dead-End, Above Flood Plain
  • Residential vegetation: Mature Landscaping
Details
  • Parcel number: 6996400302
  • Zoning: R1
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subtype: Single Family Residence
Materials
  • Block, Stucco, Wood Siding
  • Foundation: Slab
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1998

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Propane, Public

Community & HOA

Community
  • Pet fee: $0 monthly
  • Subdivision: SUNSET COVE
HOA
  • Has HOA: Yes
  • HOA fee: $63 monthly
  • HOA name: Sunset Cove
Location
  • Region: Anna Maria

Financial & listing details

  • Price per square foot: $820/sqft
  • Tax assessed value: $2,883,485
  • Annual tax amount: $12,004
  • Date on market: 10/6/2026
  • Cumulative days on market: 29 days
  • Listing terms: Cash,Conventional
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Road surface type: Paved

Price history

DateEventPrice
10/6/2026Listed for sale$2,295,000-4.2%$820/sqft
Source: Stellar MLS #A4708587 Report a problem
8/7/2026Listing removed$2,395,000$855/sqft
Source: Stellar MLS #A4669996 Report a problem
5/1/2026Price change$2,395,000-11.1%$855/sqft
Source: Stellar MLS #A4669996 Report a problem
11/8/2025Listed for sale$2,695,000+1485.3%$963/sqft
Source: Stellar MLS #A4669996 Report a problem
6/8/1995Sold$170,000$61/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$12,004 +4.6%$794,900 +2.9%
2024$11,476 -1.3%$772,498 +3%
2023$11,622 +2.4%$749,998 +3%
2022$11,352 -0.1%$728,153 +3%
2021$11,362 +1.8%$706,945 +1.4%
2020$11,162 +1.4%$697,184 +2.3%
2019$11,013 $681,509 +1.9%
2018$11,013 +0.7%$668,802 +2.1%
2017$10,935 +6.5%$655,046 +2.1%
2016$10,272 $641,573 +0.7%
2015$10,272 $637,113 +0.8%
2014$10,272 +0.3%$632,057 +1.5%
2013$10,239 +1023797%$622,716 +1.7%
2012$1 $612,307 +3%
2011$1 $594,473 +1.5%
2010-- $585,688 +2.7%
2009$9,296 +1.9%$570,290 +0.1%
2008$9,123 +4.6%$569,720 +3%
2007$8,724 -5.1%$553,126 +2.5%
2006$9,190 +0.1%$539,635 +3%
2005$9,178 +1.8%$523,917 +3%
2004$9,020 +0.3%$508,657 +1.9%
2003$8,990 +2.1%$499,173 +2.4%
2002$8,807 +3.1%$487,474 +1.6%
2001$8,544 +15.2%$479,797 +23.8%
2000$7,418 $387,452
Find assessor info on the county website

Monthly payment

Est. payment
$14,993/mo
Principal & interest
$12119
Property taxes
$2811
HOA Fees
$63
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Estimated market value

Not available

Estimated sales range

Not available

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Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34216

Nearby schools

Anna Maria Elementary School
Grades PK-5 • 1.7 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Martha B. King Middle School
Grades 6-8 • 5.7 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
4/10
Manatee High School
Grades 8-12 • 8.5 miles
3/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
4/10
Student Progress Rating
1/10