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For salePrice cut: $100K (8/18)
$1,300,000
4beds
2,771sqft

10320 Miners Lake Rd, Fort Collins, CO 80524

4beds
2,771sqft
Mixed use
Built in 1985
40 Acres
6 Garage spaces
$469 price/sqft
$23/mo HOA

What's special

Two massive insulated shopsNon-motorized reservoir accessIn-ground sprinkler systemOwn sandy beachKitchen remodelUpdated with new floors

Set on 40 private acres just 15 minutes from North Old Town Fort Collins, this one-of-a-kind property offers a rare blend of space, water, and accessibility. With nearly a quarter mile of private lake frontage, you'll enjoy your own sandy beach and non-motorized reservoir access. The 4-bedroom, 3-bath home features a thoughtfully designed layout, highlighted by a brand new 3-bed, 2-bath addition completed in 2023. Every bedroom features its own walk-in closet. The original home has also been updated with new floors, paint, and a kitchen remodel. An in-ground sprinkler system was just installed, and mature trees provide shade and beauty. Two massive, insulated shops add significant versatility and value. Each contains a finished area - an office and a home gym. The lower shop makes a great garage and has doors on both ends. The upper shop is equipped with an oversized garage door, second-level storage, and a new wood-burning stove. It also has two stall doors and a horse waterer near the covered outdoor area. There's a finished "she shed" for additional flex space and a deck platform in the field, great for watching fireworks in the surrounding towns on 4th of July. A well-established lavender field with drip irrigation adds both beauty and charm, while blazing-fast Starlink internet ensures you stay connected (often over 200mbps). The home also has a beautiful outdoor shower for rinsing off after the beach or chores on the farm. Easy access to town, I-25, and 287 keep you close to where you need to be, but enjoying the benefits of space and privacy. The home is on a private road with friendly neighbors. You'll see incredible sunrises, sunsets and stars every day. Wildlife sightings are daily - deer, pronghorn, bald eagles, sandhill cranes to name a few. This is Colorado living at its finest. (For clarity, the main home offers 2,351 finished sq ft, the home gym is 210 sq ft and the office is 210 sq ft, bringing the total finished square footage to 2,771 sq ft.)

100 days
|
950
|
55
|
Source: IRES as distributed by MLS GRID,MLS#: 1062132MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

John Runkles 970-335-9168,

Urban Forest Realty,

David Runkles 303-845-0310,

Urban Forest Realty

Source: IRES as distributed by MLS GRID,MLS#: 1062132MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
Rooms
  • Room types: Loft
Primary bedroom
  • Description: Vinyl
  • Level: Main
  • Area: 255 Square Feet
  • Dimensions: 17 x 15
Bedroom 2
  • Description: Carpet
  • Level: Main
  • Area: 195 Square Feet
  • Dimensions: 13 x 15
Bedroom 3
  • Description: Carpet
  • Level: Upper
  • Area: 132 Square Feet
  • Dimensions: 12 x 11
Bedroom 4
  • Description: Carpet
  • Level: Upper
  • Area: 165 Square Feet
  • Dimensions: 11 x 15
Dining room
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 78 Square Feet
  • Dimensions: 6 x 13
Kitchen
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 117 Square Feet
  • Dimensions: 9 x 13
Laundry
  • Description: Wood
  • Level: Main
  • Area: 88 Square Feet
  • Dimensions: 8 x 11
Living room
  • Description: Luxury Vinyl
  • Level: Main
  • Area: 286 Square Feet
  • Dimensions: 13 x 22
Heating
  • Forced Air, Hot Water
Cooling
  • Central Air, Ceiling Fan(s)
Appliances
  • Included: Dishwasher, Refrigerator, Washer, Dryer, Disposal
Features
  • Cathedral Ceiling(s), Open Floorplan, Workshop, Pantry, Natural Woodwork
  • Windows: Window Coverings
  • Basement: None
Interior area
  • Total structure area: 2,771
  • Total interior livable area: 2,771 sqft
  • Finished area above ground: 2,771

Property

Parking
  • Total spaces: 6
  • Parking features: RV Access/Parking, Detached, >8' Garage Door, Heated Garage, Oversized, Drive Through
  • Garage spaces: 6
  • Details: Detached
Accessibility
  • Accessibility features: Main Floor Bath, Accessible Bedroom, Main Level Laundry
Features
  • Levels: Two
  • Stories: 2
  • Fencing: Partial,Fenced,Wire
  • Has view: Yes
  • View description: Hills, Plains View, Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Abuts Pond/Lake, Lake Privileges, Lake Front, Waterfront
Lot
  • Size: 40 Acres
  • Features: Meadow, Waterfront
Details
  • Additional structures: Storage, Outbuilding
  • Parcel number: R1238744
  • Zoning: O
  • Special conditions: Private Owner
  • Horses can be raised: Yes
  • Horse amenities: Horse(s) Allowed, Zoning Appropriate for 4+ Horses

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Mixed Use
Materials
  • Frame, Painted/Stained
  • Roof: Metal
Condition
  • New construction: No
  • Year built: 1985

Utilities & green energy

  • Gas: Propane
  • Sewer: Septic Tank
  • Water: District
  • Utilities for property: Electricity Available, Propane, Satellite Avail, High Speed Avail
Green energy
  • Energy efficient items: Southern Exposure, Windows

Community & HOA

Community
  • Security: Fire Alarm
  • Subdivision: n/a
HOA
  • Has HOA: Yes
  • Services included: Management
  • HOA fee: $279 annually
Location
  • Region: Fort Collins

Financial & listing details

  • Price per square foot: $469/sqft
  • Tax assessed value: $979,200
  • Annual tax amount: $6,367
  • Date on market: 6/18/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Exclusions: Seller's personal property
  • Electric utility on property: Yes
  • Road surface type: Gravel

Price history

DateEventPrice
8/18/2026Price change$1,300,000-7.1%$469/sqft
Source: IRES as distributed by MLS GRID #1062132 Report a problem
6/18/2026Listed for sale$1,400,000$505/sqft
Source: REcolorado as distributed by MLS GRID #IR1062132 Report a problem
6/17/2026Listing removed$1,400,000$505/sqft
Source: IRES as distributed by MLS GRID #1056632 Report a problem
4/17/2026Listed for sale$1,400,000+47.4%$505/sqft
Source: IRES as distributed by MLS GRID #1056632 Report a problem
5/2/2022Sold$950,000$343/sqft
Source: IRES as distributed by MLS GRID #960696 Report a problem
3/12/2022Listed for sale$950,000+114.9%$343/sqft
Source: IRES as distributed by MLS GRID #960696 Report a problem
10/13/2016Sold$442,000+7.8%$160/sqft
Source: Public Record Report a problem
9/6/2016Pending sale$410,000$148/sqft
Source: The Group, Inc. #801546 Report a problem
8/31/2016Listed for sale$410,000+141.2%$148/sqft
Source: Group Loveland #801546 Report a problem
4/14/1998Sold$170,000$61/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,367 +11.8%$61,200 +1.9%
2024$5,696 +35.7%$60,072 -1%
2023$4,197 -1.2%$60,655 +44%
2022$4,249 +16.8%$42,131 -2.8%
2021$3,637 -0.4%$43,343 +17.7%
2020$3,652 +27.1%$36,823 -0.7%
2019$2,874 $37,080 +24.3%
2018$2,874 $29,830
2017$2,874 +0.3%$29,830 +24.9%
2016$2,865 +35.9%$23,880 -25.7%
2015$2,107 +27.5%$32,140 +72.7%
2014$1,653 $18,610
2013-- $18,610 -19.2%
2012-- $23,040
2011-- $23,040 -1.2%
2010-- $23,310
2009-- $23,310 -8.6%
2008-- $25,510 +125%
2007-- $11,340 -25.7%
2006-- $15,260
2005-- $15,260 +53.4%
2004-- $9,950 -12.6%
2002-- $11,390

Find assessor info on the county website

Monthly payment

Est. payment
$7,456/mo
Principal & interest
$6870
Property taxes
$563
HOA Fees
$23
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Waverly

Nearby schools

Eyestone Elementary School
Grades PK-5 • 7 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
Wellington Middle School
Grades 6-12 • 7.1 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
5/10
Student Progress Rating
5/10