Flexible Living + Dual Primary + Bonus Suite + Heated and Cooled Garage on 1.99 acres with no HOA!!
Rare opportunity to own a home offering flexibility, comfort, and peace of mind in the heart of Flat Rock.
This unique property features dual-primary-suite layout. Both suites offer generous space and well-appointed bathrooms, creating a functional and comfortable living experience that is hard to find in this price range.
In addition to the 2 primary suites, the main home includes a den, an open concept living room, dining room, kitchen, and a laundry room (laundry room is not included in Square footage). For further flexibility, the home includes a versatile bonus suite with private access—perfect for a home office, guest space, studio, or extended living needs. That's not all, the home also includes a climate-controlled two-car garage, offering exceptional utility for storage, hobbies, or workspace.
A major highlight is the whole-house generator, providing year-round reliability and added peace of mind—an increasingly valuable feature in Western North Carolina.
All of this is situated on almost two acres of flat, usable property in desirable Flat Rock. The land is a rare find — open, level, and ready for gardens, animals, equipment, or simply room to spread out and enjoy. With no HOA and no restrictions, you have the freedom to truly use your property the way you want.
Active
Price cut: $29K (6/19)
$520,000
1034 S Orchard Rd, Flat Rock, NC 28731
2beds
1,995sqft
Single Family Residence
Built in 1971
1.99 Acres Lot
$497,600 Zestimate®
$261/sqft
$-- HOA
What's special
- 113 days |
- 661 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Morgan Merritt morgan.merritt@kw.com,
Keller Williams Mtn Partners, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4351377
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Dining area
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Ductless, Heat Pump
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Electric Cooktop, Washer/Dryer
- Laundry: Laundry Room, Main Level
Features
- Total Primary Heated Living Area: 1502
- Flooring: Wood
- Has basement: No
- Fireplace features: Family Room, Gas
Interior area
- Total structure area: 1,502
- Total interior livable area: 1,995 sqft
- Finished area above ground: 1,502
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Rear Porch
Lot
- Size: 1.99 Acres
- Features: Level, Wooded
Living quarters
- Secondary living space: 493 sqft
- Secondary features: Exterior Not Connected,Guest House,Separate Entrance
Details
- Additional structures: Other
- Parcel number: 1015302
- Zoning: R2R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Partial
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1971
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Flat Rock
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $238,000
- Annual tax amount: $1,335
- Date on market: 3/7/2026
- Cumulative days on market: 108 days
- Listing terms: Cash,Conventional,FHA
- Road surface type: Concrete, Paved
Estimated market value
$497,600
$473,000 - $522,000
$2,087/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Price change | $520,000-5.3%$261/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4351377 Report a problem | ||
| 4/30/2026 | Price change | $549,000-6.2%$275/sqft |
Source: Canopy MLS as distributed by MLS GRID #4351377 Report a problem | ||
| 4/4/2026 | Price change | $585,000-2.5%$293/sqft |
Source: Canopy MLS as distributed by MLS GRID #4351377 Report a problem | ||
| 3/7/2026 | Listed for sale | $600,000$301/sqft |
Source: Canopy MLS as distributed by MLS GRID #4351377 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,335 | $238,000 |
| 2024 | $1,335 | $238,000 |
| 2023 | $1,335 +31.8% | $238,000 +62.3% |
| 2022 | $1,013 | $146,600 |
| 2021 | -- | $146,600 |
| 2020 | $1,013 | $146,600 |
| 2019 | $1,013 | $146,600 +10.9% |
| 2018 | -- | $132,200 |
| 2017 | $906 | $132,200 |
| 2016 | -- | $132,200 |
| 2015 | -- | $132,200 +5.3% |
| 2014 | -- | $125,500 |
| 2013 | -- | $125,500 -6.5% |
| 2012 | -- | $134,200 |
| 2011 | -- | $134,200 -13.3% |
| 2010 | -- | $154,800 |
| 2009 | -- | $154,800 |
| 2008 | -- | $154,800 |
| 2007 | -- | $154,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28731
Nearby schools
GreatSchools rating
- 6/10Upward ElementaryGrades: PK-5Distance: 0.9 mi
- 6/10Flat Rock MiddleGrades: 6-8Distance: 3.4 mi
- 10/10Henderson County Early College HighGrades: 9-12Distance: 1.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Henderson County
- Flat Rock
- 28731
- 1034 S Orchard Rd
Nearby cities
Nearby zip codes
Other Flat Rock Topics
