Welcome to 1038 1st St, a charming canal front home located in the heart of Surf City. This beautifully designed three-bedroom property features a spacious open floor plan in the main living area that flows out to a large screened-in porch offering picturesque water views. For added convenience, the porch has a lift to make transporting items to and from the home an ez job. This coastal retreat is perfect for both entertaining and relaxation. Beneath the main house, you'll find a cozy apartment style unit that has been renovated, complete with a bedroom, living area, 3/4 bath, and a laundry area. This versatile space is ideal for guests and extended family. There is also ample storage, a large carport with space for a sitting area, and a spacious backyard that leads directly to your own canal-front dock. Property is a few blocks from the beach and a short drive to Wilmington or Jacksonville. This is the perfect blend of peaceful canal-side living and convenient access to all the best coastal amenities.
Sold for $800,000
$800,000
1038 1st Street, Surf City, NC 28445
3beds
2,018sqft
Single Family Residence
Built in 1998
6,534 Square Feet Lot
$812,500 Zestimate®
$396/sqft
$2,203 Estimated rent
Home value
$812,500
$739,000 - $894,000
$2,203/mo
Zestimate® history
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$4,753/mo
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List your homeWhat's special
Exterior elevatorBoat dockModern bulkheadPlenty of storageSeparate apartment living spaceScreened in porch
Zillow last checked:
Listing updated:
Listed by:
Cheryl Moseley 910-262-2321,
Lewis Realty
Bought with:
Justin Bennett, 349092
REAL Broker LLC
Source: Hive MLS,MLS#: 100469758
Originating MLS: Topsail Island Association of Realtors
Originating MLS: Topsail Island Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Primary Living Area
Dining room
- Features: Combination
Heating
- Heat Pump, Electric
Cooling
- Heat Pump
Appliances
- Included: Electric Oven, Washer, Refrigerator, Dryer, Dishwasher
- Laundry: Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s), Furnished, Blinds/Shades
- Flooring: Carpet, Laminate
- Basement: None
- Attic: None
- Has fireplace: No
- Fireplace features: None
- Furnished: Yes
Interior area
- Total structure area: 1,392
- Total interior livable area: 2,018 sqft
Property
Parking
- Total spaces: 4
- Parking features: Concrete, On Site, Paved
- Uncovered spaces: 4
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Screened
- Fencing: None
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Bulkhead, Canal Front, Water Depth 4+
- Frontage type: Canal Front
Lot
- Size: 6,534 Square Feet
- Dimensions: 55 x 120
- Features: Bulkhead, Water Depth 4+
Details
- Additional structures: See Remarks
- Parcel number: 801221
- Zoning: MHS
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Other, Pilings
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Community & HOA
Community
- Subdivision: Old Settlers Beach
HOA
- Has HOA: No
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $396/sqft
- Tax assessed value: $599,771
- Annual tax amount: $6,387
- Date on market: 7/1/2025
- Cumulative days on market: 304 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 2/21/2025 | Sold | $800,000-5.9%$396/sqft |
Source:  Hive MLS #100469758 Report a problem | ||
| 1/22/2025 | Pending sale | $850,000$421/sqft |
Source: Hive MLS #100469758 Report a problem | ||
| 10/7/2024 | Listed for sale | $850,000+6.3%$421/sqft |
Source: Hive MLS #100469758 Report a problem | ||
| 10/1/2024 | Listing removed | $800,000$396/sqft |
Source: Hive MLS #100433500 Report a problem | ||
| 7/23/2024 | Price change | $800,000-1.8%$396/sqft |
Source: Hive MLS #100433500 Report a problem | ||
| 5/20/2024 | Price change | $815,000-1.2%$404/sqft |
Source: Hive MLS #100433500 Report a problem | ||
| 3/18/2024 | Listed for sale | $825,000$409/sqft |
Source: Hive MLS #100433500 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,928 | $599,771 |
| 2024 | $3,928 | $599,771 |
| 2023 | $3,928 0% | $599,771 |
| 2022 | $3,929 +43.8% | $599,771 +54.7% |
| 2021 | $2,733 -1.4% | $387,590 -1.4% |
| 2020 | $2,771 +9.2% | $393,010 +9.2% |
| 2019 | $2,538 -8.4% | $360,030 -8.4% |
| 2018 | $2,771 +14.9% | $393,010 +10% |
| 2017 | $2,412 | $357,340 |
| 2016 | $2,412 | $357,340 |
| 2015 | $2,412 | $357,340 |
| 2014 | $2,412 -1.6% | $357,340 -14.8% |
| 2013 | $2,452 | $419,180 |
| 2012 | $2,452 | $419,180 |
| 2011 | $2,452 | $419,180 |
| 2010 | $2,452 -36.4% | $419,180 -35.8% |
| 2009 | $3,853 +17.3% | $653,061 |
| 2008 | $3,285 | $653,061 |
| 2007 | $3,285 | $653,061 |
| 2006 | $3,285 +149.8% | $653,061 +232.7% |
| 2005 | $1,315 | $196,278 |
Find assessor info on the county website
Neighborhood: 28445
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Nearby schools
GreatSchools rating
- 10/10Coastal ElementaryGrades: K-5Distance: 5.2 mi
- 7/10Dixon MiddleGrades: 6-8Distance: 8.4 mi
- 5/10Dixon HighGrades: 9-12Distance: 9.8 mi
Schools provided by the listing agent
- Elementary: Coastal
- Middle: Dixon
- High: Dixon
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$812,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$812,500
- North Carolina
- Onslow County
- Surf City
- 28445
- 1038 1st Street
Nearby cities
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