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For sale
  • Price cut: $10K (7/11)
    $364,900

    1038 Grey Oaks Ln, Chattanooga, TN 37421

    3beds
    2,450sqft
    : 
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    Townhouse
    Built in 2007
    5,662 Square Feet Lot
    $358,600 Zestimate®
    $149/sqft
    $65/mo HOA

    What's special

    Two-car garageMain-level primary suiteLarge bathroomsLow-maintenance exteriorLevel cul-de-sac settingEasy functional layoutGenerously sized bedrooms
    Offering 2,450 square feet, a main-level primary suite, oversized bonus room, two-car garage, 2022 roof, and a low $65 monthly HOA, this spacious East Brainerd townhome delivers exceptional size and convenience at an attractive price per square foot. This thoughtfully designed 3-bedroom (plus a large bonus room) 2.5-bath home delivers the space buyers are looking for, with generously sized bedrooms, large bathrooms, excellent closet storage, and a main-level primary suite designed for everyday convenience. The primary bath features a separate shower, jetted spa tub, double vanities, and a large walk-in closet, creating a private retreat within the home. The main living areas offer an easy, functional layout with a spacious living room, granite countertops, stainless appliances, and a comfortable flow for both daily living and entertaining. Upstairs, the oversized bonus room provides valuable flexible space for a media room, office, guest area, workout room, or playroom. A 2-car garage with a Tesla charger already installed, low-maintenance exterior, level cul-de-sac setting, and roof replaced in 2022 add to the appeal and offer added peace of mind. Located in the desirable East Brainerd area and zoned for East Brainerd Elementary, this home offers convenient access to Hamilton Place shopping, dining, entertainment, I-75, the Hamilton Family YMCA, Enterprise South Nature Park, and downtown Chattanooga. If you are looking for size, comfort, storage, convenience, and a peaceful neighborhood feel, this one checks the boxes. Seller will contribute up to $10,000 toward buyer closing costs or an interest-rate buydown with an acceptable offer. Equitable Ownership Interest.
    19 days
    |
    242
    |
    8
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    Zillow last checked:

    Listing updated:

    Listed by:

    Aneka Day 423-902-7151,

    Premier Property Group Inc. 423-402-0259

    Source: Greater Chattanooga Realtors,MLS#: 1537510

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Disposal, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
      • Laundry: In Bathroom, Laundry Room, Main Level
      Features
      • Breakfast Bar, Ceiling Fan(s), Double Vanity, Granite Counters, Primary Downstairs, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
      • Windows: ENERGY STAR Qualified Windows, Insulated Windows
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 2,450
      • Total interior livable area: 2,450 sqft
      • Finished area above ground: 2,450

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Driveway, Garage, Off Street, Garage Faces Front
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Common Area, Accessible Hallway(s)
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Rain Gutters
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath
      • Fencing: Partial
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 21.42 x 123.92
      • Features: Back Yard, Cul-De-Sac, Level
      Details
      • Parcel number: 171b A 029.11
      • Special conditions: Equitable Ownership Interest

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Brick, Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
      Green energy
      • Energy efficient items: HVAC, Thermostat, Water Heater, Windows

      Community & HOA

      Community
      • Features: None
      • Security: Smoke Detector(s)
      • Subdivision: Grey Oaks
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds
      • Services included: Maintenance Grounds
      • HOA fee: $65 monthly
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $149/sqft
      • Tax assessed value: $306,300
      • Annual tax amount: $2,638
      • Date on market: 6/30/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $358,600

        $341,000 - $377,000

        $2,505/mo

        Price history

        DateEventPrice
        7/11/2026Price change$364,900-2.7%$149/sqft
        Source: Greater Chattanooga Realtors #1537510 Report a problem
        6/30/2026Listed for sale$374,900+11.9%$153/sqft
        Source: Greater Chattanooga Realtors #1537510 Report a problem
        9/13/2024Listing removed$2,400$1/sqft
        Source: Zillow Rentals Report a problem
        8/8/2024Listed for rent$2,400$1/sqft
        Source: Zillow Rentals Report a problem
        7/31/2024Listing removed--
        Source: Zillow Rentals Report a problem
        6/28/2024Price change$2,400-3.4%$1/sqft
        Source: Zillow Rentals Report a problem
        6/25/2024Price change$2,485-6.2%$1/sqft
        Source: Zillow Rentals Report a problem
        6/17/2024Listed for rent$2,650+60.6%$1/sqft
        Source: Zillow Rentals Report a problem
        10/13/2022Listing removed--
        Source: Greater Chattanooga Realtors #1362857 Report a problem
        10/3/2022Price change$335,000-0.4%$137/sqft
        Source: Greater Chattanooga Realtors #1362857 Report a problem
        9/30/2022Price change$336,500-1.5%$137/sqft
        Source: Greater Chattanooga Realtors #1362857 Report a problem
        9/27/2022Price change$341,500-2.4%$139/sqft
        Source: Greater Chattanooga Realtors #1362857 Report a problem
        9/22/2022Listed for sale$349,900+52.8%$143/sqft
        Source: Greater Chattanooga Realtors #1362857 Report a problem
        8/28/2019Sold$229,000-0.4%$93/sqft
        Source: Greater Chattanooga Realtors #1298505 Report a problem
        7/20/2019Pending sale$229,900$94/sqft
        Source: Real Estate Brokers #1298505 Report a problem
        5/3/2019Price change$229,900-4.2%$94/sqft
        Source: Real Estate Brokers #1298505 Report a problem
        4/23/2019Listed for sale$239,900+20%$98/sqft
        Source: Real Estate Brokers #1298505 Report a problem
        7/8/2016Listing removed$199,900$82/sqft
        Source: Keller Williams - Chattanooga - East Brainerd #1247068 Report a problem
        2/15/2016Listing removed$1,650$1/sqft
        Source: Owner Report a problem
        1/18/2016Listed for rent$1,650$1/sqft
        Source: Owner Report a problem
        10/18/2015Price change$199,900-2.4%$82/sqft
        Source: Keller Williams - Chattanooga - East Brainerd #1226976 Report a problem
        5/2/2015Listed for sale$204,900$84/sqft
        Source: Keller Williams - Chattanooga - East Brainerd #1226976 Report a problem
        4/15/2015Listing removed$1,650$1/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,161 -9.3%$76,575 +33.9%
        2024$1,279 $57,175
        2023$1,279 $57,175
        2022$1,279 $57,175
        2021$1,279 -6.5%$57,175 +15.6%
        2020$1,367 $49,450
        2019$1,367 $49,450
        2018$1,367 -47.8%$49,450
        2017$2,620 +1.9%$49,450
        2016$2,570 --
        2015$2,570 $48,375
        2014$2,570 +92.1%--
        2013$1,338 $48,375
        2012$1,338 $48,375
        2011$1,338 $48,375
        2010$1,338 $48,375
        2009$1,338 $48,375 +1.9%
        2008-- $47,475 +13.2%
        2007-- $41,925 +645.3%
        2006-- $5,625
        2005-- $5,625
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37421

        Getting around

        39 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Brainerd Elementary
        • Middle: East Hamilton
        • High: East Hamilton

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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