Welcome to your own slice of paradise in South Gulf Cove on Florida's beautiful Cape Haze Peninsula. This stunning turnkey-furnished Gulf Access waterfront home is ready for immediate enjoyment—simply bring your suitcase and start living the Southwest Florida lifestyle you've been dreaming about. Built in 2022 and barely used, this like-new residence offers three bedrooms, two bathrooms, and an impressive blend of luxury, comfort, and smart-home technology. From the moment you enter, you'll appreciate the bright, open-concept design, enhanced by hurricane-impact windows, doors, sliding glass doors and custom window treatments that fill the home with natural light while providing peace of mind. The gourmet kitchen features high-end appliances and serves as the centerpiece for entertaining family and friends. Sliding glass doors open seamlessly to your private outdoor oasis, where Florida living truly comes to life. Spend sunny afternoons relaxing by the sparkling pool, unwind in the hot tub after a day on the water, or host unforgettable gatherings overlooking the canal. For boating enthusiasts, the custom composite dock and boat lift with water and electric provide convenient sailboat access to Charlotte Harbor, Boca Grande Pass, and the Gulf of Mexico. Imagine stepping out your back door for sunset cruises, world-class fishing adventures, waterfront dining, and endless days exploring Southwest Florida's waterways. This fully integrated Smart Hub Home allows you to control cameras, irrigation, pool, spa, lighting, and more directly from your phone through CommandIQ. Additional upgrades include underwater fish lights, a complete landscape lighting package on timers and sensors, concrete landscape curbing, Smart TVs, an epoxy-coated garage floor, and beautifully maintained tropical landscaping. South Gulf Cove residents enjoy an active waterfront lifestyle with community parks, walking paths, a clubhouse, and a public boat ramp. You'll also be just minutes from Boca Grande, Englewood Beach, Manasota Key, championship golf courses, waterfront restaurants, and some of Florida's most spectacular Gulf Coast beaches. Whether you're searching for a year-round residence, seasonal retreat, or investment opportunity, this move-in-ready, turnkey waterfront home offers everything you need to start enjoying the Florida lifestyle from day one.
For sale
Price cut: $16K (7/1)
$649,000
10392 Rainsville St, Port Charlotte, FL 33981
3beds
1,629sqft
Single Family Residence
Built in 2022
10,007 Square Feet Lot
$625,200 Zestimate®
$398/sqft
$10/mo HOA
What's special
Hot tubThree bedroomsSparkling poolEpoxy-coated garage floorTwo bathroomsCustom window treatmentsUnderwater fish lights
- 33 days |
- 477 |
- 30 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Olivia Jones 941-456-1281,
PARSLEY BALDWIN REAL ESTATE 941-964-2700
Source: Stellar MLS,MLS#: D6147666
Originating MLS: Englewood

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 187.5 Square Feet
- Dimensions: 15x12.5
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 10x13
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 10x13
Kitchen
- Level: First
- Area: 96 Square Feet
- Dimensions: 8x12
Living room
- Level: First
- Area: 168 Square Feet
- Dimensions: 14x12
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Flooring: Laminate
- Doors: Outdoor Grill
- Has fireplace: No
Interior area
- Total structure area: 2,453
- Total interior livable area: 1,629 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Details: Garage Dimensions: 21x21
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Outdoor Grill
- Has private pool: Yes
- Pool features: Heated, In Ground, Screen Enclosure
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal - Saltwater, Saltwater Canal Access, Gulf/Ocean to Bay Access, Bridges - No Fixed Bridges
Lot
- Size: 10,007 Square Feet
Details
- Parcel number: 412128406006
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Block, Slab, Stem Wall
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Public
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: PORT CHARLOTTE SEC 87
HOA
- Has HOA: Yes
- HOA fee: $10 monthly
- HOA name: Dave Cormier
Location
- Region: Port Charlotte
Financial & listing details
- Price per square foot: $398/sqft
- Tax assessed value: $548,867
- Annual tax amount: $9,525
- Date on market: 6/1/2026
- Cumulative days on market: 34 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$625,200
$594,000 - $656,000
$4,028/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Price change | $649,000-2.4%$398/sqft |
Source: | ||
| 6/1/2026 | Listed for sale | $665,000-3.5%$408/sqft |
Source: | ||
| 7/12/2024 | Listing removed | -- |
Source: | ||
| 4/19/2024 | Listed for sale | $689,000+14.8%$423/sqft |
Source: | ||
| 1/12/2024 | Sold | $600,000-7.7%$368/sqft |
Source: | ||
| 1/7/2024 | Pending sale | $650,000$399/sqft |
Source: | ||
| 1/3/2024 | Price change | $650,000-4.4%$399/sqft |
Source: | ||
| 11/16/2023 | Listed for sale | $680,000-6.8%$417/sqft |
Source: | ||
| 4/1/2023 | Listing removed | -- |
Source: | ||
| 3/9/2023 | Listed for sale | $730,000$448/sqft |
Source: | ||
| 2/12/2023 | Pending sale | $730,000$448/sqft |
Source: | ||
| 2/2/2023 | Listed for sale | $730,000$448/sqft |
Source: | ||
| 1/28/2023 | Pending sale | $730,000$448/sqft |
Source: | ||
| 1/23/2023 | Price change | $730,000-2.7%$448/sqft |
Source: | ||
| 12/9/2022 | Listed for sale | $750,000+40.8%$460/sqft |
Source: | ||
| 3/9/2022 | Sold | $532,500$327/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,525 +16.6% | $548,867 +14.9% |
| 2024 | $8,170 +17.1% | $477,724 +22.9% |
| 2023 | $6,978 +501.9% | $388,817 +766.3% |
| 2022 | $1,159 +16.7% | $44,880 +10% |
| 2021 | $993 -5.4% | $40,800 -11.1% |
| 2020 | $1,050 -0.6% | $45,900 |
| 2019 | $1,056 -4.1% | $45,900 -6.5% |
| 2018 | $1,101 | $49,090 -2.1% |
| 2017 | $1,101 +3.2% | $50,150 +23.6% |
| 2016 | $1,067 +2.5% | $40,570 +10% |
| 2015 | $1,041 +12.8% | $36,882 +10% |
| 2014 | $923 +71.5% | $33,529 +21% |
| 2013 | $538 +13% | $27,710 -28.4% |
| 2012 | $476 -27.7% | $38,675 |
| 2011 | $659 +6.6% | $38,675 +8.3% |
| 2010 | $618 -20.9% | $35,700 -26.3% |
| 2009 | $782 | $48,450 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33981
Nearby schools
GreatSchools rating
- 6/10Myakka River Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 7/10L. A. Ainger Middle SchoolGrades: 6-8Distance: 5.3 mi
- 5/10Lemon Bay High SchoolGrades: 9-12Distance: 8 mi
Schools provided by the listing agent
- Elementary: Myakka River Elementary
- Middle: L.A. Ainger Middle
- High: Lemon Bay High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Charlotte County
- Port Charlotte
- 33981
- 10392 Rainsville St






