Private Waterfront Retreat in Winston Waterways!A rare opportunity awaits to own in one of Key Largo's most desirable boating communities. This beautifully maintained stilt home in the highly sought-after Winston Waterways neighborhood offers 3 bedrooms, 2 baths, and the perfect blend of privacy, exceptional boating access, and authentic island living.Sweeping water views stretch from both the front and rear porches. Inside, the home features a brand-new central air conditioning system with a supplemental mini-split for maximum comfort. The climate-controlled garage, also equipped with its own mini-split, comfortably accommodates a vehicle while providing versatile workshop and storage space.Designed with boaters in mind, the spacious 60-foot dock includes davits and a 10,000 lb boat lift still under warranty. From your dock, it's an easy 10-minute run to the open ocean and the world-famous John Pennekamp Coral Reef State Park for diving, snorkeling, and fishing, with convenient bay access through Adam's cut nearby.Tucked away on a quiet street shared by only three other homes, the property delivers genuine privacy without sacrificing accessibility. Whether you're fishing, diving, snorkeling, or cruising the Florida Keys, this prime ocean-access location delivers the ultimate Keys boating lifestyle!
Under contract
$1,199,000
104 8th Ln, Key Largo, FL 33037
3beds
1,125sqft
Single Family Residence
Built in 1996
5,662 Square Feet Lot
$-- Zestimate®
$1,066/sqft
$-- HOA
What's special
Beautifully maintained stilt homePrivate waterfront retreat
- 35 days |
- 227 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Philip Kravitz 305-783-7983,
Coldwell Banker Schmitt Key Largo
Source: FLKMLS,MLS#: 619989
Originating MLS: Florida Keys
Originating MLS: Florida KeysFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air, Ceiling Fans(s), Wall/Window Unit(s)
Appliances
- Included: Washer, Ice Machine, Gas Appliances, Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Built-in Cabinets, Granite Counters
- Flooring: Tile
- Windows: Accordion, Panel
Interior area
- Total interior livable area: 1,125 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage, Covered
- Has garage: Yes
Features
- Patio & porch: Open Porch/Balcony, Deck, Roof Top Deck
- Has view: Yes
- View description: Ocean, Water, Canal
- Has water view: Yes
- Water view: Ocean,Water,Canal
- Waterfront features: Canal Front, Waterfront, Dock: Concrete, Dockage: Davits, Boat Lift
Lot
- Size: 5,662 Square Feet
- Features: Less Than 1/4 Acre
Details
- Additional structures: Workshop
- Parcel number: 00547211007500
- Zoning: IS
- Zoning description: Improved Subivision District
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Metal
Condition
- Year built: 1996
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA
Community & HOA
Community
- Subdivision: Winston Waterway (102.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $1,066/sqft
- Tax assessed value: $926,943
- Annual tax amount: $3,775
- Date on market: 5/21/2026
- Listing terms: No Seller Finance,FHA,Conventional,Cash
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Contingent | $1,199,000$1,066/sqft |
Source:  FLKMLS #619989 Report a problem | ||
| 5/21/2026 | Listed for sale | $1,199,000+199.8%$1,066/sqft |
Source:  Key West AOR #619989 Report a problem | ||
| 9/2/2011 | Sold | $400,000-16.5%$356/sqft |
Source: FLKMLS #555336 Report a problem | ||
| 6/29/2011 | Listed for sale | $479,000$426/sqft |
Source: Coldwell Banker Schmitt #555336 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,776 +4.6% | $405,809 +2.9% |
| 2024 | $3,608 +4.5% | $394,373 +3% |
| 2023 | $3,451 +5.6% | $382,887 +3% |
| 2022 | $3,269 -1.3% | $371,735 +3% |
| 2021 | $3,312 +0.6% | $360,908 +1.4% |
| 2020 | $3,293 | $355,926 +2.3% |
| 2019 | $3,293 +1.8% | $347,924 +1.9% |
| 2018 | $3,234 +0.2% | $341,437 +2.1% |
| 2017 | $3,229 +2.1% | $334,415 +2.1% |
| 2016 | $3,164 -1.2% | $327,537 +0.7% |
| 2015 | $3,203 | $325,260 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 3.2 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 11.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Key Largo
- 33037
- 104 8th Ln
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