Enjoy lakefront living on Indian Lake, featuring over 200 Ft. of water frontage. This charming Cape-style home offers 3 bedrooms and 2 baths, highlighted by a spacious living room with vaulted ceilings, propane heat stove and skylights that fill the space with natural light. Recent updates includes Renewal by Anderson windows throughout and fresh interior paint. Step outside to a generous 44-foot Trex deck perfect for entertaining or relaxing. A 40-foot dock makes boating and lake access effortless, while a whole-house generator ensures year-round comfort and peace of mind. A rare opportunity to own a waterfront retreat with both charm and modern updates.
Active under contract
$695,000
104 Cotta Lane, Saint Albans, ME 04971
3beds
2,320sqft
Single Family Residence
Built in 2004
2.04 Acres Lot
$665,500 Zestimate®
$300/sqft
$21/mo HOA
What's special
Propane heat stoveFresh interior paint
- 113 days |
- 69 |
- 0 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Coldwell Banker Realty 207-773-1990
Source: Maine Listings,MLS#: 1654904
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Features: Suite
- Level: First
Bedroom 2
- Features: Built-in Features, Closet
- Level: Second
Bedroom 3
- Features: Closet
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Features: Heat Stove Hookup, Skylight, Vaulted Ceiling(s)
- Level: First
Heating
- Forced Air, Other
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
Features
- 1st Floor Bedroom, 1st Floor Primary Bedroom w/Bath
- Flooring: Carpet, Concrete, Vinyl
- Basement: Interior Entry,Walk-Out Access,Full,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,320
- Total interior livable area: 2,320 sqft
- Finished area above ground: 2,320
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Gravel, 5 - 10 Spaces, Detached
- Garage spaces: 2
Features
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Scenic
- Body of water: Big Indian
- Frontage length: Waterfrontage: 200.9,Waterfrontage Owned: 200.9
Lot
- Size: 2.04 Acres
- Features: Near Shopping, Neighborhood, Rural, Level, Open Lot, Rolling Slope, Wooded
Details
- Parcel number: SALBM023L072
- Zoning: shoreland
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Other, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Year built: 2004
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Private Sewer, Septic Tank
- Water: Private, Well
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $250 annually
Location
- Region: Saint Albans
Financial & listing details
- Price per square foot: $300/sqft
- Tax assessed value: $320,700
- Annual tax amount: $5,593
- Date on market: 3/20/2026
- Road surface type: Gravel, Dirt
Estimated market value
Zestimate®
$665,500
Estimated sales range
$632,000 - $699,000
Rent Zestimate®
$2,389/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/19/2026 | Contingent | $695,000$300/sqft |
Source: | ||
| 3/20/2026 | Listed for sale | $695,000+16%$300/sqft |
Source: | ||
| 2/8/2023 | Listing removed | -- |
Source: BHHS broker feed Report a problem | ||
| 1/4/2023 | Listed for sale | $599,000$258/sqft |
Source: BHHS broker feed #1524451 Report a problem | ||
| 1/3/2023 | Pending sale | $599,000$258/sqft |
Source: | ||
| 12/29/2022 | Listed for sale | $599,000+14.1%$258/sqft |
Source: BHHS broker feed #1524451 Report a problem | ||
| 12/28/2022 | Sold | $525,000-12.4%$226/sqft |
Source: | ||
| 11/18/2022 | Contingent | $599,000$258/sqft |
Source: | ||
| 6/19/2022 | Price change | $599,000-7.8%$258/sqft |
Source: | ||
| 4/12/2022 | Listed for sale | $649,900$280/sqft |
Source: | ||
| 10/16/2021 | Listing removed | -- |
Source: | ||
| 10/1/2021 | Price change | $649,900-31.6%$280/sqft |
Source: | ||
| 10/1/2021 | Price change | $949,900-4.1%$409/sqft |
Source: | ||
| 9/9/2021 | Price change | $990,000-17.5%$427/sqft |
Source: | ||
| 7/27/2021 | Listed for sale | $1,200,000$517/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,372 | $320,700 |
| 2023 | $5,372 | $320,700 |
| 2022 | $5,372 | $320,700 |
| 2021 | $5,372 | $320,700 |
| 2020 | $5,372 | $320,700 |
| 2019 | $5,372 +1.8% | $320,700 |
| 2018 | $5,276 +0.6% | $320,700 |
| 2017 | $5,243 -3.5% | $320,700 +31% |
| 2016 | $5,435 +9.4% | $244,800 |
| 2015 | $4,969 +8.4% | $244,800 -2.9% |
| 2012 | $4,586 | $252,000 |
| 2010 | -- | $252,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 04971
Getting around
Nearby schools
GreatSchools rating
- 3/10Somerset Elementary SchoolGrades: PK-4Distance: 3.4 mi
- 3/10Nokomis Regional Middle SchoolGrades: 5-8Distance: 5.6 mi
- 5/10Nokomis Regional High SchoolGrades: 9-12Distance: 5.6 mi
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- Maine
- Somerset County
- St Albans
- 04971
- 104 Cotta Lane